Mechanics Bancorp annual debt-to-equity ratio
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2025
Mechanics Bancorp Debt-to-Equity Ratio Growth & History (MCHB)
Mechanics Bancorp's debt-to-equity ratio was 0.10 for fiscal 2025.
View full Mechanics Bancorp company overviewMechanics Bancorp annual debt-to-equity ratio history
| Fiscal year | Period ended | Debt-to-equity ratio | Change | Growth |
|---|---|---|---|---|
| 2025 | 2025-12-31 | 0.10 | −0.46 | −82.50% |
| 2024 | 2024-12-31 | 0.56 | −0.34 | −37.94% |
| 2023 | 2023-12-31 | 0.90 | −1.39 | −60.72% |
| 2022 | 2022-12-31 | 2.28 | 1.98 | +651.38% |
| 2021 | 2021-12-31 | 0.30 | −0.41 | −57.42% |
| 2020 | 2020-12-31 | 0.71 | −0.33 | −31.70% |
| 2019 | 2019-12-31 | 1.05 | 0.88 | +515.98% |
| 2018 | 2018-12-31 | 0.17 | −0.01 | −4.61% |
| 2017 | 2017-12-31 | 0.18 | −0.02 | −10.57% |
| 2016 | 2016-12-31 | 0.20 | 0.07 | +49.59% |
| 2015 | 2015-12-31 | 0.13 | −0.07 | −35.04% |
| 2014 | 2014-12-31 | 0.20 | −0.04 | −16.02% |
| 2013 | 2013-12-31 | 0.24 | 0.01 | +3.85% |
| 2012 | 2012-12-31 | 0.23 | −0.48 | −67.22% |
| 2011 | 2011-12-31 | 0.72 | — | — |
Mechanics Bancorp quarterly debt-to-equity ratio
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| Fiscal quarter | Period ended | Debt-to-equity ratio | Change | YoY change |
|---|---|---|---|---|
| Q2 2026 | 2026-06-30 | 0.11 | −0.42 | −79.51% |
| Q1 2026 | 2026-03-31 | 0.08 | −0.44 | −85.34% |
| Q4 2025 | 2025-12-31 | 0.10 | −0.46 | −82.50% |
| Q3 2025 | 2025-09-30 | 0.10 | −0.72 | −87.72% |
| Q2 2025 | 2025-06-30 | 0.52 | −0.42 | −44.34% |
| Q1 2025 | 2025-03-31 | 0.52 | −3.88 | −88.26% |
| Q4 2024 | 2024-12-31 | 0.56 | −0.34 | −37.94% |
| Q3 2024 | 2024-09-30 | 0.82 | −3.35 | −80.25% |
| Q2 2024 | 2024-06-30 | 0.94 | −3.22 | −77.40% |
| Q1 2024 | 2024-03-31 | 4.40 | 0.74 | +20.26% |
| Q4 2023 | 2023-12-31 | 0.90 | −1.39 | −60.72% |
| Q3 2023 | 2023-09-30 | 4.17 | 0.93 | +28.68% |
| Q2 2023 | 2023-06-30 | 4.16 | 1.27 | +43.73% |
| Q1 2023 | 2023-03-31 | 3.66 | 2.83 | +342.22% |
| Q4 2022 | 2022-12-31 | 2.28 | 1.98 | +651.38% |
| Q3 2022 | 2022-09-30 | 3.24 | 3.07 | +1729.31% |
| Q2 2022 | 2022-06-30 | 2.90 | 2.65 | +1066.86% |
| Q1 2022 | 2022-03-31 | 0.83 | 0.53 | +175.69% |
| Q4 2021 | 2021-12-31 | 0.30 | −0.41 | −57.42% |
| Q3 2021 | 2021-09-30 | 0.18 | −0.74 | −80.72% |
| Q2 2021 | 2021-06-30 | 0.25 | −0.96 | −79.46% |
| Q1 2021 | 2021-03-31 | 0.30 | −0.05 | −13.48% |
| Q4 2020 | 2020-12-31 | 0.71 | −0.33 | −31.70% |
| Q3 2020 | 2020-09-30 | 0.92 | 0.56 | +158.73% |
| Q2 2020 | 2020-06-30 | 1.21 | 0.84 | +228.02% |
| Q1 2020 | 2020-03-31 | 0.35 | 0.00 | +0.17% |
| Q4 2019 | 2019-12-31 | 1.05 | 0.88 | +515.98% |
| Q3 2019 | 2019-09-30 | 0.36 | 0.18 | +102.59% |
| Q2 2019 | 2019-06-30 | 0.37 | 0.19 | +107.57% |
| Q1 2019 | 2019-03-31 | 0.35 | 0.17 | +93.57% |
| Q4 2018 | 2018-12-31 | 0.17 | −0.01 | −4.61% |
| Q3 2018 | 2018-09-30 | 0.18 | −0.01 | −5.96% |
| Q2 2018 | 2018-06-30 | 0.18 | −0.01 | −7.07% |
| Q1 2018 | 2018-03-31 | 0.18 | −0.02 | −8.47% |
| Q4 2017 | 2017-12-31 | 0.18 | −0.02 | −10.57% |
| Q3 2017 | 2017-09-30 | 0.19 | −0.03 | −12.61% |
| Q2 2017 | 2017-06-30 | 0.19 | −0.03 | −14.60% |
| Q1 2017 | 2017-03-31 | 0.20 | 0.08 | +67.09% |
| Q4 2016 | 2016-12-31 | 0.20 | 0.07 | +49.59% |
| Q3 2016 | 2016-09-30 | 0.21 | 0.08 | +58.93% |
| Q2 2016 | 2016-06-30 | 0.22 | 0.09 | +61.84% |
| Q1 2016 | 2016-03-31 | 0.12 | −0.02 | −16.96% |
| Q4 2015 | 2015-12-31 | 0.13 | −0.07 | −35.04% |
| Q3 2015 | 2015-09-30 | 0.13 | −0.09 | −38.93% |
| Q2 2015 | 2015-06-30 | 0.14 | −0.08 | −35.62% |
| Q1 2015 | 2015-03-31 | 0.14 | −0.09 | −37.75% |
| Q4 2014 | 2014-12-31 | 0.20 | −0.04 | −16.02% |
| Q3 2014 | 2014-09-30 | 0.22 | −0.01 | −4.62% |
| Q2 2014 | 2014-06-30 | 0.21 | −0.02 | −6.91% |
| Q1 2014 | 2014-03-31 | 0.23 | −0.00 | −1.14% |
| Q4 2013 | 2013-12-31 | 0.24 | 0.01 | +3.85% |
| Q3 2013 | 2013-09-30 | 0.23 | −0.03 | −9.96% |
| Q2 2013 | 2013-06-30 | 0.23 | −0.06 | −19.64% |
| Q1 2013 | 2013-03-31 | 0.23 | −0.09 | −28.94% |
| Q4 2012 | 2012-12-31 | 0.23 | −0.48 | −67.22% |
| Q3 2012 | 2012-09-30 | 0.26 | — | — |
| Q2 2012 | 2012-06-30 | 0.29 | — | — |
| Q1 2012 | 2012-03-31 | 0.32 | — | — |
| Q4 2011 | 2011-12-31 | 0.72 | — | — |
Mechanics Bancorp debt-to-equity ratio trends
Over the last five fiscal years, Mechanics Bancorp's debt-to-equity ratio decreased from 0.71 to 0.10, a change of −0.62. The latest reported quarter, Q2 2026, shows 0.11.
About the metric
What the debt-to-equity ratio means
The debt-to-equity ratio compares interest-bearing debt with shareholders’ equity. It helps show how much debt financing a company uses relative to its accounting equity, but useful comparison levels vary by industry.
Calculation and source
How debt-to-equity is calculated
TickerStat calculates debt-to-equity as total interest-bearing debt divided by SEC-reported shareholders’ equity for the same balance-sheet date. Total liabilities are not treated as debt, and periods with non-positive equity are omitted. Fiscal periods can differ from calendar years, so exact period-end dates are included.
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