Revenue
2018
2019
2020
2021
2022
2023
2024
2025
CITIZENS FINANCIAL SERVICES INC (CZFS)
Price—Loading quote
Net income
2018
2019
2020
2021
2022
2023
2024
2025
Free cash flow
2018
2019
2020
2021
2022
2023
2024
2025
Total cash / debt
CashTotal debt
2018
2019
2020
2021
2022
2023
2024
2025
Financial statements
| 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $9.9M | $9.6M | $9.0M | $8.6M | $7.7M | $6.7M | $6.9M | $6.5M | — | — | — | — | — | — | — | — | — |
| Operating expenses | $64.7M | $65.4M | $64.8M | $44.7M | $41.5M | $40.8M | $33.3M | $31.6M | $29.3M | $28.7M | $23.4M | $20.2M | $19.8M | $19.4M | $18.4M | $18.0M | $18.0M |
| Net income | $36.6M | $27.8M | $17.8M | $29.1M | $29.1M | $25.1M | $19.5M | $18.0M | $13.0M | $12.6M | $11.6M | $13.4M | $13.4M | $14.2M | $12.8M | $11.5M | $9.9M |
| Basic EPSper diluted share | $7.62 | $5.80 | $3.98 | $7.17 | $7.24 | $6.46 | $5.42 | $5.04 | $3.67 | $3.57 | $3.60 | $4.36 | $4.38 | $4.61 | $4.16 | $3.90 | $3.37 |
| Diluted EPSper diluted share | $7.62 | $5.79 | $3.98 | $7.17 | $7.24 | $6.46 | $5.41 | $5.04 | $3.67 | $3.57 | $3.60 | $4.36 | $4.38 | $4.60 | $4.16 | $3.90 | — |
Insider buys & sells
| Transaction | Insider | Type | Shares | Price | Value | Owned after |
|---|---|---|---|---|---|---|
| Jun 25, 2026Form 4 | Gephart LeeAnnEXECUTIVE VICE PRESIDENT | SellCOMMON CLASS | 29 | $66.52 | $1.9K | 808 |
| May 29, 2026Form 4 | Guillaume Stephen JSENIOR VICE PRESIDENT | BuyCOMMON CLASS | 34 | $61.78 | $2.1K | 4.7K |
| May 28, 2026Form 4 | Gephart LeeAnnEXECUTIVE VICE PRESIDENT | SellCOMMON CLASS | 24 | $64.78 | $1.6K | 837 |
| May 12, 2026Form 4 | Painter John P IIDirector | BuyCOMMON CLASS | 140 | $63.67 | $8.9K | 3.7K |
| Mar 6, 2026Form 4 | Painter John P IIDirector | BuyCOMMON CLASS | 675 | $61.00 | $41.2K | 3.4K |