HBT Financial Net Profit Margin Growth & History (HBT)
HBT Financial's net profit margin was 32.48% for fiscal 2025.
View full HBT Financial company overviewHBT Financial annual net profit margin history
| Fiscal year | Period ended | Net profit margin | Change (percentage points) |
|---|---|---|---|
| 2025 | 2025-12-31 | 32.48% | +0.50 pp |
| 2024 | 2024-12-31 | 31.98% | +2.99 pp |
| 2023 | 2023-12-31 | 28.99% | −2.27 pp |
| 2022 | 2022-12-31 | 31.26% | −3.97 pp |
| 2021 | 2021-12-31 | 35.23% | +11.00 pp |
| 2020 | 2020-12-31 | 24.23% | −15.92 pp |
| 2019 | 2019-12-31 | 40.15% | +0.44 pp |
| 2018 | 2018-12-31 | 39.71% | +3.31 pp |
| 2017 | 2017-12-31 | 36.39% | — |
HBT Financial quarterly net profit margin
| Fiscal quarter | Period ended | Net profit margin | Change (percentage points) |
|---|---|---|---|
| Q2 2026 | 2026-06-30 | 34.42% | +1.71 pp |
| Q1 2026 | 2026-03-31 | 16.63% | −16.25 pp |
| Q4 2025 | 2025-12-31 | 31.33% | −3.01 pp |
| Q3 2025 | 2025-09-30 | 33.03% | +0.82 pp |
| Q2 2025 | 2025-06-30 | 32.71% | +0.80 pp |
| Q1 2025 | 2025-03-31 | 32.88% | +3.71 pp |
| Q4 2024 | 2024-12-31 | 34.34% | +1.57 pp |
| Q3 2024 | 2024-09-30 | 32.21% | −1.91 pp |
| Q2 2024 | 2024-06-30 | 31.90% | +0.48 pp |
| Q1 2024 | 2024-03-31 | 29.17% | +12.20 pp |
| Q4 2023 | 2023-12-31 | 32.77% | +6.53 pp |
| Q3 2023 | 2023-09-30 | 34.13% | −0.12 pp |
| Q2 2023 | 2023-06-30 | 31.42% | −1.39 pp |
| Q1 2023 | 2023-03-31 | 16.97% | −15.45 pp |
| Q4 2022 | 2022-12-31 | 26.24% | −5.96 pp |
| Q3 2022 | 2022-09-30 | 34.25% | −0.82 pp |
| Q2 2022 | 2022-06-30 | 32.81% | −2.84 pp |
| Q1 2022 | 2022-03-31 | 32.41% | −5.76 pp |
| Q4 2021 | 2021-12-31 | 32.20% | +0.80 pp |
| Q3 2021 | 2021-09-30 | 35.07% | +7.93 pp |
| Q2 2021 | 2021-06-30 | 35.65% | +15.58 pp |
| Q1 2021 | 2021-03-31 | 38.17% | +20.85 pp |
| Q4 2020 | 2020-12-31 | 31.40% | −6.35 pp |
| Q3 2020 | 2020-09-30 | 27.14% | −15.68 pp |
| Q2 2020 | 2020-06-30 | 20.07% | −15.31 pp |
| Q1 2020 | 2020-03-31 | 17.32% | −27.35 pp |
| Q4 2019 | 2019-12-31 | 37.75% | — |
| Q3 2019 | 2019-09-30 | 42.82% | −0.08 pp |
| Q2 2019 | 2019-06-30 | 35.38% | — |
| Q1 2019 | 2019-03-31 | 44.67% | — |
| Q3 2018 | 2018-09-30 | 42.90% | — |
HBT Financial net profit margin trends
Over the last five fiscal years, HBT Financial's net profit margin increased from 24.23% to 32.48%, a change of +8.25 percentage points. The latest reported quarter, Q2 2026, shows 34.42%.
What net profit margin means
Net profit margin measures the percentage of revenue remaining as net income after operating costs, interest, taxes, and other expenses. It shows how much bottom-line profit or loss a company generates from each dollar of revenue.
How net profit margin is calculated
TickerStat calculates net profit margin as SEC-reported net income divided by SEC-reported revenue for the same fiscal period. Changes are shown in percentage points. Fiscal periods can differ from calendar years, so exact period-end dates are included.
Review HBT Financial source filings ↗Community posts
HBT earnings rise as acquired scale and asset repricing lift income
HBT Financial ($HBT) reported third-quarter 2026 net income of $31.4 million, or $0.86 per diluted share, compared with $19.8 million and $0.63 a year earlier. Net interest income increased 40.7% year on year, helped by the larger asset bas ...