Citizens Financial Services annual net debt
2013
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2025
Citizens Financial Services Net Debt Growth & History (CZFS)
Citizens Financial Services's net debt was $285.9M for fiscal 2025.
View full Citizens Financial Services company overviewCitizens Financial Services annual net debt history
| Fiscal year | Period ended | Net debt | Change | Growth |
|---|---|---|---|---|
| 2025 | 2025-12-31 | $285.9M | $20.3M | +7.65% |
| 2024 | 2024-12-31 | $265.6M | −$14.8M | −5.28% |
| 2023 | 2023-12-31 | $280.4M | $44.3M | +18.77% |
| 2022 | 2022-12-31 | $236.1M | $331.7M | — |
| 2021 | 2021-12-31 | −$95.6M | −$118.0M | — |
| 2020 | 2020-12-31 | $22.4M | −$45.3M | −66.90% |
| 2019 | 2019-12-31 | $67.8M | −$6.6M | −8.92% |
| 2018 | 2018-12-31 | $74.4M | −$21.8M | −22.62% |
| 2017 | 2017-12-31 | $96.1M | $34.2M | +55.31% |
| 2016 | 2016-12-31 | $61.9M | $44.7M | +258.95% |
| 2015 | 2015-12-31 | $17.2M | −$13.1M | −43.22% |
| 2014 | 2014-12-31 | $30.4M | −$26.5M | −46.57% |
| 2013 | 2013-12-31 | $56.8M | — | — |
Citizens Financial Services quarterly net debt
Q4.13
Q2.14
Q3.14
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Q1.15
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Q1.26
Q2.26
| Fiscal quarter | Period ended | Net debt | Change | YoY change |
|---|---|---|---|---|
| Q2 2026 | 2026-06-30 | $354.6M | $90.9M | +34.45% |
| Q1 2026 | 2026-03-31 | $165.6M | −$99.6M | −37.55% |
| Q4 2025 | 2025-12-31 | $285.9M | $20.3M | +7.65% |
| Q3 2025 | 2025-09-30 | $248.5M | $53.5M | +27.46% |
| Q2 2025 | 2025-06-30 | $263.7M | −$32.7M | −11.02% |
| Q1 2025 | 2025-03-31 | $265.2M | $11.3M | +4.45% |
| Q4 2024 | 2024-12-31 | $265.6M | −$14.8M | −5.28% |
| Q3 2024 | 2024-09-30 | $195.0M | −$77.8M | −28.53% |
| Q2 2024 | 2024-06-30 | $296.4M | $22.9M | +8.38% |
| Q1 2024 | 2024-03-31 | $253.9M | −$7.9M | −3.03% |
| Q4 2023 | 2023-12-31 | $280.4M | $44.3M | +18.77% |
| Q3 2023 | 2023-09-30 | $272.8M | $37.0M | +15.71% |
| Q2 2023 | 2023-06-30 | $273.5M | $183.6M | +204.33% |
| Q1 2023 | 2023-03-31 | $261.9M | $307.8M | — |
| Q4 2022 | 2022-12-31 | $236.1M | $331.7M | — |
| Q3 2022 | 2022-09-30 | $235.8M | $259.5M | — |
| Q2 2022 | 2022-06-30 | $89.9M | $100.2M | — |
| Q1 2022 | 2022-03-31 | −$45.9M | $18.8M | — |
| Q4 2021 | 2021-12-31 | −$95.6M | −$118.0M | — |
| Q3 2021 | 2021-09-30 | −$23.8M | −$48.1M | — |
| Q2 2021 | 2021-06-30 | −$10.4M | −$56.5M | — |
| Q1 2021 | 2021-03-31 | −$64.7M | −$126.7M | — |
| Q4 2020 | 2020-12-31 | $22.4M | −$45.3M | −66.90% |
| Q3 2020 | 2020-09-30 | $24.3M | −$66.7M | −73.30% |
| Q2 2020 | 2020-06-30 | $46.1M | −$39.7M | −46.28% |
| Q1 2020 | 2020-03-31 | $62.0M | −$29.8M | −32.42% |
| Q4 2019 | 2019-12-31 | $67.8M | −$6.6M | −8.92% |
| Q3 2019 | 2019-09-30 | $91.0M | $21.4M | +30.74% |
| Q2 2019 | 2019-06-30 | $85.8M | −$32.2M | −27.29% |
| Q1 2019 | 2019-03-31 | $91.8M | −$19.8M | −17.77% |
| Q4 2018 | 2018-12-31 | $74.4M | −$21.8M | −22.62% |
| Q3 2018 | 2018-09-30 | $69.6M | $9.8M | +16.36% |
| Q2 2018 | 2018-06-30 | $118.0M | $67.4M | +133.11% |
| Q1 2018 | 2018-03-31 | $111.6M | $79.6M | +248.47% |
| Q4 2017 | 2017-12-31 | $96.1M | $34.2M | +55.31% |
| Q3 2017 | 2017-09-30 | $59.8M | $24.3M | +68.54% |
| Q2 2017 | 2017-06-30 | $50.6M | $38.7M | +323.24% |
| Q1 2017 | 2017-03-31 | $32.0M | $29.4M | +1124.26% |
| Q4 2016 | 2016-12-31 | $61.9M | $44.7M | +258.95% |
| Q3 2016 | 2016-09-30 | $35.5M | $1.1M | +3.33% |
| Q2 2016 | 2016-06-30 | $12.0M | −$16.3M | −57.70% |
| Q1 2016 | 2016-03-31 | $2.6M | −$8.0M | −75.32% |
| Q4 2015 | 2015-12-31 | $17.2M | −$13.1M | −43.22% |
| Q3 2015 | 2015-09-30 | $34.3M | $7.9M | +30.06% |
| Q2 2015 | 2015-06-30 | $28.3M | $947,000 | +3.46% |
| Q1 2015 | 2015-03-31 | $10.6M | — | — |
| Q4 2014 | 2014-12-31 | $30.4M | −$26.5M | −46.57% |
| Q3 2014 | 2014-09-30 | $26.4M | — | — |
| Q2 2014 | 2014-06-30 | $27.3M | — | — |
| Q4 2013 | 2013-12-31 | $56.8M | — | — |
Citizens Financial Services net debt trends
Over the last five fiscal years, Citizens Financial Services's net debt increased from $22.4M to $285.9M, a change of $263.5M. The latest reported quarter, Q2 2026, shows $354.6M.
About the metric
What net debt means
Net debt compares a company’s interest-bearing debt with its cash and cash equivalents. Positive net debt means debt exceeds cash, while a negative value indicates the company has more cash than debt on this measure.
Calculation and source
How net debt is calculated
TickerStat calculates net debt as total interest-bearing debt minus cash and cash equivalents at the same reporting-period end. Short-term investments are not subtracted because they are not included in the standardized cash series. Fiscal periods can differ from calendar years, so exact period-end dates are included.
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