Mechanics Bancorp annual return on equity
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
Mechanics Bancorp Return on Equity (ROE) Growth & History (MCHB)
Mechanics Bancorp's return on equity was 10.29% for fiscal 2025.
View full Mechanics Bancorp company overviewMechanics Bancorp annual return on equity history
| Fiscal year | Period ended | Return on equity | Change (percentage points) |
|---|---|---|---|
| 2025 | 2025-12-31 | 10.29% | +9.01 pp |
| 2024 | 2024-12-31 | 1.28% | +3.24 pp |
| 2023 | 2023-12-31 | −1.97% | −12.38 pp |
| 2022 | 2022-12-31 | 10.42% | −5.69 pp |
| 2021 | 2021-12-31 | 16.11% | +4.66 pp |
| 2020 | 2020-12-31 | 11.45% | +8.98 pp |
| 2019 | 2019-12-31 | 2.47% | −3.08 pp |
| 2018 | 2018-12-31 | 5.54% | −4.80 pp |
| 2017 | 2017-12-31 | 10.34% | −0.29 pp |
| 2016 | 2016-12-31 | 10.63% | −0.14 pp |
| 2015 | 2015-12-31 | 10.77% | +2.93 pp |
| 2014 | 2014-12-31 | 7.84% | −1.15 pp |
| 2013 | 2013-12-31 | 8.99% | −37.92 pp |
| 2012 | 2012-12-31 | 46.91% | +24.70 pp |
| 2011 | 2011-12-31 | 22.20% | — |
Mechanics Bancorp quarterly return on equity
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| Fiscal quarter | Period ended | Return on equity | Change (percentage points) |
|---|---|---|---|
| Q2 2026 | 2026-06-30 | 2.11% | +0.33 pp |
| Q1 2026 | 2026-03-31 | 1.56% | −0.31 pp |
| Q4 2025 | 2025-12-31 | 4.41% | +4.29 pp |
| Q3 2025 | 2025-09-30 | 2.13% | +0.37 pp |
| Q2 2025 | 2025-06-30 | 1.77% | +2.22 pp |
| Q1 2025 | 2025-03-31 | 1.87% | +2.42 pp |
| Q4 2024 | 2024-12-31 | 0.12% | +0.37 pp |
| Q3 2024 | 2024-09-30 | 1.76% | +1.31 pp |
| Q2 2024 | 2024-06-30 | −0.45% | +5.25 pp |
| Q1 2024 | 2024-03-31 | −0.54% | −1.43 pp |
| Q4 2023 | 2023-12-31 | −0.25% | −1.77 pp |
| Q3 2023 | 2023-09-30 | 0.45% | −3.15 pp |
| Q2 2023 | 2023-06-30 | −5.70% | −8.70 pp |
| Q1 2023 | 2023-03-31 | 0.89% | −2.14 pp |
| Q4 2022 | 2022-12-31 | 1.52% | −2.60 pp |
| Q3 2022 | 2022-09-30 | 3.59% | −0.24 pp |
| Q2 2022 | 2022-06-30 | 3.00% | −1.14 pp |
| Q1 2022 | 2022-03-31 | 3.03% | −1.15 pp |
| Q4 2021 | 2021-12-31 | 4.13% | +0.23 pp |
| Q3 2021 | 2021-09-30 | 3.83% | +0.04 pp |
| Q2 2021 | 2021-06-30 | 4.14% | +1.38 pp |
| Q1 2021 | 2021-03-31 | 4.18% | +3.13 pp |
| Q4 2020 | 2020-12-31 | 3.90% | +2.30 pp |
| Q3 2020 | 2020-09-30 | 3.79% | +1.76 pp |
| Q2 2020 | 2020-06-30 | 2.76% | +3.54 pp |
| Q1 2020 | 2020-03-31 | 1.05% | +1.28 pp |
| Q4 2019 | 2019-12-31 | 1.60% | −0.49 pp |
| Q3 2019 | 2019-09-30 | 2.03% | +0.36 pp |
| Q2 2019 | 2019-06-30 | −0.79% | −1.80 pp |
| Q1 2019 | 2019-03-31 | −0.23% | −1.07 pp |
| Q4 2018 | 2018-12-31 | 2.09% | −2.98 pp |
| Q3 2018 | 2018-09-30 | 1.67% | −0.42 pp |
| Q2 2018 | 2018-06-30 | 1.01% | −0.72 pp |
| Q1 2018 | 2018-03-31 | 0.83% | −0.58 pp |
| Q4 2017 | 2017-12-31 | 5.08% | +4.70 pp |
| Q3 2017 | 2017-09-30 | 2.09% | −2.75 pp |
| Q2 2017 | 2017-06-30 | 1.73% | −2.27 pp |
| Q1 2017 | 2017-03-31 | 1.41% | +0.13 pp |
| Q4 2016 | 2016-12-31 | 0.38% | −1.50 pp |
| Q3 2016 | 2016-09-30 | 4.84% | +2.64 pp |
| Q2 2016 | 2016-06-30 | 4.00% | +1.21 pp |
| Q1 2016 | 2016-03-31 | 1.29% | −1.49 pp |
| Q4 2015 | 2015-12-31 | 1.87% | −0.01 pp |
| Q3 2015 | 2015-09-30 | 2.19% | +0.49 pp |
| Q2 2015 | 2015-06-30 | 2.79% | −0.54 pp |
| Q1 2015 | 2015-03-31 | 2.78% | +1.93 pp |
| Q4 2014 | 2014-12-31 | 1.88% | +2.21 pp |
| Q3 2014 | 2014-09-30 | 1.71% | +1.09 pp |
| Q2 2014 | 2014-06-30 | 3.33% | −1.15 pp |
| Q1 2014 | 2014-03-31 | 0.85% | −3.24 pp |
| Q4 2013 | 2013-12-31 | −0.32% | −8.83 pp |
| Q3 2013 | 2013-09-30 | 0.62% | −9.00 pp |
| Q2 2013 | 2013-06-30 | 4.48% | −4.68 pp |
| Q1 2013 | 2013-03-31 | 4.10% | −10.23 pp |
| Q4 2012 | 2012-12-31 | 8.51% | −1.17 pp |
| Q3 2012 | 2012-09-30 | 9.62% | — |
| Q2 2012 | 2012-06-30 | 9.16% | — |
| Q1 2012 | 2012-03-31 | 14.33% | — |
| Q4 2011 | 2011-12-31 | 9.68% | — |
Mechanics Bancorp return on equity trends
Over the last five fiscal years, Mechanics Bancorp's return on equity decreased from 11.45% to 10.29%, a change of −1.16 percentage points. The latest reported quarter, Q2 2026, shows 2.11%.
About the metric
What return on equity (ROE) means
Return on equity (ROE) measures how much net income a company generates relative to shareholders’ equity. It can help evaluate how efficiently equity capital is used, but unusually high or negative values may reflect leverage, losses, or a small equity base.
Calculation and source
How return on equity is calculated
TickerStat calculates ROE as SEC-reported net income divided by average stockholders’ equity at the beginning and end of the fiscal period. Periods with missing or non-positive average equity are omitted. Quarterly ROE uses quarterly net income and is not annualized. Fiscal periods can differ from calendar years, so exact period-end dates are included.
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