Finward Bancorp annual free cash flow
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2025
Finward Bancorp Free Cash Flow (FCF) History (FNWD)
Finward Bancorp reported $9.0M in free cash flow for fiscal 2025, an increase of 34.42% from the previous fiscal year, with a free cash flow margin of 13.70%.
View full Finward Bancorp company overviewFinward Bancorp free cash flow by year
| Fiscal year | Period ended | Free cash flow | Change | Growth | FCF margin |
|---|---|---|---|---|---|
| 2025 | 2025-12-31 | $9.0M | $2.3M | +34.42% | +13.70% |
| 2024 | 2024-12-31 | $6.7M | −$16.3M | −70.81% | +9.47% |
| 2023 | 2023-12-31 | $23.1M | $8.4M | +56.90% | +35.32% |
| 2022 | 2022-12-31 | $14.7M | $784,000 | +5.63% | +18.69% |
| 2021 | 2021-12-31 | $13.9M | −$2.1M | −13.04% | +21.57% |
| 2020 | 2020-12-31 | $16.0M | $8.1M | +102.13% | +24.99% |
| 2019 | 2019-12-31 | $7.9M | −$1.6M | −16.93% | +14.71% |
| 2018 | 2018-12-31 | $9.5M | −$1.1M | −10.45% | +21.93% |
| 2017 | 2017-12-31 | $10.6M | $2.0M | +22.59% | +27.63% |
| 2016 | 2016-12-31 | $8.7M | $530,000 | +6.50% | +23.04% |
| 2015 | 2015-12-31 | $8.2M | −$569,000 | −6.53% | +23.82% |
| 2014 | 2014-12-31 | $8.7M | −$1.4M | −14.23% | +27.73% |
| 2013 | 2013-12-31 | $10.2M | $2.4M | +31.48% | +34.13% |
| 2012 | 2012-12-31 | $7.7M | −$6.7M | −46.32% | +24.73% |
| 2011 | 2011-12-31 | $14.4M | $1.6M | +12.71% | +48.01% |
| 2010 | 2010-12-31 | $12.8M | — | — | +41.37% |
Finward Bancorp quarterly free cash flow
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| Fiscal quarter | Period ended | Free cash flow | Change | YoY growth | FCF margin |
|---|---|---|---|---|---|
| Q2 2026 | 2026-06-30 | $4.5M | $10,000 | +0.22% | +25.61% |
| Q1 2026 | 2026-03-31 | $3.5M | $7.5M | — | +20.01% |
| Q4 2025 | 2025-12-31 | $7.5M | −$3.1M | −29.12% | +45.42% |
| Q3 2025 | 2025-09-30 | $1.0M | $5.3M | — | +6.04% |
| Q2 2025 | 2025-06-30 | $4.5M | $3.4M | +302.06% | +27.01% |
| Q1 2025 | 2025-03-31 | −$4.0M | −$3.3M | — | −25.69% |
| Q4 2024 | 2024-12-31 | $10.6M | $9.1M | +617.49% | +64.77% |
| Q3 2024 | 2024-09-30 | −$4.2M | −$9.1M | — | −28.46% |
| Q2 2024 | 2024-06-30 | $1.1M | −$11.8M | −91.38% | +7.64% |
| Q1 2024 | 2024-03-31 | −$736,000 | −$4.5M | — | −2.91% |
| Q4 2023 | 2023-12-31 | $1.5M | −$4.2M | −74.21% | +9.55% |
| Q3 2023 | 2023-09-30 | $4.9M | −$272,000 | −5.26% | +31.55% |
| Q2 2023 | 2023-06-30 | $13.0M | $8.6M | +200.86% | +76.00% |
| Q1 2023 | 2023-03-31 | $3.7M | $4.2M | — | +21.61% |
| Q4 2022 | 2022-12-31 | $5.7M | $7.3M | — | +29.11% |
| Q3 2022 | 2022-09-30 | $5.2M | $2.8M | +118.83% | +25.68% |
| Q2 2022 | 2022-06-30 | $4.3M | $7.1M | — | +21.32% |
| Q1 2022 | 2022-03-31 | −$497,000 | −$16.5M | — | −2.66% |
| Q4 2021 | 2021-12-31 | −$1.6M | −$458,000 | — | −9.99% |
| Q3 2021 | 2021-09-30 | $2.4M | −$4.8M | −66.89% | +14.46% |
| Q2 2021 | 2021-06-30 | −$2.8M | −$3.7M | — | −18.25% |
| Q1 2021 | 2021-03-31 | $16.0M | $6.9M | +74.76% | +97.90% |
| Q4 2020 | 2020-12-31 | −$1.2M | −$329,000 | — | −6.94% |
| Q3 2020 | 2020-09-30 | $7.1M | $3.1M | +75.14% | +43.14% |
| Q2 2020 | 2020-06-30 | $867,000 | −$2.4M | −73.78% | +5.27% |
| Q1 2020 | 2020-03-31 | $9.2M | $7.8M | +567.93% | +64.46% |
| Q4 2019 | 2019-12-31 | −$838,000 | −$8.7M | — | −6.40% |
| Q3 2019 | 2019-09-30 | $4.1M | $7.7M | — | +29.76% |
| Q2 2019 | 2019-06-30 | $3.3M | $709,000 | +27.29% | +23.84% |
| Q1 2019 | 2019-03-31 | $1.4M | −$1.4M | −49.85% | +10.42% |
| Q4 2018 | 2018-12-31 | $7.9M | $5.0M | +171.26% | +66.30% |
| Q3 2018 | 2018-09-30 | −$3.7M | −$7.4M | — | −32.62% |
| Q2 2018 | 2018-06-30 | $2.6M | $1.6M | +149.09% | +25.78% |
| Q1 2018 | 2018-03-31 | $2.7M | −$190,000 | −6.49% | +26.60% |
| Q4 2017 | 2017-12-31 | $2.9M | −$1.2M | −28.99% | +29.71% |
| Q3 2017 | 2017-09-30 | $3.8M | $8.1M | — | +38.33% |
| Q2 2017 | 2017-06-30 | $1.0M | −$1.6M | −60.54% | +10.84% |
| Q1 2017 | 2017-03-31 | $2.9M | −$3.4M | −53.46% | +31.46% |
| Q4 2016 | 2016-12-31 | $4.1M | $1.9M | +90.97% | +42.98% |
| Q3 2016 | 2016-09-30 | −$4.3M | −$2.1M | — | −44.33% |
| Q2 2016 | 2016-06-30 | $2.6M | $1.3M | +100.68% | +28.95% |
| Q1 2016 | 2016-03-31 | $6.3M | −$643,000 | −9.28% | +67.80% |
| Q4 2015 | 2015-12-31 | $2.1M | $1.0M | +90.46% | +24.24% |
| Q3 2015 | 2015-09-30 | −$2.2M | −$10.7M | — | −25.63% |
| Q2 2015 | 2015-06-30 | $1.3M | $1.6M | — | +15.79% |
| Q1 2015 | 2015-03-31 | $6.9M | $7.5M | — | +83.02% |
| Q4 2014 | 2014-12-31 | $1.1M | −$1.9M | −62.71% | +14.07% |
| Q3 2014 | 2014-09-30 | $8.5M | $3.9M | +83.55% | +105.83% |
| Q2 2014 | 2014-06-30 | −$295,000 | −$743,000 | — | −3.68% |
| Q1 2014 | 2014-03-31 | −$619,000 | −$2.7M | — | −8.37% |
| Q4 2013 | 2013-12-31 | $3.0M | −$1.8M | −37.16% | +43.09% |
| Q3 2013 | 2013-09-30 | $4.6M | $4.5M | +4274.53% | +55.30% |
| Q2 2013 | 2013-06-30 | $448,000 | −$2.4M | −84.17% | +6.18% |
| Q1 2013 | 2013-03-31 | $2.1M | $2.1M | +29485.71% | +28.91% |
| Q4 2012 | 2012-12-31 | $4.8M | $29,000 | +0.61% | +59.35% |
| Q3 2012 | 2012-09-30 | $106,000 | $3.4M | — | +1.26% |
| Q2 2012 | 2012-06-30 | $2.8M | −$5.7M | −66.64% | +38.44% |
| Q1 2012 | 2012-03-31 | $7,000 | −$4.5M | −99.84% | +0.09% |
| Q4 2011 | 2011-12-31 | $4.8M | $4.2M | +833.14% | +63.47% |
| Q3 2011 | 2011-09-30 | −$3.3M | — | — | −46.15% |
| Q2 2011 | 2011-06-30 | $8.5M | — | — | +106.28% |
| Q1 2011 | 2011-03-31 | $4.5M | — | — | +60.74% |
| Q3 2010 | 2010-09-30 | $510,000 | — | — | +6.77% |
Finward Bancorp free cash flow growth trends
Over the last five reported fiscal years, free cash flow declined from $16.0M to $9.0M, a compound annual decline of 10.78%. Finward Bancorp's latest reported quarter, Q2 2026, generated $4.5M in free cash flow, an increase of 0.22% year over year.
About the metric
What free cash flow means
Free cash flow is the cash a company generates from operations after capital expenditures. Positive FCF can fund dividends, buybacks, debt repayment, or reinvestment; negative FCF means capital spending exceeded operating cash flow for that period.
Calculation and source
How free cash flow is calculated
TickerStat calculates free cash flow as SEC-reported operating cash flow minus capital expenditures. FCF margin equals free cash flow divided by revenue. Fiscal periods can differ from calendar years, so the tables include exact period-end dates.
Review Finward Bancorp filings at SEC.gov ↗