Choiceone Financial Services annual debt-to-assets ratio
2019
2022
2023
2024
2025
Choiceone Financial Services Debt-to-Assets Ratio Growth & History (COFS)
Choiceone Financial Services's debt-to-assets ratio was 0.00 for fiscal 2025.
View full Choiceone Financial Services company overviewChoiceone Financial Services annual debt-to-assets ratio history
| Fiscal year | Period ended | Debt-to-assets ratio | Change | Growth |
|---|---|---|---|---|
| 2025 | 2025-12-31 | 0.00 | 0.00 | +183.76% |
| 2024 | 2024-12-31 | 0.00 | −0.00 | −17.12% |
| 2023 | 2023-12-31 | 0.00 | −0.04 | −99.23% |
| 2022 | 2022-12-31 | 0.04 | — | — |
| 2019 | 2019-12-31 | 0.00 | — | — |
Choiceone Financial Services quarterly debt-to-assets ratio
Q4.19
Q4.23
Q4.24
Q1.25
Q2.25
Q3.25
Q4.25
Q1.26
Q2.26
| Fiscal quarter | Period ended | Debt-to-assets ratio | Change | YoY change |
|---|---|---|---|---|
| Q2 2026 | 2026-06-30 | 0.08 | 0.02 | +34.65% |
| Q1 2026 | 2026-03-31 | 0.05 | 0.01 | +23.34% |
| Q4 2025 | 2025-12-31 | 0.00 | 0.00 | +183.76% |
| Q3 2025 | 2025-09-30 | 0.06 | — | — |
| Q2 2025 | 2025-06-30 | 0.06 | — | — |
| Q1 2025 | 2025-03-31 | 0.04 | — | — |
| Q4 2024 | 2024-12-31 | 0.00 | −0.00 | −17.12% |
| Q4 2023 | 2023-12-31 | 0.00 | — | — |
| Q4 2019 | 2019-12-31 | 0.00 | — | — |
Choiceone Financial Services debt-to-assets ratio trends
Between the periods ended 2019-12-31 and 2025-12-31, Choiceone Financial Services's debt-to-assets ratio increased from 0.00 to 0.00, a change of 0.00. The latest reported quarter, Q2 2026, shows 0.08.
About the metric
What the debt-to-assets ratio means
The debt-to-assets ratio shows the portion of a company’s reported assets financed with interest-bearing debt. It is a leverage measure and should not be confused with total liabilities divided by assets.
Calculation and source
How debt-to-assets is calculated
TickerStat calculates debt-to-assets as total interest-bearing debt divided by total assets at the same reporting-period end. Periods with missing debt or non-positive assets are omitted. Fiscal periods can differ from calendar years, so exact period-end dates are included.
Review Choiceone Financial Services source filings ↗