OppFi annual operating margin
2019
2020
2021
2022
2023
2024
2025
OppFi Operating Margin Growth & History (OPFI)
OppFi's operating margin was 43.73% for fiscal 2025.
View full OppFi company overviewOppFi annual operating margin history
| Fiscal year | Period ended | Operating margin | Change (percentage points) |
|---|---|---|---|
| 2025 | 2025-12-31 | 43.73% | +14.32 pp |
| 2024 | 2024-12-31 | 29.41% | +12.44 pp |
| 2023 | 2023-12-31 | 16.97% | +19.89 pp |
| 2022 | 2022-12-31 | −2.92% | −24.64 pp |
| 2021 | 2021-12-31 | 21.71% | −17.00 pp |
| 2020 | 2020-12-31 | 38.71% | +9.99 pp |
| 2019 | 2019-12-31 | 28.72% | — |
OppFi quarterly operating margin
Q3.20
Q1.21
Q2.21
Q3.21
Q4.21
Q1.22
Q2.22
Q3.22
Q4.22
Q1.23
Q2.23
Q3.23
Q4.23
Q1.24
Q2.24
Q3.24
Q4.24
Q1.25
Q2.25
Q3.25
Q4.25
Q1.26
Q2.26
| Fiscal quarter | Period ended | Operating margin | Change (percentage points) |
|---|---|---|---|
| Q2 2026 | 2026-06-30 | 28.26% | −16.43 pp |
| Q1 2026 | 2026-03-31 | 40.51% | −6.28 pp |
| Q4 2025 | 2025-12-31 | 36.15% | +5.62 pp |
| Q3 2025 | 2025-09-30 | 46.33% | +7.84 pp |
| Q2 2025 | 2025-06-30 | 44.70% | +10.52 pp |
| Q1 2025 | 2025-03-31 | 46.79% | +38.43 pp |
| Q4 2024 | 2024-12-31 | 30.53% | +17.28 pp |
| Q3 2024 | 2024-09-30 | 38.49% | +17.90 pp |
| Q2 2024 | 2024-06-30 | 34.18% | +9.59 pp |
| Q1 2024 | 2024-03-31 | 8.36% | +1.84 pp |
| Q4 2023 | 2023-12-31 | 13.25% | +33.09 pp |
| Q3 2023 | 2023-09-30 | 20.59% | +22.43 pp |
| Q2 2023 | 2023-06-30 | 24.58% | +14.76 pp |
| Q1 2023 | 2023-03-31 | 6.52% | +10.78 pp |
| Q4 2022 | 2022-12-31 | −19.84% | −25.29 pp |
| Q3 2022 | 2022-09-30 | −1.84% | −17.63 pp |
| Q2 2022 | 2022-06-30 | 9.83% | −17.00 pp |
| Q1 2022 | 2022-03-31 | −4.26% | −43.68 pp |
| Q4 2021 | 2021-12-31 | 5.45% | −37.65 pp |
| Q3 2021 | 2021-09-30 | 15.79% | — |
| Q2 2021 | 2021-06-30 | 26.83% | — |
| Q1 2021 | 2021-03-31 | 39.42% | — |
| Q3 2020 | 2020-09-30 | 43.10% | — |
OppFi operating margin trends
Over the last five reported fiscal years, OppFi's operating margin increased from 38.71% to 43.73%, a change of +5.01 percentage points. The latest reported quarter, Q2 2026, shows 28.26%.
About the metric
What operating margin means
Operating margin measures the percentage of revenue left after operating costs and expenses. It shows how much operating profit a company generates from each dollar of revenue.
Calculation and source
How operating margin is calculated
TickerStat calculates operating margin as SEC-reported operating income divided by SEC-reported revenue for the same fiscal period. Changes are shown in percentage points. Fiscal periods can differ from calendar years, so exact period-end dates are included.
Review OppFi filings at SEC.gov ↗