Franklin Financial Services Return on Equity (ROE) Growth & History (FRAF)
Franklin Financial Services's return on equity was 13.27% for fiscal 2025.
View full Franklin Financial Services company overviewFranklin Financial Services annual return on equity history
| Fiscal year | Period ended | Return on equity | Change (percentage points) |
|---|---|---|---|
| 2025 | 2025-12-31 | 13.27% | +5.25 pp |
| 2024 | 2024-12-31 | 8.02% | −3.02 pp |
| 2023 | 2023-12-31 | 11.04% | +0.03 pp |
| 2022 | 2022-12-31 | 11.01% | −1.97 pp |
| 2021 | 2021-12-31 | 12.98% | +3.59 pp |
| 2020 | 2020-12-31 | 9.39% | −3.72 pp |
| 2019 | 2019-12-31 | 13.11% | +7.86 pp |
| 2018 | 2018-12-31 | 5.25% | +3.37 pp |
| 2017 | 2017-12-31 | 1.88% | −5.22 pp |
| 2016 | 2016-12-31 | 7.10% | −2.40 pp |
| 2015 | 2015-12-31 | 9.50% | +1.05 pp |
| 2014 | 2014-12-31 | 8.45% | +1.78 pp |
| 2013 | 2013-12-31 | 6.66% | +0.66 pp |
| 2012 | 2012-12-31 | 6.00% | −1.74 pp |
| 2011 | 2011-12-31 | 7.74% | −1.70 pp |
| 2010 | 2010-12-31 | 9.43% | — |
Franklin Financial Services quarterly return on equity
| Fiscal quarter | Period ended | Return on equity | Change (percentage points) |
|---|---|---|---|
| Q2 2026 | 2026-06-30 | 3.65% | −0.18 pp |
| Q1 2026 | 2026-03-31 | 3.75% | +1.10 pp |
| Q4 2025 | 2025-12-31 | 3.54% | +3.21 pp |
| Q3 2025 | 2025-09-30 | 3.31% | +0.37 pp |
| Q2 2025 | 2025-06-30 | 3.83% | +1.59 pp |
| Q1 2025 | 2025-03-31 | 2.65% | +0.13 pp |
| Q4 2024 | 2024-12-31 | 0.33% | −2.48 pp |
| Q3 2024 | 2024-09-30 | 2.94% | −0.35 pp |
| Q2 2024 | 2024-06-30 | 2.24% | −0.21 pp |
| Q1 2024 | 2024-03-31 | 2.52% | −0.25 pp |
| Q4 2023 | 2023-12-31 | 2.81% | −0.53 pp |
| Q3 2023 | 2023-09-30 | 3.29% | −0.74 pp |
| Q2 2023 | 2023-06-30 | 2.45% | −0.32 pp |
| Q1 2023 | 2023-03-31 | 2.77% | +0.72 pp |
| Q4 2022 | 2022-12-31 | 3.34% | +0.99 pp |
| Q3 2022 | 2022-09-30 | 4.03% | +0.17 pp |
| Q2 2022 | 2022-06-30 | 2.76% | −0.85 pp |
| Q1 2022 | 2022-03-31 | 2.05% | −1.33 pp |
| Q4 2021 | 2021-12-31 | 2.36% | −0.84 pp |
| Q3 2021 | 2021-09-30 | 3.86% | +1.33 pp |
| Q2 2021 | 2021-06-30 | 3.61% | +1.29 pp |
| Q1 2021 | 2021-03-31 | 3.38% | +2.04 pp |
| Q4 2020 | 2020-12-31 | 3.20% | −0.27 pp |
| Q3 2020 | 2020-09-30 | 2.52% | −1.08 pp |
| Q2 2020 | 2020-06-30 | 2.32% | −0.92 pp |
| Q1 2020 | 2020-03-31 | 1.34% | −1.36 pp |
| Q4 2019 | 2019-12-31 | 3.47% | +0.19 pp |
| Q3 2019 | 2019-09-30 | 3.60% | +0.05 pp |
| Q2 2019 | 2019-06-30 | 3.25% | +7.79 pp |
| Q1 2019 | 2019-03-31 | 2.70% | −0.32 pp |
| Q4 2018 | 2018-12-31 | 3.27% | +9.33 pp |
| Q3 2018 | 2018-09-30 | 3.55% | +1.06 pp |
| Q2 2018 | 2018-06-30 | −4.54% | −7.31 pp |
| Q1 2018 | 2018-03-31 | 3.02% | +0.45 pp |
| Q4 2017 | 2017-12-31 | −6.06% | −7.54 pp |
| Q3 2017 | 2017-09-30 | 2.49% | +0.71 pp |
| Q2 2017 | 2017-06-30 | 2.77% | +1.41 pp |
| Q1 2017 | 2017-03-31 | 2.56% | +0.15 pp |
| Q4 2016 | 2016-12-31 | 1.48% | −0.57 pp |
| Q3 2016 | 2016-09-30 | 1.78% | −0.59 pp |
| Q2 2016 | 2016-06-30 | 1.36% | −0.97 pp |
| Q1 2016 | 2016-03-31 | 2.42% | −0.34 pp |
| Q4 2015 | 2015-12-31 | 2.05% | +0.25 pp |
| Q3 2015 | 2015-09-30 | 2.37% | −0.01 pp |
| Q2 2015 | 2015-06-30 | 2.32% | −0.03 pp |
| Q1 2015 | 2015-03-31 | 2.75% | +0.86 pp |
| Q4 2014 | 2014-12-31 | 1.80% | +0.59 pp |
| Q3 2014 | 2014-09-30 | 2.39% | +0.04 pp |
| Q2 2014 | 2014-06-30 | 2.35% | +0.89 pp |
| Q1 2014 | 2014-03-31 | 1.89% | +0.21 pp |
| Q4 2013 | 2013-12-31 | 1.21% | +0.83 pp |
| Q3 2013 | 2013-09-30 | 2.35% | +0.42 pp |
| Q2 2013 | 2013-06-30 | 1.46% | −0.68 pp |
| Q1 2013 | 2013-03-31 | 1.68% | +0.12 pp |
| Q4 2012 | 2012-12-31 | 0.38% | −1.82 pp |
| Q3 2012 | 2012-09-30 | 1.92% | +0.70 pp |
| Q2 2012 | 2012-06-30 | 2.14% | +0.06 pp |
| Q1 2012 | 2012-03-31 | 1.56% | — |
| Q4 2011 | 2011-12-31 | 2.19% | — |
| Q3 2011 | 2011-09-30 | 1.23% | — |
| Q2 2011 | 2011-06-30 | 2.08% | — |
Franklin Financial Services return on equity trends
Over the last five fiscal years, Franklin Financial Services's return on equity increased from 9.39% to 13.27%, a change of +3.88 percentage points. The latest reported quarter, Q2 2026, shows 3.65%.
What return on equity (ROE) means
Return on equity (ROE) measures how much net income a company generates relative to shareholders’ equity. It can help evaluate how efficiently equity capital is used, but unusually high or negative values may reflect leverage, losses, or a small equity base.
How return on equity is calculated
TickerStat calculates ROE as SEC-reported net income divided by average stockholders’ equity at the beginning and end of the fiscal period. Periods with missing or non-positive average equity are omitted. Quarterly ROE uses quarterly net income and is not annualized. Fiscal periods can differ from calendar years, so exact period-end dates are included.
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