Fair Isaac Debt-to-Assets Ratio Growth & History (FICO)
Fair Isaac's debt-to-assets ratio was 1.65 for fiscal 2025.
View full Fair Isaac company overviewFair Isaac annual debt-to-assets ratio history
| Fiscal year | Period ended | Debt-to-assets ratio | Change | Growth |
|---|---|---|---|---|
| 2025 | 2025-09-30 | 1.65 | 0.34 | +26.19% |
| 2024 | 2024-09-30 | 1.31 | 0.10 | +8.62% |
| 2023 | 2023-09-30 | 1.21 | −0.12 | −8.95% |
| 2022 | 2022-09-30 | 1.33 | 0.47 | +55.76% |
| 2021 | 2021-09-30 | 0.85 | 0.27 | +46.15% |
| 2020 | 2020-09-30 | 0.58 | 0.00 | +0.58% |
| 2019 | 2019-09-30 | 0.58 | 0.00 | +0.87% |
| 2018 | 2018-09-30 | 0.57 | 0.09 | +19.21% |
| 2017 | 2017-09-30 | 0.48 | 0.01 | +3.04% |
| 2016 | 2016-09-30 | 0.47 | −0.03 | −5.42% |
| 2015 | 2015-09-30 | 0.49 | 0.18 | +56.72% |
| 2014 | 2014-09-30 | 0.32 | −0.08 | −19.49% |
| 2013 | 2013-09-30 | 0.39 | −0.04 | −9.95% |
| 2012 | 2012-09-30 | 0.44 | −0.02 | −4.04% |
| 2011 | 2011-09-30 | 0.45 | 0.45 | +6267.41% |
| 2010 | 2010-09-30 | 0.01 | 0.01 | — |
| 2009 | 2009-09-30 | 0.00 | — | — |
Fair Isaac quarterly debt-to-assets ratio
| Fiscal quarter | Period ended | Debt-to-assets ratio | Change | YoY change |
|---|---|---|---|---|
| Q3 2026 | 2026-06-30 | 2.75 | 1.24 | +82.68% |
| Q2 2026 | 2026-03-31 | 1.79 | 0.40 | +28.57% |
| Q1 2026 | 2025-12-31 | 1.73 | 0.30 | +21.17% |
| Q4 2025 | 2025-09-30 | 1.65 | 0.34 | +26.19% |
| Q3 2025 | 2025-06-30 | 1.50 | 0.25 | +19.47% |
| Q2 2025 | 2025-03-31 | 1.39 | 0.17 | +13.76% |
| Q1 2025 | 2024-12-31 | 1.43 | 0.18 | +14.63% |
| Q4 2024 | 2024-09-30 | 1.31 | 0.10 | +8.62% |
| Q3 2024 | 2024-06-30 | 1.26 | 0.83 | +191.31% |
| Q2 2024 | 2024-03-31 | 1.22 | 0.76 | +167.68% |
| Q1 2024 | 2023-12-31 | 1.25 | 0.78 | +165.53% |
| Q4 2023 | 2023-09-30 | 1.21 | −0.12 | −8.95% |
| Q3 2023 | 2023-06-30 | 0.43 | −0.06 | −12.00% |
| Q2 2023 | 2023-03-31 | 0.46 | 0.08 | +21.33% |
| Q1 2023 | 2022-12-31 | 0.47 | −0.64 | −57.52% |
| Q4 2022 | 2022-09-30 | 1.33 | 0.47 | +55.76% |
| Q3 2022 | 2022-06-30 | 0.49 | −0.05 | −9.61% |
| Q2 2022 | 2022-03-31 | 0.38 | −0.13 | −25.73% |
| Q1 2022 | 2021-12-31 | 1.11 | 0.59 | +115.52% |
| Q4 2021 | 2021-09-30 | 0.85 | 0.27 | +46.15% |
| Q3 2021 | 2021-06-30 | 0.54 | 0.00 | +0.67% |
| Q2 2021 | 2021-03-31 | 0.51 | −0.04 | −7.03% |
| Q1 2021 | 2020-12-31 | 0.51 | −0.03 | −5.94% |
| Q4 2020 | 2020-09-30 | 0.58 | 0.00 | +0.58% |
| Q3 2020 | 2020-06-30 | 0.54 | 0.10 | +22.64% |
| Q2 2020 | 2020-03-31 | 0.54 | 0.09 | +19.60% |
| Q1 2020 | 2019-12-31 | 0.55 | 0.08 | +17.97% |
| Q4 2019 | 2019-09-30 | 0.58 | 0.00 | +0.87% |
| Q3 2019 | 2019-06-30 | 0.44 | 0.01 | +1.74% |
| Q2 2019 | 2019-03-31 | 0.46 | 0.06 | +14.54% |
| Q1 2019 | 2018-12-31 | 0.46 | 0.09 | +24.06% |
| Q4 2018 | 2018-09-30 | 0.57 | 0.09 | +19.21% |
| Q3 2018 | 2018-06-30 | 0.43 | 0.12 | +40.37% |
| Q2 2018 | 2018-03-31 | 0.40 | −0.02 | −4.48% |
| Q1 2018 | 2017-12-31 | 0.37 | −0.05 | −11.95% |
| Q4 2017 | 2017-09-30 | 0.48 | 0.01 | +3.04% |
| Q3 2017 | 2017-06-30 | 0.31 | −0.11 | −26.74% |
| Q2 2017 | 2017-03-31 | 0.42 | −0.01 | −2.06% |
| Q1 2017 | 2016-12-31 | 0.42 | −0.00 | −0.23% |
| Q4 2016 | 2016-09-30 | 0.47 | −0.03 | −5.42% |
| Q3 2016 | 2016-06-30 | 0.42 | −0.05 | −11.19% |
| Q2 2016 | 2016-03-31 | 0.42 | −0.04 | −8.82% |
| Q1 2016 | 2015-12-31 | 0.42 | 0.23 | +114.68% |
| Q4 2015 | 2015-09-30 | 0.49 | 0.18 | +56.72% |
| Q3 2015 | 2015-06-30 | 0.47 | 0.34 | +264.68% |
| Q2 2015 | 2015-03-31 | 0.47 | 0.44 | +1423.15% |
| Q1 2015 | 2014-12-31 | 0.20 | 0.17 | +644.11% |
| Q4 2014 | 2014-09-30 | 0.32 | −0.08 | −19.49% |
| Q3 2014 | 2014-06-30 | 0.13 | — | — |
| Q2 2014 | 2014-03-31 | 0.03 | — | — |
| Q1 2014 | 2013-12-31 | 0.03 | — | — |
| Q4 2013 | 2013-09-30 | 0.39 | −0.04 | −9.95% |
| Q4 2012 | 2012-09-30 | 0.44 | −0.02 | −4.04% |
| Q4 2011 | 2011-09-30 | 0.45 | 0.45 | +6267.41% |
| Q3 2011 | 2011-06-30 | 0.01 | 0.00 | +1.81% |
| Q2 2011 | 2011-03-31 | 0.01 | — | — |
| Q1 2011 | 2010-12-31 | 0.01 | — | — |
| Q4 2010 | 2010-09-30 | 0.01 | 0.01 | — |
| Q3 2010 | 2010-06-30 | 0.01 | — | — |
| Q4 2009 | 2009-09-30 | 0.00 | — | — |
Fair Isaac debt-to-assets ratio trends
Over the last five fiscal years, Fair Isaac's debt-to-assets ratio increased from 0.58 to 1.65, a change of 1.07. The latest reported quarter, Q3 2026, shows 2.75.
What the debt-to-assets ratio means
The debt-to-assets ratio shows the portion of a company’s reported assets financed with interest-bearing debt. It is a leverage measure and should not be confused with total liabilities divided by assets.
How debt-to-assets is calculated
TickerStat calculates debt-to-assets as total interest-bearing debt divided by total assets at the same reporting-period end. Periods with missing debt or non-positive assets are omitted. Fiscal periods can differ from calendar years, so exact period-end dates are included.
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