First Carolina Financial Services annual return on equity
2024
2025
First Carolina Financial Services Return on Equity (ROE) Growth & History (FCBM)
First Carolina Financial Services's return on equity was 3.57% for fiscal 2025.
View full First Carolina Financial Services company overviewFirst Carolina Financial Services annual return on equity history
| Fiscal year | Period ended | Return on equity | Change (percentage points) |
|---|---|---|---|
| 2025 | 2025-12-31 | 3.57% | −3.34 pp |
| 2024 | 2024-12-31 | 6.91% | — |
First Carolina Financial Services quarterly return on equity
Q4.26
Q1.27
| Fiscal quarter | Period ended | Return on equity | Change (percentage points) |
|---|---|---|---|
| Q1 2027 | 2026-06-30 | 1.30% | — |
| Q4 2026 | 2026-03-31 | 1.69% | — |
First Carolina Financial Services return on equity trends
Between the periods ended 2024-12-31 and 2025-12-31, First Carolina Financial Services's return on equity decreased from 6.91% to 3.57%, a change of −3.34 percentage points. The latest reported quarter, Q1 2027, shows 1.30%.
About the metric
What return on equity (ROE) means
Return on equity (ROE) measures how much net income a company generates relative to shareholders’ equity. It can help evaluate how efficiently equity capital is used, but unusually high or negative values may reflect leverage, losses, or a small equity base.
Calculation and source
How return on equity is calculated
TickerStat calculates ROE as SEC-reported net income divided by average stockholders’ equity at the beginning and end of the fiscal period. Periods with missing or non-positive average equity are omitted. Quarterly ROE uses quarterly net income and is not annualized. Fiscal periods can differ from calendar years, so exact period-end dates are included.
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