F&M Bank annual return on equity
2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
F&M Bank Return on Equity (ROE) Growth & History (FMBM)
F&M Bank's return on equity was 11.81% for fiscal 2025.
View full F&M Bank company overviewF&M Bank annual return on equity history
| Fiscal year | Period ended | Return on equity | Change (percentage points) |
|---|---|---|---|
| 2025 | 2025-12-31 | 11.81% | +2.95 pp |
| 2024 | 2024-12-31 | 8.86% | +5.14 pp |
| 2023 | 2023-12-31 | 3.72% | −6.00 pp |
| 2022 | 2022-12-31 | 9.71% | −1.24 pp |
| 2021 | 2021-12-31 | 10.95% | +1.45 pp |
| 2020 | 2020-12-31 | 9.50% | +4.43 pp |
| 2019 | 2019-12-31 | 5.07% | −4.60 pp |
| 2018 | 2018-12-31 | 9.67% | −0.47 pp |
| 2017 | 2017-12-31 | 10.14% | −1.14 pp |
| 2016 | 2016-12-31 | 11.28% | +0.81 pp |
| 2015 | 2015-12-31 | 10.47% | +1.61 pp |
| 2014 | 2014-12-31 | 8.86% | −0.25 pp |
| 2013 | 2013-12-31 | 9.11% | −1.15 pp |
| 2012 | 2012-12-31 | 10.26% | −0.35 pp |
| 2011 | 2011-12-31 | 10.61% | +1.40 pp |
| 2010 | 2010-12-31 | 9.21% | — |
F&M Bank quarterly return on equity
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Q3.13
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Q3.14
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Q4.16
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Q3.18
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Q1.20
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Q1.21
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Q2.23
Q3.23
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Q1.25
Q2.25
Q3.25
Q4.25
Q1.26
Q2.26
| Fiscal quarter | Period ended | Return on equity | Change (percentage points) |
|---|---|---|---|
| Q2 2026 | 2026-06-30 | 4.93% | +1.72 pp |
| Q1 2026 | 2026-03-31 | 3.08% | +0.30 pp |
| Q4 2025 | 2025-12-31 | 2.81% | +0.24 pp |
| Q3 2025 | 2025-09-30 | 2.99% | +2.07 pp |
| Q2 2025 | 2025-06-30 | 3.21% | −0.57 pp |
| Q1 2025 | 2025-03-31 | 2.78% | +1.22 pp |
| Q4 2024 | 2024-12-31 | 2.57% | +1.94 pp |
| Q3 2024 | 2024-09-30 | 0.92% | −0.54 pp |
| Q2 2024 | 2024-06-30 | 3.78% | +3.45 pp |
| Q1 2024 | 2024-03-31 | 1.56% | — |
| Q4 2023 | 2023-12-31 | 0.63% | −1.86 pp |
| Q3 2023 | 2023-09-30 | 1.46% | −1.89 pp |
| Q2 2023 | 2023-06-30 | 0.34% | −1.90 pp |
| Q4 2022 | 2022-12-31 | 2.49% | +1.12 pp |
| Q3 2022 | 2022-09-30 | 3.35% | +1.03 pp |
| Q2 2022 | 2022-06-30 | 2.24% | −1.02 pp |
| Q1 2022 | 2022-03-31 | 2.68% | −1.25 pp |
| Q4 2021 | 2021-12-31 | 1.37% | −1.56 pp |
| Q3 2021 | 2021-09-30 | 2.32% | −0.06 pp |
| Q2 2021 | 2021-06-30 | 3.26% | +0.35 pp |
| Q1 2021 | 2021-03-31 | 3.94% | +2.57 pp |
| Q4 2020 | 2020-12-31 | 2.92% | +0.89 pp |
| Q3 2020 | 2020-09-30 | 2.38% | +2.58 pp |
| Q2 2020 | 2020-06-30 | 2.91% | +1.08 pp |
| Q1 2020 | 2020-03-31 | 1.37% | −0.04 pp |
| Q4 2019 | 2019-12-31 | 2.03% | −0.85 pp |
| Q3 2019 | 2019-09-30 | −0.20% | −2.93 pp |
| Q2 2019 | 2019-06-30 | 1.83% | −0.01 pp |
| Q1 2019 | 2019-03-31 | 1.40% | −0.76 pp |
| Q4 2018 | 2018-12-31 | 2.88% | +0.92 pp |
| Q3 2018 | 2018-09-30 | 2.73% | −0.09 pp |
| Q2 2018 | 2018-06-30 | 1.84% | −0.78 pp |
| Q1 2018 | 2018-03-31 | 2.16% | −0.52 pp |
| Q4 2017 | 2017-12-31 | 1.96% | −0.93 pp |
| Q3 2017 | 2017-09-30 | 2.82% | −0.18 pp |
| Q2 2017 | 2017-06-30 | 2.62% | −0.15 pp |
| Q1 2017 | 2017-03-31 | 2.68% | +0.18 pp |
| Q4 2016 | 2016-12-31 | 2.89% | +0.24 pp |
| Q3 2016 | 2016-09-30 | 3.00% | +0.30 pp |
| Q2 2016 | 2016-06-30 | 2.77% | +0.04 pp |
| Q1 2016 | 2016-03-31 | 2.50% | +0.12 pp |
| Q4 2015 | 2015-12-31 | 2.65% | +0.45 pp |
| Q3 2015 | 2015-09-30 | 2.70% | +0.40 pp |
| Q2 2015 | 2015-06-30 | 2.73% | +0.52 pp |
| Q1 2015 | 2015-03-31 | 2.38% | +0.43 pp |
| Q4 2014 | 2014-12-31 | 2.20% | −0.04 pp |
| Q3 2014 | 2014-09-30 | 2.30% | −0.01 pp |
| Q2 2014 | 2014-06-30 | 2.20% | −0.04 pp |
| Q1 2014 | 2014-03-31 | 1.96% | −0.49 pp |
| Q4 2013 | 2013-12-31 | 2.24% | −0.30 pp |
| Q3 2013 | 2013-09-30 | 2.31% | −0.56 pp |
| Q2 2013 | 2013-06-30 | 2.24% | −0.16 pp |
| Q1 2013 | 2013-03-31 | 2.44% | +0.01 pp |
| Q4 2012 | 2012-12-31 | 2.53% | −0.57 pp |
| Q3 2012 | 2012-09-30 | 2.86% | −0.05 pp |
| Q2 2012 | 2012-06-30 | 2.41% | −0.39 pp |
| Q1 2012 | 2012-03-31 | 2.44% | — |
| Q4 2011 | 2011-12-31 | 3.10% | — |
| Q3 2011 | 2011-09-30 | 2.91% | — |
| Q2 2011 | 2011-06-30 | 2.80% | — |
F&M Bank return on equity trends
Over the last five fiscal years, F&M Bank's return on equity increased from 9.50% to 11.81%, a change of +2.31 percentage points. The latest reported quarter, Q2 2026, shows 4.93%.
About the metric
What return on equity (ROE) means
Return on equity (ROE) measures how much net income a company generates relative to shareholders’ equity. It can help evaluate how efficiently equity capital is used, but unusually high or negative values may reflect leverage, losses, or a small equity base.
Calculation and source
How return on equity is calculated
TickerStat calculates ROE as SEC-reported net income divided by average stockholders’ equity at the beginning and end of the fiscal period. Periods with missing or non-positive average equity are omitted. Quarterly ROE uses quarterly net income and is not annualized. Fiscal periods can differ from calendar years, so exact period-end dates are included.
Review F&M Bank source filings ↗