Oceanfirst Financial annual debt-to-assets ratio
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2025
Oceanfirst Financial Debt-to-Assets Ratio Growth & History (OCFC)
Oceanfirst Financial's debt-to-assets ratio was 0.12 for fiscal 2025.
View full Oceanfirst Financial company overviewOceanfirst Financial annual debt-to-assets ratio history
| Fiscal year | Period ended | Debt-to-assets ratio | Change | Growth |
|---|---|---|---|---|
| 2025 | 2025-12-31 | 0.12 | 0.02 | +18.00% |
| 2024 | 2024-12-31 | 0.10 | 0.02 | +19.44% |
| 2023 | 2023-12-31 | 0.08 | −0.03 | −26.34% |
| 2022 | 2022-12-31 | 0.11 | 0.08 | +266.23% |
| 2021 | 2021-12-31 | 0.03 | −0.00 | −7.78% |
| 2020 | 2020-12-31 | 0.03 | −0.05 | −60.56% |
| 2019 | 2019-12-31 | 0.09 | 0.00 | +5.48% |
| 2018 | 2018-12-31 | 0.08 | 0.00 | +3.57% |
| 2017 | 2017-12-31 | 0.08 | 0.01 | +7.52% |
| 2016 | 2016-12-31 | 0.07 | −0.09 | −55.25% |
| 2015 | 2015-12-31 | 0.16 | −0.01 | −4.08% |
| 2014 | 2014-12-31 | 0.17 | 0.05 | +41.20% |
| 2013 | 2013-12-31 | 0.12 | — | — |
Oceanfirst Financial quarterly debt-to-assets ratio
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Q4.14
Q4.15
Q4.16
Q4.17
Q4.18
Q1.19
Q2.19
Q3.19
Q4.19
Q1.20
Q2.20
Q3.20
Q4.20
Q1.21
Q2.21
Q3.21
Q4.21
Q1.22
Q2.22
Q3.22
Q4.22
Q1.23
Q2.23
Q3.23
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Q1.24
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Q3.24
Q4.24
Q1.25
Q2.25
Q3.25
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Q1.26
Q2.26
| Fiscal quarter | Period ended | Debt-to-assets ratio | Change | YoY change |
|---|---|---|---|---|
| Q2 2026 | 2026-06-30 | 0.10 | 0.01 | +11.19% |
| Q1 2026 | 2026-03-31 | 0.10 | 0.02 | +18.68% |
| Q4 2025 | 2025-12-31 | 0.12 | 0.02 | +18.00% |
| Q3 2025 | 2025-09-30 | 0.14 | 0.03 | +32.61% |
| Q2 2025 | 2025-06-30 | 0.09 | −0.01 | −7.50% |
| Q1 2025 | 2025-03-31 | 0.09 | 0.00 | +0.96% |
| Q4 2024 | 2024-12-31 | 0.10 | 0.02 | +19.44% |
| Q3 2024 | 2024-09-30 | 0.10 | 0.04 | +55.85% |
| Q2 2024 | 2024-06-30 | 0.10 | −0.00 | −3.55% |
| Q1 2024 | 2024-03-31 | 0.09 | −0.03 | −27.68% |
| Q4 2023 | 2023-12-31 | 0.08 | −0.03 | −26.34% |
| Q3 2023 | 2023-09-30 | 0.07 | 0.00 | +3.07% |
| Q2 2023 | 2023-06-30 | 0.10 | 0.04 | +56.86% |
| Q1 2023 | 2023-03-31 | 0.12 | 0.09 | +264.93% |
| Q4 2022 | 2022-12-31 | 0.11 | 0.08 | +266.23% |
| Q3 2022 | 2022-09-30 | 0.07 | 0.06 | +3154.50% |
| Q2 2022 | 2022-06-30 | 0.07 | 0.06 | +2994.99% |
| Q1 2022 | 2022-03-31 | 0.03 | 0.03 | +1484.34% |
| Q4 2021 | 2021-12-31 | 0.03 | −0.00 | −7.78% |
| Q3 2021 | 2021-09-30 | 0.00 | −0.00 | −14.86% |
| Q2 2021 | 2021-06-30 | 0.00 | −0.00 | −11.85% |
| Q1 2021 | 2021-03-31 | 0.00 | −0.00 | −25.17% |
| Q4 2020 | 2020-12-31 | 0.03 | −0.05 | −60.56% |
| Q3 2020 | 2020-09-30 | 0.00 | −0.00 | −12.23% |
| Q2 2020 | 2020-06-30 | 0.00 | −0.00 | −14.99% |
| Q1 2020 | 2020-03-31 | 0.00 | −0.00 | −13.00% |
| Q4 2019 | 2019-12-31 | 0.09 | 0.00 | +5.48% |
| Q3 2019 | 2019-09-30 | 0.00 | — | — |
| Q2 2019 | 2019-06-30 | 0.00 | — | — |
| Q1 2019 | 2019-03-31 | 0.00 | — | — |
| Q4 2018 | 2018-12-31 | 0.08 | 0.00 | +3.57% |
| Q4 2017 | 2017-12-31 | 0.08 | 0.01 | +7.52% |
| Q4 2016 | 2016-12-31 | 0.07 | −0.09 | −55.25% |
| Q4 2015 | 2015-12-31 | 0.16 | −0.01 | −4.08% |
| Q4 2014 | 2014-12-31 | 0.17 | 0.05 | +41.20% |
| Q4 2013 | 2013-12-31 | 0.12 | — | — |
Oceanfirst Financial debt-to-assets ratio trends
Over the last five fiscal years, Oceanfirst Financial's debt-to-assets ratio increased from 0.03 to 0.12, a change of 0.08. The latest reported quarter, Q2 2026, shows 0.10.
About the metric
What the debt-to-assets ratio means
The debt-to-assets ratio shows the portion of a company’s reported assets financed with interest-bearing debt. It is a leverage measure and should not be confused with total liabilities divided by assets.
Calculation and source
How debt-to-assets is calculated
TickerStat calculates debt-to-assets as total interest-bearing debt divided by total assets at the same reporting-period end. Periods with missing debt or non-positive assets are omitted. Fiscal periods can differ from calendar years, so exact period-end dates are included.
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