Revenue
2019
2020
2021
2022
2023
2024
2025
OppFi Inc. (OPFI)
Price$7.42Cached quote
Net income
2019
2020
2021
2022
2023
2024
2025
Free cash flow
2019
2020
2021
2022
2023
2024
2025
Total cash / debt
CashTotal debt
2019
2020
2021
2022
2023
2024
2025
Financial statements
| 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | |
|---|---|---|---|---|---|---|---|
| Revenue | $381.2M | $321.5M | $273.2M | $217.0M | $263.7M | $200.2M | $114.9M |
| Research & development | $17.1M | $12.1M | $8.6M | $12.9M | $13.7M | $9.0M | — |
| Operating expenses | $214.5M | $226.9M | $226.8M | $223.3M | $206.4M | $122.7M | $81.9M |
| Operating income | $166.7M | $94.5M | $46.4M | −$6.3M | $57.3M | $77.5M | $33.0M |
| Operating margin | 43.73% | 29.41% | 16.97% | −2.92% | 21.71% | 38.71% | 28.72% |
| EBITDA | $171.8M | $104.2M | $59.1M | $7.3M | $67.6M | $84.2M | $37.3M |
| EBITDA margin | 45.08% | 32.40% | 21.62% | 3.35% | 25.62% | 42.06% | 32.47% |
| Net income | $26.3M | $7.3M | −$1.0M | $7.1M | $25.6M | −$8.0M | $33.0M |
| Net profit margin | 6.91% | 2.26% | −0.37% | 3.27% | 9.69% | −4.01% | 28.72% |
| Basic EPSper basic share | $0.99 | $0.36 | -$0.06 | $0.51 | $1.93 | $0.00 | $0.00 |
| Diluted EPSper diluted share | $0.99 | $0.36 | -$0.06 | $0.05 | $0.48 | $0.00 | $0.00 |
Owners
Reported shareholders
≈32.06%of listed shares
Schwartz Todd G.27.35M shares · Apr 28, 2026
View holders
| Holder | % owned |
|---|---|
Schwartz Todd G. | ≈32.06%27.35M shares |
SCHWARTZ THEODORE G | ≈25.69%21.92M shares |
WELLINGTON MANAGEMENT GROUP LLP | 3.54%3.02M shares |
VANGUARD CAPITAL MANAGEMENT LLC | 2.60%2.22M shares |
BlackRock, Inc. | 2.40%2.05M shares |
McKay Christopher J. | ≈1.77%1.51M shares |
CITADEL ADVISORS LLC | 1.25%1.07M shares |
CORSAIR CAPITAL MANAGEMENT, L.P. | 1.23%1.05M shares |
M3F, Inc. | 0.90%764.45K shares |
GEODE CAPITAL MANAGEMENT, LLC | 0.87%742.86K shares |
TWO SIGMA INVESTMENTS, LP | 0.78%669.26K shares |
DIMENSIONAL FUND ADVISORS LP | 0.76%646.23K shares |
Nuveen, LLC | 0.75%641.38K shares |
LB Partners LLC | 0.74%632.5K shares |
STATE STREET CORP | 0.66%564.62K shares |
RENAISSANCE TECHNOLOGIES LLC | 0.62%533.01K shares |
Vennettilli David | ≈0.55%467.42K shares |
GOLDMAN SACHS GROUP INC | 0.53%454.14K shares |
AMERIPRISE FINANCIAL INC | 0.53%448.14K shares |
MORGAN STANLEY | 0.49%415.83K shares |
Percentages use 85.3M shares of this listed class outstanding on Jun 30, 2026. ≈ compares the latest reported holding with a share total from a different date; it is not a confirmed current stake.
Gray completes the 100% scale. Reported positions may overlap; holders have different reporting dates.
Source: SEC Form 4 ↗Updated Sep 29, 2026 · Quarterly data
Insider buys & sells
| Transaction | Insider | Type | Shares | Price | Value | Owned after |
|---|---|---|---|---|---|---|
| Jun 15, 2026Form 4 | Moore JocelynDirector | SellClass A Common Stock | 39.1K | $8.32 | $325.1K | 16.8K |
| Jun 12, 2026Form 4 | McKay Christopher J.Chief Risk & Analytics Officer | SellClass A Common Stock | 23.7K | $8.35 | $197.8K | 1.51M |
| Jun 8, 2026Form 4 | Favilla Christina MDirector | SellClass A Common Stock · indirect | 30.0K | $8.14 | $244.2K | 156.7K |
| May 4, 2026Form 4 · 10b5-1 | Vennettilli DavidDirector | SellClass A Common Stock | 10.0K | $10.00 | $100.0K | 132.4K |
| Mar 12, 2026Form 4 · 10b5-1 | Moore JocelynDirector | SellClass A Common Stock | 8.2K | $8.53 | $69.9K | 39.1K |