Choiceone Financial Services annual debt-to-equity ratio
2019
2022
2023
2024
2025
Choiceone Financial Services Debt-to-Equity Ratio Growth & History (COFS)
Choiceone Financial Services's debt-to-equity ratio was 0.01 for fiscal 2025.
View full Choiceone Financial Services company overviewChoiceone Financial Services annual debt-to-equity ratio history
| Fiscal year | Period ended | Debt-to-equity ratio | Change | Growth |
|---|---|---|---|---|
| 2025 | 2025-12-31 | 0.01 | 0.00 | +157.19% |
| 2024 | 2024-12-31 | 0.00 | −0.00 | −34.20% |
| 2023 | 2023-12-31 | 0.00 | −0.53 | −99.32% |
| 2022 | 2022-12-31 | 0.53 | — | — |
| 2019 | 2019-12-31 | 0.00 | — | — |
Choiceone Financial Services quarterly debt-to-equity ratio
Q4.19
Q4.23
Q4.24
Q1.25
Q2.25
Q3.25
Q4.25
Q1.26
Q2.26
| Fiscal quarter | Period ended | Debt-to-equity ratio | Change | YoY change |
|---|---|---|---|---|
| Q2 2026 | 2026-06-30 | 0.71 | 0.14 | +24.55% |
| Q1 2026 | 2026-03-31 | 0.50 | 0.06 | +14.39% |
| Q4 2025 | 2025-12-31 | 0.01 | 0.00 | +157.19% |
| Q3 2025 | 2025-09-30 | 0.55 | — | — |
| Q2 2025 | 2025-06-30 | 0.57 | — | — |
| Q1 2025 | 2025-03-31 | 0.43 | — | — |
| Q4 2024 | 2024-12-31 | 0.00 | −0.00 | −34.20% |
| Q4 2023 | 2023-12-31 | 0.00 | — | — |
| Q4 2019 | 2019-12-31 | 0.00 | — | — |
Choiceone Financial Services debt-to-equity ratio trends
Between the periods ended 2019-12-31 and 2025-12-31, Choiceone Financial Services's debt-to-equity ratio increased from 0.00 to 0.01, a change of 0.00. The latest reported quarter, Q2 2026, shows 0.71.
About the metric
What the debt-to-equity ratio means
The debt-to-equity ratio compares interest-bearing debt with shareholders’ equity. It helps show how much debt financing a company uses relative to its accounting equity, but useful comparison levels vary by industry.
Calculation and source
How debt-to-equity is calculated
TickerStat calculates debt-to-equity as total interest-bearing debt divided by SEC-reported shareholders’ equity for the same balance-sheet date. Total liabilities are not treated as debt, and periods with non-positive equity are omitted. Fiscal periods can differ from calendar years, so exact period-end dates are included.
Review Choiceone Financial Services source filings ↗