Franklin Financial Services Debt-to-Equity Ratio Growth & History (FRAF)
Franklin Financial Services's debt-to-equity ratio was 0.02 for fiscal 2025.
View full Franklin Financial Services company overviewFranklin Financial Services annual debt-to-equity ratio history
| Fiscal year | Period ended | Debt-to-equity ratio | Change | Growth |
|---|---|---|---|---|
| 2025 | 2025-12-31 | 0.02 | −0.01 | −25.61% |
| 2024 | 2024-12-31 | 0.03 | −0.01 | −19.18% |
| 2023 | 2023-12-31 | 0.04 | −0.02 | −32.26% |
| 2022 | 2022-12-31 | 0.05 | 0.02 | +73.98% |
| 2021 | 2021-12-31 | 0.03 | −0.01 | −15.80% |
| 2020 | 2020-12-31 | 0.04 | −0.00 | −9.25% |
| 2019 | 2019-12-31 | 0.04 | — | — |
| 2016 | 2016-12-31 | 0.21 | — | — |
Franklin Financial Services quarterly debt-to-equity ratio
| Fiscal quarter | Period ended | Debt-to-equity ratio | Change | YoY change |
|---|---|---|---|---|
| Q2 2026 | 2026-06-30 | 0.02 | −0.00 | −11.49% |
| Q1 2026 | 2026-03-31 | 0.02 | −0.00 | −12.51% |
| Q4 2025 | 2025-12-31 | 0.02 | −0.01 | −25.61% |
| Q3 2025 | 2025-09-30 | 0.02 | −0.01 | −18.77% |
| Q2 2025 | 2025-06-30 | 0.03 | −0.01 | −21.05% |
| Q1 2025 | 2025-03-31 | 0.03 | −0.01 | −19.41% |
| Q4 2024 | 2024-12-31 | 0.03 | −0.01 | −19.18% |
| Q3 2024 | 2024-09-30 | 0.03 | −0.01 | −32.05% |
| Q2 2024 | 2024-06-30 | 0.03 | −0.59 | −94.72% |
| Q1 2024 | 2024-03-31 | 0.03 | −0.42 | −92.31% |
| Q4 2023 | 2023-12-31 | 0.04 | −0.02 | −32.26% |
| Q3 2023 | 2023-09-30 | 0.04 | −0.01 | −25.73% |
| Q2 2023 | 2023-06-30 | 0.63 | 0.59 | +1424.45% |
| Q1 2023 | 2023-03-31 | 0.45 | 0.42 | +1204.65% |
| Q4 2022 | 2022-12-31 | 0.05 | 0.02 | +73.98% |
| Q3 2022 | 2022-09-30 | 0.06 | 0.03 | +78.54% |
| Q2 2022 | 2022-06-30 | 0.04 | 0.01 | +21.80% |
| Q1 2022 | 2022-03-31 | 0.03 | −0.00 | −6.47% |
| Q4 2021 | 2021-12-31 | 0.03 | −0.01 | −15.80% |
| Q3 2021 | 2021-09-30 | 0.03 | −0.00 | −8.16% |
| Q2 2021 | 2021-06-30 | 0.03 | −0.00 | −9.86% |
| Q1 2021 | 2021-03-31 | 0.04 | −0.00 | −7.14% |
| Q4 2020 | 2020-12-31 | 0.04 | −0.00 | −9.25% |
| Q3 2020 | 2020-09-30 | 0.04 | −0.01 | −19.27% |
| Q2 2020 | 2020-06-30 | 0.04 | −0.01 | −18.12% |
| Q1 2020 | 2020-03-31 | 0.04 | −0.01 | −20.52% |
| Q4 2019 | 2019-12-31 | 0.04 | — | — |
| Q3 2019 | 2019-09-30 | 0.04 | — | — |
| Q2 2019 | 2019-06-30 | 0.05 | — | — |
| Q1 2019 | 2019-03-31 | 0.05 | — | — |
| Q4 2016 | 2016-12-31 | 0.21 | — | — |
| Q3 2016 | 2016-09-30 | 0.07 | 0.04 | +129.61% |
| Q3 2015 | 2015-09-30 | 0.03 | — | — |
Franklin Financial Services debt-to-equity ratio trends
Over the last five fiscal years, Franklin Financial Services's debt-to-equity ratio decreased from 0.04 to 0.02, a change of −0.01. The latest reported quarter, Q2 2026, shows 0.02.
What the debt-to-equity ratio means
The debt-to-equity ratio compares interest-bearing debt with shareholders’ equity. It helps show how much debt financing a company uses relative to its accounting equity, but useful comparison levels vary by industry.
How debt-to-equity is calculated
TickerStat calculates debt-to-equity as total interest-bearing debt divided by SEC-reported shareholders’ equity for the same balance-sheet date. Total liabilities are not treated as debt, and periods with non-positive equity are omitted. Fiscal periods can differ from calendar years, so exact period-end dates are included.
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