Nu Holdings annual return on equity
2020
2021
2022
2023
2024
2025
Nu Holdings Return on Equity (ROE) Growth & History (NU)
Nu Holdings's return on equity was 30.30% for fiscal 2025.
View full Nu Holdings company overviewNu Holdings annual return on equity history
| Fiscal year | Period ended | Return on equity | Change (percentage points) |
|---|---|---|---|
| 2025 | 2025-12-31 | 30.30% | +2.23 pp |
| 2024 | 2024-12-31 | 28.07% | +9.82 pp |
| 2023 | 2023-12-31 | 18.24% | +26.06 pp |
| 2022 | 2022-12-31 | −7.81% | −1.04 pp |
| 2021 | 2021-12-31 | −6.78% | +25.88 pp |
| 2020 | 2020-12-31 | −32.65% | — |
Nu Holdings quarterly return on equity
Q1.25
Q2.25
Q3.25
Q4.25
Q1.26
Q2.26
| Fiscal quarter | Period ended | Return on equity | Change (percentage points) |
|---|---|---|---|
| Q2 2026 | 2026-06-30 | 8.21% | +1.20 pp |
| Q1 2026 | 2026-03-31 | 7.30% | +0.45 pp |
| Q4 2025 | 2025-12-31 | 8.17% | — |
| Q3 2025 | 2025-09-30 | 7.78% | — |
| Q2 2025 | 2025-06-30 | 7.00% | — |
| Q1 2025 | 2025-03-31 | 6.86% | — |
Nu Holdings return on equity trends
Over the last five fiscal years, Nu Holdings's return on equity increased from −32.65% to 30.30%, a change of +62.95 percentage points. The latest reported quarter, Q2 2026, shows 8.21%.
About the metric
What return on equity (ROE) means
Return on equity (ROE) measures how much net income a company generates relative to shareholders’ equity. It can help evaluate how efficiently equity capital is used, but unusually high or negative values may reflect leverage, losses, or a small equity base.
Calculation and source
How return on equity is calculated
TickerStat calculates ROE as SEC-reported net income divided by average stockholders’ equity at the beginning and end of the fiscal period. Periods with missing or non-positive average equity are omitted. Quarterly ROE uses quarterly net income and is not annualized. Fiscal periods can differ from calendar years, so exact period-end dates are included.
Review Nu Holdings source filings ↗Community posts
Nu launches US services and a separate international money platform
Nu ($NU) announced its entry into the United States and introduced Nu Global as a separate international offering. The US launch includes an account delivered through FDIC-insured Lead Bank and a Mastercard credit-card proposition. The move ...