MetroCity Bankshares Return on Equity (ROE) Growth & History (MCBS)
MetroCity Bankshares's return on equity was 14.20% for fiscal 2025.
View full MetroCity Bankshares company overviewMetroCity Bankshares annual return on equity history
| Fiscal year | Period ended | Return on equity | Change (percentage points) |
|---|---|---|---|
| 2025 | 2025-12-31 | 14.20% | −1.87 pp |
| 2024 | 2024-12-31 | 16.07% | +1.95 pp |
| 2023 | 2023-12-31 | 14.12% | −5.45 pp |
| 2022 | 2022-12-31 | 19.57% | −3.49 pp |
| 2021 | 2021-12-31 | 23.06% | +7.29 pp |
| 2020 | 2020-12-31 | 15.77% | −7.44 pp |
| 2019 | 2019-12-31 | 23.21% | −4.01 pp |
| 2018 | 2018-12-31 | 27.22% | — |
MetroCity Bankshares quarterly return on equity
| Fiscal quarter | Period ended | Return on equity | Change (percentage points) |
|---|---|---|---|
| Q2 2026 | 2026-06-30 | 3.94% | +0.05 pp |
| Q1 2026 | 2026-03-31 | 4.06% | +0.23 pp |
| Q4 2025 | 2025-12-31 | 3.66% | −0.25 pp |
| Q3 2025 | 2025-09-30 | 3.92% | −0.19 pp |
| Q2 2025 | 2025-06-30 | 3.89% | −0.32 pp |
| Q1 2025 | 2025-03-31 | 3.84% | +0.08 pp |
| Q4 2024 | 2024-12-31 | 3.92% | +0.96 pp |
| Q3 2024 | 2024-09-30 | 4.10% | +1.09 pp |
| Q2 2024 | 2024-06-30 | 4.21% | +0.60 pp |
| Q1 2024 | 2024-03-31 | 3.76% | −0.72 pp |
| Q4 2023 | 2023-12-31 | 2.96% | +0.05 pp |
| Q3 2023 | 2023-09-30 | 3.02% | −2.01 pp |
| Q2 2023 | 2023-06-30 | 3.61% | −1.47 pp |
| Q1 2023 | 2023-03-31 | 4.48% | −1.99 pp |
| Q4 2022 | 2022-12-31 | 2.92% | −3.25 pp |
| Q3 2022 | 2022-09-30 | 5.03% | −1.22 pp |
| Q2 2022 | 2022-06-30 | 5.08% | −0.46 pp |
| Q1 2022 | 2022-03-31 | 6.47% | +1.28 pp |
| Q4 2021 | 2021-12-31 | 6.16% | +2.24 pp |
| Q3 2021 | 2021-09-30 | 6.25% | +2.22 pp |
| Q2 2021 | 2021-06-30 | 5.54% | +2.12 pp |
| Q1 2021 | 2021-03-31 | 5.19% | +0.73 pp |
| Q4 2020 | 2020-12-31 | 3.92% | −1.27 pp |
| Q3 2020 | 2020-09-30 | 4.02% | −2.78 pp |
| Q2 2020 | 2020-06-30 | 3.42% | — |
| Q1 2020 | 2020-03-31 | 4.46% | — |
| Q4 2019 | 2019-12-31 | 5.19% | — |
| Q3 2019 | 2019-09-30 | 6.81% | — |
MetroCity Bankshares return on equity trends
Over the last five fiscal years, MetroCity Bankshares's return on equity decreased from 15.77% to 14.20%, a change of −1.57 percentage points. The latest reported quarter, Q2 2026, shows 3.94%.
What return on equity (ROE) means
Return on equity (ROE) measures how much net income a company generates relative to shareholders’ equity. It can help evaluate how efficiently equity capital is used, but unusually high or negative values may reflect leverage, losses, or a small equity base.
How return on equity is calculated
TickerStat calculates ROE as SEC-reported net income divided by average stockholders’ equity at the beginning and end of the fiscal period. Periods with missing or non-positive average equity are omitted. Quarterly ROE uses quarterly net income and is not annualized. Fiscal periods can differ from calendar years, so exact period-end dates are included.
Review MetroCity Bankshares source filings ↗