F&M Bank annual debt-to-equity ratio
2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
F&M Bank Debt-to-Equity Ratio Growth & History (FMBM)
F&M Bank's debt-to-equity ratio was 0.10 for fiscal 2025.
View full F&M Bank company overviewF&M Bank annual debt-to-equity ratio history
| Fiscal year | Period ended | Debt-to-equity ratio | Change | Growth |
|---|---|---|---|---|
| 2025 | 2025-12-31 | 0.10 | 0.02 | +28.18% |
| 2024 | 2024-12-31 | 0.08 | −0.86 | −91.41% |
| 2023 | 2023-12-31 | 0.94 | −0.24 | −20.31% |
| 2022 | 2022-12-31 | 1.18 | 0.97 | +446.03% |
| 2021 | 2021-12-31 | 0.22 | −0.14 | −39.15% |
| 2020 | 2020-12-31 | 0.36 | −0.23 | −39.73% |
| 2019 | 2019-12-31 | 0.59 | 0.15 | +34.61% |
| 2018 | 2018-12-31 | 0.44 | −0.11 | −19.36% |
| 2017 | 2017-12-31 | 0.54 | −0.19 | −26.25% |
| 2016 | 2016-12-31 | 0.74 | −0.14 | −16.26% |
| 2015 | 2015-12-31 | 0.88 | 0.57 | +182.97% |
| 2014 | 2014-12-31 | 0.31 | 0.04 | +13.01% |
| 2013 | 2013-12-31 | 0.28 | −1.19 | −81.18% |
| 2012 | 2012-12-31 | 1.46 | 0.04 | +3.01% |
| 2011 | 2011-12-31 | 1.42 | 0.13 | +10.37% |
| 2010 | 2010-12-31 | 1.29 | — | — |
F&M Bank quarterly debt-to-equity ratio
Q4.10
Q2.11
Q3.11
Q4.11
Q1.12
Q2.12
Q3.12
Q4.12
Q1.13
Q2.13
Q3.13
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Q3.14
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Q2.15
Q3.15
Q4.15
Q1.16
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Q4.16
Q1.17
Q2.17
Q3.17
Q4.17
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Q2.18
Q3.18
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Q1.19
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Q4.19
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Q2.20
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Q4.20
Q1.21
Q2.21
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Q4.21
Q1.22
Q2.22
Q3.22
Q4.22
Q2.23
Q3.23
Q4.23
Q1.24
Q2.24
Q3.24
Q4.24
Q1.25
Q2.25
Q3.25
Q4.25
Q1.26
Q2.26
| Fiscal quarter | Period ended | Debt-to-equity ratio | Change | YoY change |
|---|---|---|---|---|
| Q2 2026 | 2026-06-30 | 0.10 | 0.02 | +31.82% |
| Q1 2026 | 2026-03-31 | 0.10 | 0.03 | +35.27% |
| Q4 2025 | 2025-12-31 | 0.10 | 0.02 | +28.18% |
| Q3 2025 | 2025-09-30 | 0.07 | −0.18 | −71.74% |
| Q2 2025 | 2025-06-30 | 0.07 | −0.26 | −77.47% |
| Q1 2025 | 2025-03-31 | 0.08 | −0.78 | −91.05% |
| Q4 2024 | 2024-12-31 | 0.08 | −0.86 | −91.41% |
| Q3 2024 | 2024-09-30 | 0.24 | −0.75 | −75.56% |
| Q2 2024 | 2024-06-30 | 0.33 | −0.42 | −55.77% |
| Q1 2024 | 2024-03-31 | 0.86 | — | — |
| Q4 2023 | 2023-12-31 | 0.94 | −0.24 | −20.31% |
| Q3 2023 | 2023-09-30 | 1.00 | 0.42 | +73.43% |
| Q2 2023 | 2023-06-30 | 0.75 | 0.15 | +25.97% |
| Q4 2022 | 2022-12-31 | 1.18 | 0.97 | +446.03% |
| Q3 2022 | 2022-09-30 | 0.58 | 0.35 | +157.15% |
| Q2 2022 | 2022-06-30 | 0.59 | 0.27 | +83.49% |
| Q1 2022 | 2022-03-31 | 0.26 | −0.08 | −23.78% |
| Q4 2021 | 2021-12-31 | 0.22 | −0.14 | −39.15% |
| Q3 2021 | 2021-09-30 | 0.22 | −0.16 | −41.34% |
| Q2 2021 | 2021-06-30 | 0.32 | −0.13 | −28.95% |
| Q1 2021 | 2021-03-31 | 0.34 | −0.13 | −28.13% |
| Q4 2020 | 2020-12-31 | 0.36 | −0.23 | −39.73% |
| Q3 2020 | 2020-09-30 | 0.38 | −0.34 | −46.83% |
| Q2 2020 | 2020-06-30 | 0.45 | −0.08 | −14.35% |
| Q1 2020 | 2020-03-31 | 0.47 | 0.04 | +8.15% |
| Q4 2019 | 2019-12-31 | 0.59 | 0.15 | +34.61% |
| Q3 2019 | 2019-09-30 | 0.72 | 0.22 | +43.87% |
| Q2 2019 | 2019-06-30 | 0.53 | 0.02 | +2.92% |
| Q1 2019 | 2019-03-31 | 0.44 | −0.09 | −17.64% |
| Q4 2018 | 2018-12-31 | 0.44 | −0.11 | −19.36% |
| Q3 2018 | 2018-09-30 | 0.50 | −0.06 | −10.22% |
| Q2 2018 | 2018-06-30 | 0.52 | −0.06 | −10.64% |
| Q1 2018 | 2018-03-31 | 0.53 | −0.07 | −11.95% |
| Q4 2017 | 2017-12-31 | 0.54 | −0.19 | −26.25% |
| Q3 2017 | 2017-09-30 | 0.56 | −0.77 | −58.18% |
| Q2 2017 | 2017-06-30 | 0.58 | −0.88 | −60.48% |
| Q1 2017 | 2017-03-31 | 0.60 | −0.51 | −45.86% |
| Q4 2016 | 2016-12-31 | 0.74 | −0.14 | −16.26% |
| Q3 2016 | 2016-09-30 | 1.33 | 0.39 | +41.01% |
| Q2 2016 | 2016-06-30 | 1.46 | 0.56 | +62.45% |
| Q1 2016 | 2016-03-31 | 1.11 | 0.22 | +24.44% |
| Q4 2015 | 2015-12-31 | 0.88 | 0.57 | +182.97% |
| Q3 2015 | 2015-09-30 | 0.94 | 0.67 | +245.78% |
| Q2 2015 | 2015-06-30 | 0.90 | 0.74 | +464.96% |
| Q1 2015 | 2015-03-31 | 0.89 | 0.66 | +292.03% |
| Q4 2014 | 2014-12-31 | 0.31 | 0.04 | +13.01% |
| Q3 2014 | 2014-09-30 | 0.27 | −0.12 | −30.04% |
| Q2 2014 | 2014-06-30 | 0.16 | −0.43 | −72.88% |
| Q1 2014 | 2014-03-31 | 0.23 | −0.48 | −67.85% |
| Q4 2013 | 2013-12-31 | 0.28 | −1.19 | −81.18% |
| Q3 2013 | 2013-09-30 | 0.39 | −1.12 | −74.23% |
| Q2 2013 | 2013-06-30 | 0.59 | −0.36 | −37.83% |
| Q1 2013 | 2013-03-31 | 0.71 | −0.28 | −28.11% |
| Q4 2012 | 2012-12-31 | 1.46 | 0.04 | +3.01% |
| Q3 2012 | 2012-09-30 | 1.51 | 0.25 | +19.37% |
| Q2 2012 | 2012-06-30 | 0.94 | −0.34 | −26.67% |
| Q1 2012 | 2012-03-31 | 0.98 | — | — |
| Q4 2011 | 2011-12-31 | 1.42 | 0.13 | +10.37% |
| Q3 2011 | 2011-09-30 | 1.27 | — | — |
| Q2 2011 | 2011-06-30 | 1.29 | — | — |
| Q4 2010 | 2010-12-31 | 1.29 | — | — |
F&M Bank debt-to-equity ratio trends
Over the last five fiscal years, F&M Bank's debt-to-equity ratio decreased from 0.36 to 0.10, a change of −0.25. The latest reported quarter, Q2 2026, shows 0.10.
About the metric
What the debt-to-equity ratio means
The debt-to-equity ratio compares interest-bearing debt with shareholders’ equity. It helps show how much debt financing a company uses relative to its accounting equity, but useful comparison levels vary by industry.
Calculation and source
How debt-to-equity is calculated
TickerStat calculates debt-to-equity as total interest-bearing debt divided by SEC-reported shareholders’ equity for the same balance-sheet date. Total liabilities are not treated as debt, and periods with non-positive equity are omitted. Fiscal periods can differ from calendar years, so exact period-end dates are included.
Review F&M Bank source filings ↗