Ofg Bancorp annual free cash flow
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2025
Ofg Bancorp Free Cash Flow (FCF) History (OFG)
Ofg Bancorp reported $199.3M in free cash flow for fiscal 2025, a decrease of 13.77% from the previous fiscal year, with a free cash flow margin of 27.25%.
View full Ofg Bancorp company overviewOfg Bancorp free cash flow by year
| Fiscal year | Period ended | Free cash flow | Change | Growth | FCF margin |
|---|---|---|---|---|---|
| 2025 | 2025-12-31 | $199.3M | −$31.8M | −13.77% | +27.25% |
| 2024 | 2024-12-31 | $231.2M | −$46.6M | −16.79% | +32.48% |
| 2023 | 2023-12-31 | $277.8M | $144.3M | +108.16% | — |
| 2022 | 2022-12-31 | $133.5M | $56.5M | +73.34% | — |
| 2021 | 2021-12-31 | $77.0M | $57.3M | +290.88% | — |
| 2020 | 2020-12-31 | $19.7M | −$77.0M | −79.62% | — |
| 2019 | 2019-12-31 | $96.7M | −$25.2M | −20.69% | — |
| 2018 | 2018-12-31 | $121.9M | −$23.1M | −15.94% | +30.77% |
| 2017 | 2017-12-31 | $145.0M | $71.8M | +98.01% | +37.87% |
| 2016 | 2016-12-31 | $73.2M | −$18.6M | −20.24% | +19.99% |
| 2015 | 2015-12-31 | $91.8M | −$75.3M | −45.06% | +23.54% |
| 2014 | 2014-12-31 | $167.1M | $2.4M | +1.45% | +39.24% |
| 2013 | 2013-12-31 | $164.7M | $116.4M | +240.89% | +38.59% |
| 2012 | 2012-12-31 | $48.3M | $91.4M | — | +26.35% |
| 2011 | 2011-12-31 | −$43.1M | −$695,000 | — | −24.86% |
| 2010 | 2010-12-31 | −$42.4M | $6.2M | — | −30.46% |
| 2009 | 2009-12-31 | −$48.6M | — | — | −37.71% |
Ofg Bancorp quarterly free cash flow
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Q3.24
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Q1.26
Q2.26
| Fiscal quarter | Period ended | Free cash flow | Change | YoY growth | FCF margin |
|---|---|---|---|---|---|
| Q2 2026 | 2026-06-30 | $45.1M | $13.3M | +41.78% | +23.68% |
| Q1 2026 | 2026-03-31 | $68.8M | −$10.0M | −12.65% | +36.97% |
| Q4 2025 | 2025-12-31 | $53.3M | $19.1M | +55.80% | +28.93% |
| Q3 2025 | 2025-09-30 | $35.5M | −$16.3M | −31.39% | +19.08% |
| Q2 2025 | 2025-06-30 | $31.8M | −$58.6M | −64.83% | +17.43% |
| Q1 2025 | 2025-03-31 | $78.7M | $23.9M | +43.64% | +44.08% |
| Q4 2024 | 2024-12-31 | $34.2M | −$67.1M | −66.21% | +4.81% |
| Q3 2024 | 2024-09-30 | $51.8M | −$33.1M | −38.98% | — |
| Q2 2024 | 2024-06-30 | $90.4M | $47.8M | +112.11% | — |
| Q1 2024 | 2024-03-31 | $54.8M | $5.7M | +11.66% | — |
| Q4 2023 | 2023-12-31 | $101.3M | $58.5M | +136.96% | — |
| Q3 2023 | 2023-09-30 | $84.8M | $66.4M | +360.70% | — |
| Q2 2023 | 2023-06-30 | $42.6M | $433,000 | +1.03% | — |
| Q1 2023 | 2023-03-31 | $49.1M | $19.0M | +62.90% | — |
| Q4 2022 | 2022-12-31 | $42.7M | $43.7M | — | — |
| Q3 2022 | 2022-09-30 | $18.4M | −$754,000 | −3.93% | — |
| Q2 2022 | 2022-06-30 | $42.2M | $16.2M | +62.44% | — |
| Q1 2022 | 2022-03-31 | $30.1M | −$2.7M | −8.25% | — |
| Q4 2021 | 2021-12-31 | −$979,000 | $17.6M | — | — |
| Q3 2021 | 2021-09-30 | $19.2M | −$4.9M | −20.37% | — |
| Q2 2021 | 2021-06-30 | $26.0M | $27.1M | — | — |
| Q1 2021 | 2021-03-31 | $32.8M | $17.5M | +114.29% | — |
| Q4 2020 | 2020-12-31 | −$18.6M | −$83.4M | — | — |
| Q3 2020 | 2020-09-30 | $24.1M | $20.3M | +531.48% | +18.40% |
| Q2 2020 | 2020-06-30 | −$1.1M | −$10.7M | — | −0.84% |
| Q1 2020 | 2020-03-31 | $15.3M | −$3.1M | −16.97% | +11.22% |
| Q4 2019 | 2019-12-31 | $64.8M | $8.5M | +15.01% | — |
| Q3 2019 | 2019-09-30 | $3.8M | −$16.8M | −81.55% | +3.70% |
| Q2 2019 | 2019-06-30 | $9.6M | −$1.5M | −13.26% | +9.21% |
| Q1 2019 | 2019-03-31 | $18.5M | −$15.4M | −45.42% | +18.56% |
| Q4 2018 | 2018-12-31 | $56.3M | $13.2M | +30.47% | +53.01% |
| Q3 2018 | 2018-09-30 | $20.7M | −$79.2M | −79.30% | +20.47% |
| Q2 2018 | 2018-06-30 | $11.0M | $32.6M | — | +11.47% |
| Q1 2018 | 2018-03-31 | $33.8M | $10.3M | +43.86% | +36.56% |
| Q4 2017 | 2017-12-31 | $43.2M | $13.0M | +42.97% | +47.81% |
| Q3 2017 | 2017-09-30 | $99.8M | $85.0M | +573.02% | +101.44% |
| Q2 2017 | 2017-06-30 | −$21.5M | −$28.2M | — | −21.44% |
| Q1 2017 | 2017-03-31 | $23.5M | $2.0M | +9.06% | +25.09% |
| Q4 2016 | 2016-12-31 | $30.2M | $1.8M | +6.41% | +32.78% |
| Q3 2016 | 2016-09-30 | $14.8M | −$3.9M | −20.87% | +15.27% |
| Q2 2016 | 2016-06-30 | $6.6M | −$4.7M | −41.75% | +7.49% |
| Q1 2016 | 2016-03-31 | $21.6M | −$11.7M | −35.27% | +24.36% |
| Q4 2015 | 2015-12-31 | $28.4M | −$9.7M | −25.51% | +31.54% |
| Q3 2015 | 2015-09-30 | $18.7M | −$1.5M | −7.19% | +14.90% |
| Q2 2015 | 2015-06-30 | $11.4M | −$3.2M | −22.09% | +14.64% |
| Q1 2015 | 2015-03-31 | $33.3M | $27.4M | +469.15% | +34.50% |
| Q1 2014 | 2014-03-31 | $38.1M | $33.5M | +726.37% | +35.07% |
| Q1 2013 | 2013-03-31 | $20.2M | $41.5M | — | +19.47% |
| Q1 2012 | 2012-03-31 | $14.6M | $46.9M | — | +28.20% |
| Q4 2011 | 2011-12-31 | $5.9M | −$19.2M | −76.68% | +29.70% |
| Q3 2011 | 2011-09-30 | $4.6M | — | — | +9.33% |
| Q2 2011 | 2011-06-30 | −$21.3M | — | — | −35.75% |
| Q1 2011 | 2011-03-31 | −$32.3M | — | — | −72.24% |
| Q3 2010 | 2010-09-30 | $25.1M | — | — | +90.57% |
Ofg Bancorp free cash flow growth trends
Over the last five reported fiscal years, free cash flow grew from $19.7M to $199.3M, a compound annual growth rate of 58.87%. Ofg Bancorp's latest reported quarter, Q2 2026, generated $45.1M in free cash flow, an increase of 41.78% year over year.
About the metric
What free cash flow means
Free cash flow is the cash a company generates from operations after capital expenditures. Positive FCF can fund dividends, buybacks, debt repayment, or reinvestment; negative FCF means capital spending exceeded operating cash flow for that period.
Calculation and source
How free cash flow is calculated
TickerStat calculates free cash flow as SEC-reported operating cash flow minus capital expenditures. FCF margin equals free cash flow divided by revenue. Fiscal periods can differ from calendar years, so the tables include exact period-end dates.
Review Ofg Bancorp filings at SEC.gov ↗