Oceanfirst Financial annual debt-to-equity ratio
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2025
Oceanfirst Financial Debt-to-Equity Ratio Growth & History (OCFC)
Oceanfirst Financial's debt-to-equity ratio was 1.04 for fiscal 2025.
View full Oceanfirst Financial company overviewOceanfirst Financial annual debt-to-equity ratio history
| Fiscal year | Period ended | Debt-to-equity ratio | Change | Growth |
|---|---|---|---|---|
| 2025 | 2025-12-31 | 1.04 | 0.25 | +31.06% |
| 2024 | 2024-12-31 | 0.79 | 0.11 | +15.59% |
| 2023 | 2023-12-31 | 0.69 | −0.26 | −27.40% |
| 2022 | 2022-12-31 | 0.94 | 0.70 | +291.22% |
| 2021 | 2021-12-31 | 0.24 | −0.02 | −7.46% |
| 2020 | 2020-12-31 | 0.26 | −0.35 | −57.46% |
| 2019 | 2019-12-31 | 0.61 | 0.03 | +4.31% |
| 2018 | 2018-12-31 | 0.59 | −0.12 | −16.76% |
| 2017 | 2017-12-31 | 0.71 | 0.05 | +7.08% |
| 2016 | 2016-12-31 | 0.66 | −1.11 | −62.82% |
| 2015 | 2015-12-31 | 1.77 | −0.06 | −3.39% |
| 2014 | 2014-12-31 | 1.84 | 0.57 | +45.26% |
| 2013 | 2013-12-31 | 1.26 | — | — |
Oceanfirst Financial quarterly debt-to-equity ratio
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Q4.14
Q4.15
Q4.16
Q4.17
Q4.18
Q1.19
Q2.19
Q3.19
Q4.19
Q1.20
Q2.20
Q3.20
Q4.20
Q1.21
Q2.21
Q3.21
Q4.21
Q1.22
Q2.22
Q3.22
Q4.22
Q1.23
Q2.23
Q3.23
Q4.23
Q1.24
Q2.24
Q3.24
Q4.24
Q1.25
Q2.25
Q3.25
Q4.25
Q1.26
Q2.26
| Fiscal quarter | Period ended | Debt-to-equity ratio | Change | YoY change |
|---|---|---|---|---|
| Q2 2026 | 2026-06-30 | 0.98 | 0.24 | +32.27% |
| Q1 2026 | 2026-03-31 | 0.91 | 0.23 | +32.83% |
| Q4 2025 | 2025-12-31 | 1.04 | 0.25 | +31.06% |
| Q3 2025 | 2025-09-30 | 1.20 | 0.37 | +44.34% |
| Q2 2025 | 2025-06-30 | 0.74 | −0.04 | −5.60% |
| Q1 2025 | 2025-03-31 | 0.69 | −0.02 | −2.40% |
| Q4 2024 | 2024-12-31 | 0.79 | 0.11 | +15.59% |
| Q3 2024 | 2024-09-30 | 0.83 | 0.28 | +50.52% |
| Q2 2024 | 2024-06-30 | 0.78 | −0.07 | −7.96% |
| Q1 2024 | 2024-03-31 | 0.70 | −0.31 | −30.80% |
| Q4 2023 | 2023-12-31 | 0.69 | −0.26 | −27.40% |
| Q3 2023 | 2023-09-30 | 0.55 | 0.02 | +3.15% |
| Q2 2023 | 2023-06-30 | 0.85 | 0.32 | +59.71% |
| Q1 2023 | 2023-03-31 | 1.02 | 0.75 | +283.84% |
| Q4 2022 | 2022-12-31 | 0.94 | 0.70 | +291.22% |
| Q3 2022 | 2022-09-30 | 0.54 | 0.52 | +3330.44% |
| Q2 2022 | 2022-06-30 | 0.53 | 0.52 | +3226.51% |
| Q1 2022 | 2022-03-31 | 0.26 | 0.25 | +1542.15% |
| Q4 2021 | 2021-12-31 | 0.24 | −0.02 | −7.46% |
| Q3 2021 | 2021-09-30 | 0.02 | −0.00 | −16.50% |
| Q2 2021 | 2021-06-30 | 0.02 | −0.00 | −12.69% |
| Q1 2021 | 2021-03-31 | 0.02 | −0.00 | −22.30% |
| Q4 2020 | 2020-12-31 | 0.26 | −0.35 | −57.46% |
| Q3 2020 | 2020-09-30 | 0.02 | −0.00 | −1.57% |
| Q2 2020 | 2020-06-30 | 0.02 | −0.00 | −7.47% |
| Q1 2020 | 2020-03-31 | 0.02 | −0.00 | −9.85% |
| Q4 2019 | 2019-12-31 | 0.61 | 0.03 | +4.31% |
| Q3 2019 | 2019-09-30 | 0.02 | — | — |
| Q2 2019 | 2019-06-30 | 0.02 | — | — |
| Q1 2019 | 2019-03-31 | 0.02 | — | — |
| Q4 2018 | 2018-12-31 | 0.59 | −0.12 | −16.76% |
| Q4 2017 | 2017-12-31 | 0.71 | 0.05 | +7.08% |
| Q4 2016 | 2016-12-31 | 0.66 | −1.11 | −62.82% |
| Q4 2015 | 2015-12-31 | 1.77 | −0.06 | −3.39% |
| Q4 2014 | 2014-12-31 | 1.84 | 0.57 | +45.26% |
| Q4 2013 | 2013-12-31 | 1.26 | — | — |
Oceanfirst Financial debt-to-equity ratio trends
Over the last five fiscal years, Oceanfirst Financial's debt-to-equity ratio increased from 0.26 to 1.04, a change of 0.78. The latest reported quarter, Q2 2026, shows 0.98.
About the metric
What the debt-to-equity ratio means
The debt-to-equity ratio compares interest-bearing debt with shareholders’ equity. It helps show how much debt financing a company uses relative to its accounting equity, but useful comparison levels vary by industry.
Calculation and source
How debt-to-equity is calculated
TickerStat calculates debt-to-equity as total interest-bearing debt divided by SEC-reported shareholders’ equity for the same balance-sheet date. Total liabilities are not treated as debt, and periods with non-positive equity are omitted. Fiscal periods can differ from calendar years, so exact period-end dates are included.
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