Oceanfirst Financial Return on Equity (ROE) Growth & History (OCFC)
Oceanfirst Financial's return on equity was 4.22% for fiscal 2025.
View full Oceanfirst Financial company overviewOceanfirst Financial annual return on equity history
| Fiscal year | Period ended | Return on equity | Change (percentage points) |
|---|---|---|---|
| 2025 | 2025-12-31 | 4.22% | −1.73 pp |
| 2024 | 2024-12-31 | 5.95% | −0.46 pp |
| 2023 | 2023-12-31 | 6.41% | −3.04 pp |
| 2022 | 2022-12-31 | 9.45% | +2.12 pp |
| 2021 | 2021-12-31 | 7.34% | +2.54 pp |
| 2020 | 2020-12-31 | 4.80% | −3.28 pp |
| 2019 | 2019-12-31 | 8.08% | −0.69 pp |
| 2018 | 2018-12-31 | 8.77% | +1.53 pp |
| 2017 | 2017-12-31 | 7.24% | +1.55 pp |
| 2016 | 2016-12-31 | 5.69% | −3.21 pp |
| 2015 | 2015-12-31 | 8.90% | −0.31 pp |
| 2014 | 2014-12-31 | 9.21% | +1.69 pp |
| 2013 | 2013-12-31 | 7.52% | −1.65 pp |
| 2012 | 2012-12-31 | 9.17% | −0.75 pp |
| 2011 | 2011-12-31 | 9.92% | −0.67 pp |
| 2010 | 2010-12-31 | 10.59% | — |
Oceanfirst Financial quarterly return on equity
| Fiscal quarter | Period ended | Return on equity | Change (percentage points) |
|---|---|---|---|
| Q2 2026 | 2026-06-30 | −0.15% | −1.29 pp |
| Q1 2026 | 2026-03-31 | 1.23% | −0.03 pp |
| Q4 2025 | 2025-12-31 | 0.79% | −0.50 pp |
| Q3 2025 | 2025-09-30 | 1.05% | −0.44 pp |
| Q2 2025 | 2025-06-30 | 1.14% | −0.32 pp |
| Q1 2025 | 2025-03-31 | 1.26% | −0.46 pp |
| Q4 2024 | 2024-12-31 | 1.29% | −0.39 pp |
| Q3 2024 | 2024-09-30 | 1.49% | +0.22 pp |
| Q2 2024 | 2024-06-30 | 1.46% | −0.26 pp |
| Q1 2024 | 2024-03-31 | 1.72% | −0.02 pp |
| Q4 2023 | 2023-12-31 | 1.68% | −1.73 pp |
| Q3 2023 | 2023-09-30 | 1.27% | −1.26 pp |
| Q2 2023 | 2023-06-30 | 1.72% | −0.19 pp |
| Q1 2023 | 2023-03-31 | 1.75% | +0.05 pp |
| Q4 2022 | 2022-12-31 | 3.41% | +1.91 pp |
| Q3 2022 | 2022-09-30 | 2.52% | +0.92 pp |
| Q2 2022 | 2022-06-30 | 1.91% | −0.13 pp |
| Q1 2022 | 2022-03-31 | 1.70% | −0.50 pp |
| Q4 2021 | 2021-12-31 | 1.50% | −0.75 pp |
| Q3 2021 | 2021-09-30 | 1.60% | +1.93 pp |
| Q2 2021 | 2021-06-30 | 2.03% | +0.74 pp |
| Q1 2021 | 2021-03-31 | 2.19% | +0.90 pp |
| Q4 2020 | 2020-12-31 | 2.24% | +0.20 pp |
| Q3 2020 | 2020-09-30 | −0.34% | −2.52 pp |
| Q2 2020 | 2020-06-30 | 1.29% | −0.38 pp |
| Q1 2020 | 2020-03-31 | 1.29% | −0.66 pp |
| Q4 2019 | 2019-12-31 | 2.04% | −0.54 pp |
| Q3 2019 | 2019-09-30 | 2.19% | −0.17 pp |
| Q2 2019 | 2019-06-30 | 1.68% | +0.12 pp |
| Q1 2019 | 2019-03-31 | 1.95% | +1.28 pp |
| Q4 2018 | 2018-12-31 | 2.58% | +0.92 pp |
| Q3 2018 | 2018-09-30 | 2.36% | +0.19 pp |
| Q2 2018 | 2018-06-30 | 1.55% | +0.24 pp |
| Q1 2018 | 2018-03-31 | 0.67% | −1.41 pp |
| Q4 2017 | 2017-12-31 | 1.66% | +0.44 pp |
| Q3 2017 | 2017-09-30 | 2.17% | −0.04 pp |
| Q2 2017 | 2017-06-30 | 1.31% | +0.19 pp |
| Q1 2017 | 2017-03-31 | 2.08% | +0.33 pp |
| Q4 2016 | 2016-12-31 | 1.22% | −0.99 pp |
| Q3 2016 | 2016-09-30 | 2.21% | +0.15 pp |
| Q2 2016 | 2016-06-30 | 1.13% | −1.20 pp |
| Q1 2016 | 2016-03-31 | 1.75% | −0.65 pp |
| Q4 2015 | 2015-12-31 | 2.21% | −0.05 pp |
| Q3 2015 | 2015-09-30 | 2.06% | −0.32 pp |
| Q2 2015 | 2015-06-30 | 2.32% | −0.05 pp |
| Q1 2015 | 2015-03-31 | 2.40% | +0.21 pp |
| Q4 2014 | 2014-12-31 | 2.26% | +1.35 pp |
| Q3 2014 | 2014-09-30 | 2.38% | +0.07 pp |
| Q2 2014 | 2014-06-30 | 2.37% | +0.08 pp |
| Q1 2014 | 2014-03-31 | 2.19% | +0.17 pp |
| Q4 2013 | 2013-12-31 | 0.91% | −0.93 pp |
| Q3 2013 | 2013-09-30 | 2.31% | +0.05 pp |
| Q2 2013 | 2013-06-30 | 2.29% | −0.16 pp |
| Q1 2013 | 2013-03-31 | 2.02% | −0.56 pp |
| Q4 2012 | 2012-12-31 | 1.84% | −0.68 pp |
| Q3 2012 | 2012-09-30 | 2.26% | −0.10 pp |
| Q2 2012 | 2012-06-30 | 2.45% | −0.02 pp |
| Q1 2012 | 2012-03-31 | 2.58% | — |
| Q4 2011 | 2011-12-31 | 2.52% | — |
| Q3 2011 | 2011-09-30 | 2.36% | — |
| Q2 2011 | 2011-06-30 | 2.46% | — |
Oceanfirst Financial return on equity trends
Over the last five fiscal years, Oceanfirst Financial's return on equity decreased from 4.80% to 4.22%, a change of −0.58 percentage points. The latest reported quarter, Q2 2026, shows −0.15%.
What return on equity (ROE) means
Return on equity (ROE) measures how much net income a company generates relative to shareholders’ equity. It can help evaluate how efficiently equity capital is used, but unusually high or negative values may reflect leverage, losses, or a small equity base.
How return on equity is calculated
TickerStat calculates ROE as SEC-reported net income divided by average stockholders’ equity at the beginning and end of the fiscal period. Periods with missing or non-positive average equity are omitted. Quarterly ROE uses quarterly net income and is not annualized. Fiscal periods can differ from calendar years, so exact period-end dates are included.
Review Oceanfirst Financial source filings ↗