Finwise Bancorp annual net debt
2021
2022
2023
2024
2025
Finwise Bancorp Net Debt Growth & History (FINW)
Finwise Bancorp's net debt was −$159.0M for fiscal 2025.
View full Finwise Bancorp company overviewFinwise Bancorp annual net debt history
| Fiscal year | Period ended | Net debt | Change | Growth |
|---|---|---|---|---|
| 2025 | 2025-12-31 | −$159.0M | −$55.1M | — |
| 2024 | 2024-12-31 | −$103.9M | $6.8M | — |
| 2023 | 2023-12-31 | −$110.7M | −$17.1M | — |
| 2022 | 2022-12-31 | −$93.5M | −$7.8M | — |
| 2021 | 2021-12-31 | −$85.8M | — | — |
Finwise Bancorp quarterly net debt
Q4.21
Q1.22
Q2.22
Q3.22
Q4.22
Q1.23
Q2.23
Q3.23
Q4.23
Q1.24
Q2.24
Q3.24
Q4.24
Q1.25
Q2.25
Q3.25
Q4.25
| Fiscal quarter | Period ended | Net debt | Change | YoY change |
|---|---|---|---|---|
| Q4 2025 | 2025-12-31 | −$159.0M | −$55.1M | — |
| Q3 2025 | 2025-09-30 | −$100.9M | −$20.7M | — |
| Q2 2025 | 2025-06-30 | −$85.1M | −$1.9M | — |
| Q1 2025 | 2025-03-31 | −$115.0M | −$5.3M | — |
| Q4 2024 | 2024-12-31 | −$103.9M | $6.8M | — |
| Q3 2024 | 2024-09-30 | −$80.2M | $40.0M | — |
| Q2 2024 | 2024-06-30 | −$83.2M | $29.0M | — |
| Q1 2024 | 2024-03-31 | −$109.7M | −$10.9M | — |
| Q4 2023 | 2023-12-31 | −$110.7M | −$17.1M | — |
| Q3 2023 | 2023-09-30 | −$120.2M | −$35.0M | — |
| Q2 2023 | 2023-06-30 | −$112.3M | −$23.1M | — |
| Q1 2023 | 2023-03-31 | −$98.8M | $10.4M | — |
| Q4 2022 | 2022-12-31 | −$93.5M | −$7.8M | — |
| Q3 2022 | 2022-09-30 | −$85.2M | — | — |
| Q2 2022 | 2022-06-30 | −$89.1M | — | — |
| Q1 2022 | 2022-03-31 | −$109.3M | — | — |
| Q4 2021 | 2021-12-31 | −$85.8M | — | — |
Finwise Bancorp net debt trends
Between the periods ended 2021-12-31 and 2025-12-31, Finwise Bancorp's net debt decreased from −$85.8M to −$159.0M, a change of −$73.2M. The latest reported quarter, Q4 2025, shows −$159.0M.
About the metric
What net debt means
Net debt compares a company’s interest-bearing debt with its cash and cash equivalents. Positive net debt means debt exceeds cash, while a negative value indicates the company has more cash than debt on this measure.
Calculation and source
How net debt is calculated
TickerStat calculates net debt as total interest-bearing debt minus cash and cash equivalents at the same reporting-period end. Short-term investments are not subtracted because they are not included in the standardized cash series. Fiscal periods can differ from calendar years, so exact period-end dates are included.
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