Citizens Financial Services annual net profit margin
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2025
Citizens Financial Services Net Profit Margin Growth & History (CZFS)
Citizens Financial Services's net profit margin was 32.55% for fiscal 2025.
View full Citizens Financial Services company overviewCitizens Financial Services annual net profit margin history
| Fiscal year | Period ended | Net profit margin | Change (percentage points) |
|---|---|---|---|
| 2025 | 2025-12-31 | 32.55% | +5.24 pp |
| 2024 | 2024-12-31 | 27.31% | +7.92 pp |
| 2023 | 2023-12-31 | 19.39% | −16.11 pp |
| 2022 | 2022-12-31 | 35.49% | −1.64 pp |
| 2021 | 2021-12-31 | 37.13% | +3.03 pp |
| 2020 | 2020-12-31 | 34.10% | +0.69 pp |
| 2019 | 2019-12-31 | 33.42% | +0.58 pp |
| 2018 | 2018-12-31 | 32.84% | +7.25 pp |
| 2017 | 2017-12-31 | 25.58% | −1.97 pp |
| 2016 | 2016-12-31 | 27.56% | −2.83 pp |
| 2015 | 2015-12-31 | 30.39% | −5.12 pp |
| 2014 | 2014-12-31 | 35.51% | −0.31 pp |
| 2013 | 2013-12-31 | 35.82% | −1.21 pp |
| 2012 | 2012-12-31 | 37.02% | +0.90 pp |
| 2011 | 2011-12-31 | 36.12% | +2.25 pp |
| 2010 | 2010-12-31 | 33.87% | +2.55 pp |
| 2009 | 2009-12-31 | 31.33% | — |
Citizens Financial Services quarterly net profit margin
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| Fiscal quarter | Period ended | Net profit margin | Change (percentage points) |
|---|---|---|---|
| Q2 2026 | 2026-06-30 | 34.29% | +3.31 pp |
| Q1 2026 | 2026-03-31 | 34.82% | +5.98 pp |
| Q4 2025 | 2025-12-31 | 35.40% | +4.95 pp |
| Q3 2025 | 2025-09-30 | 34.51% | +4.46 pp |
| Q2 2025 | 2025-06-30 | 30.99% | +9.57 pp |
| Q1 2025 | 2025-03-31 | 28.84% | +1.75 pp |
| Q4 2024 | 2024-12-31 | 30.46% | +0.70 pp |
| Q3 2024 | 2024-09-30 | 30.05% | +1.09 pp |
| Q2 2024 | 2024-06-30 | 21.41% | +41.93 pp |
| Q1 2024 | 2024-03-31 | 27.09% | −6.82 pp |
| Q4 2023 | 2023-12-31 | 29.75% | −6.69 pp |
| Q3 2023 | 2023-09-30 | 28.96% | −6.07 pp |
| Q2 2023 | 2023-06-30 | −20.51% | −54.96 pp |
| Q1 2023 | 2023-03-31 | 33.90% | −2.15 pp |
| Q4 2022 | 2022-12-31 | 36.44% | +0.62 pp |
| Q3 2022 | 2022-09-30 | 35.03% | −1.31 pp |
| Q2 2022 | 2022-06-30 | 34.45% | −0.69 pp |
| Q1 2022 | 2022-03-31 | 36.06% | −4.88 pp |
| Q4 2021 | 2021-12-31 | 35.83% | +0.59 pp |
| Q3 2021 | 2021-09-30 | 36.33% | −3.69 pp |
| Q2 2021 | 2021-06-30 | 35.14% | +6.05 pp |
| Q1 2021 | 2021-03-31 | 40.93% | +10.19 pp |
| Q4 2020 | 2020-12-31 | 35.24% | +1.33 pp |
| Q3 2020 | 2020-09-30 | 40.02% | +5.55 pp |
| Q2 2020 | 2020-06-30 | 29.08% | −4.66 pp |
| Q1 2020 | 2020-03-31 | 30.74% | −0.84 pp |
| Q4 2019 | 2019-12-31 | 33.91% | +2.20 pp |
| Q3 2019 | 2019-09-30 | 34.47% | +1.25 pp |
| Q2 2019 | 2019-06-30 | 33.74% | −0.79 pp |
| Q1 2019 | 2019-03-31 | 31.58% | −0.30 pp |
| Q4 2018 | 2018-12-31 | 31.71% | +12.00 pp |
| Q3 2018 | 2018-09-30 | 33.21% | +4.08 pp |
| Q2 2018 | 2018-06-30 | 34.53% | +6.26 pp |
| Q1 2018 | 2018-03-31 | 31.88% | +4.03 pp |
| Q4 2017 | 2017-12-31 | 19.70% | −7.02 pp |
| Q3 2017 | 2017-09-30 | 29.13% | +2.00 pp |
| Q2 2017 | 2017-06-30 | 28.27% | +0.78 pp |
| Q1 2017 | 2017-03-31 | 27.85% | −1.74 pp |
| Q4 2016 | 2016-12-31 | 26.72% | +1.91 pp |
| Q3 2016 | 2016-09-30 | 27.13% | −3.32 pp |
| Q2 2016 | 2016-06-30 | 27.49% | −6.65 pp |
| Q1 2016 | 2016-03-31 | 29.59% | −4.36 pp |
| Q4 2015 | 2015-12-31 | 24.81% | −12.31 pp |
| Q3 2015 | 2015-09-30 | 30.46% | −5.93 pp |
| Q2 2015 | 2015-06-30 | 34.14% | −1.93 pp |
| Q1 2015 | 2015-03-31 | 33.95% | −0.84 pp |
| Q4 2014 | 2014-12-31 | 37.12% | +1.93 pp |
| Q3 2014 | 2014-09-30 | 36.39% | −0.56 pp |
| Q2 2014 | 2014-06-30 | 36.07% | −0.25 pp |
| Q1 2014 | 2014-03-31 | 34.79% | −1.73 pp |
| Q4 2013 | 2013-12-31 | 35.19% | −1.43 pp |
| Q3 2013 | 2013-09-30 | 36.95% | −0.32 pp |
| Q2 2013 | 2013-06-30 | 36.32% | −3.69 pp |
| Q1 2013 | 2013-03-31 | 36.53% | −0.59 pp |
| Q4 2012 | 2012-12-31 | 36.62% | −1.39 pp |
| Q3 2012 | 2012-09-30 | 37.27% | −0.61 pp |
| Q2 2012 | 2012-06-30 | 40.01% | +3.95 pp |
| Q1 2012 | 2012-03-31 | 37.11% | +3.42 pp |
| Q4 2011 | 2011-12-31 | 38.01% | — |
| Q3 2011 | 2011-09-30 | 37.88% | +3.63 pp |
| Q2 2011 | 2011-06-30 | 36.05% | +0.93 pp |
| Q1 2011 | 2011-03-31 | 33.70% | — |
| Q3 2010 | 2010-09-30 | 34.25% | — |
| Q2 2010 | 2010-06-30 | 35.13% | — |
Citizens Financial Services net profit margin trends
Over the last five fiscal years, Citizens Financial Services's net profit margin decreased from 34.10% to 32.55%, a change of −1.55 percentage points. The latest reported quarter, Q2 2026, shows 34.29%.
About the metric
What net profit margin means
Net profit margin measures the percentage of revenue remaining as net income after operating costs, interest, taxes, and other expenses. It shows how much bottom-line profit or loss a company generates from each dollar of revenue.
Calculation and source
How net profit margin is calculated
TickerStat calculates net profit margin as SEC-reported net income divided by SEC-reported revenue for the same fiscal period. Changes are shown in percentage points. Fiscal periods can differ from calendar years, so exact period-end dates are included.
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