International Bancshares annual free cash flow
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2025
International Bancshares Free Cash Flow (FCF) History (IBOC)
International Bancshares reported $472.9M in free cash flow for fiscal 2025, an increase of 2.86% from the previous fiscal year, with a free cash flow margin of 56.16%.
View full International Bancshares company overviewInternational Bancshares free cash flow by year
| Fiscal year | Period ended | Free cash flow | Change | Growth | FCF margin |
|---|---|---|---|---|---|
| 2025 | 2025-12-31 | $472.9M | $13.1M | +2.86% | +56.16% |
| 2024 | 2024-12-31 | $459.8M | $12.9M | +2.88% | +55.16% |
| 2023 | 2023-12-31 | $446.9M | $78.2M | +21.21% | +53.63% |
| 2022 | 2022-12-31 | $368.7M | $87.4M | +31.08% | +54.65% |
| 2021 | 2021-12-31 | $281.3M | −$17.1M | −5.74% | +47.39% |
| 2020 | 2020-12-31 | $298.4M | $16.4M | +5.83% | +55.42% |
| 2019 | 2019-12-31 | $282.0M | $73.5M | +35.27% | +47.91% |
| 2018 | 2018-12-31 | $208.5M | $25.9M | +14.22% | +36.05% |
| 2017 | 2017-12-31 | $182.5M | $18.1M | +11.04% | +34.66% |
| 2016 | 2016-12-31 | $164.4M | −$19.5M | −10.58% | +32.45% |
| 2015 | 2015-12-31 | $183.8M | $41.1M | +28.84% | +36.17% |
| 2014 | 2014-12-31 | $142.7M | −$16.4M | −10.33% | +27.16% |
| 2013 | 2013-12-31 | $159.1M | $61.1M | +62.39% | +31.94% |
| 2012 | 2012-12-31 | $98.0M | −$62.4M | −38.92% | +19.53% |
| 2011 | 2011-12-31 | $160.4M | $49.2M | +44.18% | +30.54% |
| 2010 | 2010-12-31 | $111.3M | $30.5M | +37.79% | +19.75% |
| 2009 | 2009-12-31 | $80.8M | −$4.8M | −5.63% | +13.72% |
| 2008 | 2008-12-31 | $85.6M | — | — | +16.37% |
International Bancshares quarterly free cash flow
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| Fiscal quarter | Period ended | Free cash flow | Change | YoY growth | FCF margin |
|---|---|---|---|---|---|
| Q2 2026 | 2026-06-30 | $88.6M | −$3.1M | −3.36% | +41.22% |
| Q1 2026 | 2026-03-31 | $116.0M | −$17.0M | −12.80% | +55.67% |
| Q4 2025 | 2025-12-31 | $136.0M | $22.8M | +20.10% | +62.47% |
| Q3 2025 | 2025-09-30 | $112.2M | $2.7M | +2.42% | +51.46% |
| Q2 2025 | 2025-06-30 | $91.6M | −$13.2M | −12.61% | +44.02% |
| Q1 2025 | 2025-03-31 | $133.1M | $4.2M | +3.28% | +67.14% |
| Q4 2024 | 2024-12-31 | $113.2M | −$11.1M | −8.94% | +54.37% |
| Q3 2024 | 2024-09-30 | $109.6M | $5.0M | +4.82% | +51.73% |
| Q2 2024 | 2024-06-30 | $104.9M | $25.2M | +31.64% | +50.47% |
| Q1 2024 | 2024-03-31 | $128.9M | −$9.5M | −6.90% | +62.60% |
| Q4 2023 | 2023-12-31 | $124.4M | $31.3M | +33.69% | +58.93% |
| Q3 2023 | 2023-09-30 | $104.5M | −$12.4M | −10.58% | +49.14% |
| Q2 2023 | 2023-06-30 | $79.7M | −$2.5M | −3.10% | +39.02% |
| Q1 2023 | 2023-03-31 | $138.4M | $61.8M | +80.65% | +67.33% |
| Q4 2022 | 2022-12-31 | $93.0M | $30.1M | +47.95% | +45.32% |
| Q3 2022 | 2022-09-30 | $116.9M | $60.2M | +106.25% | +61.58% |
| Q2 2022 | 2022-06-30 | $82.2M | $14.4M | +21.15% | +56.25% |
| Q1 2022 | 2022-03-31 | $76.6M | −$17.3M | −18.40% | +57.36% |
| Q4 2021 | 2021-12-31 | $62.9M | −$26.9M | −29.99% | +46.43% |
| Q3 2021 | 2021-09-30 | $56.7M | −$20.0M | −26.09% | +39.99% |
| Q2 2021 | 2021-06-30 | $67.8M | −$10.2M | −13.09% | +35.86% |
| Q1 2021 | 2021-03-31 | $93.9M | $40.0M | +74.35% | +73.79% |
| Q4 2020 | 2020-12-31 | $89.8M | −$4.8M | −5.06% | +68.49% |
| Q3 2020 | 2020-09-30 | $76.7M | $313,000 | +0.41% | +58.12% |
| Q2 2020 | 2020-06-30 | $78.1M | $28.6M | +57.90% | +56.80% |
| Q1 2020 | 2020-03-31 | $53.9M | −$7.7M | −12.53% | +39.03% |
| Q4 2019 | 2019-12-31 | $94.6M | $48.6M | +105.74% | +65.26% |
| Q3 2019 | 2019-09-30 | $76.4M | $5.8M | +8.28% | +50.27% |
| Q2 2019 | 2019-06-30 | $49.4M | $7.2M | +16.92% | +33.82% |
| Q1 2019 | 2019-03-31 | $61.6M | $11.9M | +23.98% | +42.30% |
| Q4 2018 | 2018-12-31 | $46.0M | $27.7M | +151.47% | +31.07% |
| Q3 2018 | 2018-09-30 | $70.5M | $2.7M | +4.00% | +47.86% |
| Q2 2018 | 2018-06-30 | $42.3M | $6.3M | +17.57% | +29.25% |
| Q1 2018 | 2018-03-31 | $49.7M | −$10.8M | −17.83% | +35.92% |
| Q4 2017 | 2017-12-31 | $18.3M | −$2.0M | −9.65% | +13.59% |
| Q3 2017 | 2017-09-30 | $67.8M | $19.7M | +40.91% | +49.03% |
| Q2 2017 | 2017-06-30 | $36.0M | $1.4M | +4.06% | +28.02% |
| Q1 2017 | 2017-03-31 | $60.4M | −$999,000 | −1.63% | +48.17% |
| Q4 2016 | 2016-12-31 | $20.2M | $570,000 | +2.90% | +15.58% |
| Q3 2016 | 2016-09-30 | $48.1M | −$27.6M | −36.46% | +38.21% |
| Q2 2016 | 2016-06-30 | $34.6M | $5.1M | +17.45% | +27.99% |
| Q1 2016 | 2016-03-31 | $61.4M | $2.5M | +4.16% | +48.31% |
| Q4 2015 | 2015-12-31 | $19.7M | −$15.4M | −43.93% | +16.00% |
| Q3 2015 | 2015-09-30 | $75.7M | $21.6M | +39.79% | +57.12% |
| Q2 2015 | 2015-06-30 | $29.4M | $22.8M | +343.46% | +23.01% |
| Q1 2015 | 2015-03-31 | $59.0M | $12.2M | +26.08% | +47.29% |
| Q4 2014 | 2014-12-31 | $35.1M | $5.6M | +18.85% | +27.10% |
| Q3 2014 | 2014-09-30 | $54.2M | $1.1M | +2.04% | +44.10% |
| Q2 2014 | 2014-06-30 | $6.6M | −$22.6M | −77.29% | +5.14% |
| Q1 2014 | 2014-03-31 | $46.8M | −$488,000 | −1.03% | +32.50% |
| Q4 2013 | 2013-12-31 | $29.5M | $26.5M | +876.86% | +22.73% |
| Q3 2013 | 2013-09-30 | $53.1M | $35.7M | +204.58% | +43.13% |
| Q2 2013 | 2013-06-30 | $29.2M | $2.1M | +7.86% | +24.49% |
| Q1 2013 | 2013-03-31 | $47.3M | −$3.2M | −6.27% | +37.55% |
| Q4 2012 | 2012-12-31 | $3.0M | −$8.8M | −74.53% | +2.55% |
| Q3 2012 | 2012-09-30 | $17.4M | −$45.7M | −72.37% | +11.60% |
| Q2 2012 | 2012-06-30 | $27.1M | −$2.5M | −8.34% | +23.67% |
| Q1 2012 | 2012-03-31 | $50.4M | −$5.5M | −9.79% | +42.63% |
| Q4 2011 | 2011-12-31 | $11.9M | −$104.7M | −89.83% | +8.98% |
| Q3 2011 | 2011-09-30 | $63.1M | $156.1M | — | +47.90% |
| Q2 2011 | 2011-06-30 | $29.6M | $12.7M | +75.35% | +22.52% |
| Q1 2011 | 2011-03-31 | $55.9M | −$14.9M | −21.09% | +42.94% |
| Q4 2010 | 2010-12-31 | $116.6M | $65.6M | +128.55% | +85.74% |
| Q3 2010 | 2010-09-30 | −$93.0M | — | — | −69.80% |
| Q2 2010 | 2010-06-30 | $16.9M | — | — | +12.69% |
| Q1 2010 | 2010-03-31 | $70.8M | — | — | +43.87% |
| Q3 2009 | 2009-09-30 | $51.0M | — | — | +35.10% |
International Bancshares free cash flow growth trends
Over the last five reported fiscal years, free cash flow grew from $298.4M to $472.9M, a compound annual growth rate of 9.65%. International Bancshares's latest reported quarter, Q2 2026, generated $88.6M in free cash flow, a decrease of 3.36% year over year.
About the metric
What free cash flow means
Free cash flow is the cash a company generates from operations after capital expenditures. Positive FCF can fund dividends, buybacks, debt repayment, or reinvestment; negative FCF means capital spending exceeded operating cash flow for that period.
Calculation and source
How free cash flow is calculated
TickerStat calculates free cash flow as SEC-reported operating cash flow minus capital expenditures. FCF margin equals free cash flow divided by revenue. Fiscal periods can differ from calendar years, so the tables include exact period-end dates.
Review International Bancshares filings at SEC.gov ↗