OppFi annual return on equity
2023
2024
2025
OppFi Return on Equity (ROE) Growth & History (OPFI)
OppFi's return on equity was 57.70% for fiscal 2025.
View full OppFi company overviewOppFi annual return on equity history
| Fiscal year | Period ended | Return on equity | Change (percentage points) |
|---|---|---|---|
| 2025 | 2025-12-31 | 57.70% | +24.11 pp |
| 2024 | 2024-12-31 | 33.59% | +53.80 pp |
| 2023 | 2023-12-31 | −20.21% | — |
OppFi quarterly return on equity
Q3.20
Q1.21
Q2.21
Q1.23
Q2.23
Q3.23
Q4.23
Q1.24
Q2.24
Q3.24
Q4.24
Q1.25
Q2.25
Q3.25
Q4.25
Q1.26
Q2.26
| Fiscal quarter | Period ended | Return on equity | Change (percentage points) |
|---|---|---|---|
| Q2 2026 | 2026-06-30 | 6.06% | +121.82 pp |
| Q1 2026 | 2026-03-31 | 42.35% | +83.46 pp |
| Q4 2025 | 2025-12-31 | 31.22% | +47.80 pp |
| Q3 2025 | 2025-09-30 | 132.65% | +116.72 pp |
| Q2 2025 | 2025-06-30 | −115.76% | −132.42 pp |
| Q1 2025 | 2025-03-31 | −41.11% | −79.81 pp |
| Q4 2024 | 2024-12-31 | −16.58% | +34.37 pp |
| Q3 2024 | 2024-09-30 | 15.94% | −7.07 pp |
| Q2 2024 | 2024-06-30 | 16.66% | −31.55 pp |
| Q1 2024 | 2024-03-31 | 38.70% | −14.48 pp |
| Q4 2023 | 2023-12-31 | −50.95% | — |
| Q3 2023 | 2023-09-30 | 23.00% | — |
| Q2 2023 | 2023-06-30 | 48.22% | — |
| Q1 2023 | 2023-03-31 | 53.18% | — |
| Q2 2021 | 2021-06-30 | −325.23% | — |
| Q1 2021 | 2021-03-31 | −61.72% | — |
| Q3 2020 | 2020-09-30 | −6.90% | — |
OppFi return on equity trends
Between the periods ended 2023-12-31 and 2025-12-31, OppFi's return on equity increased from −20.21% to 57.70%, a change of +77.91 percentage points. The latest reported quarter, Q2 2026, shows 6.06%.
About the metric
What return on equity (ROE) means
Return on equity (ROE) measures how much net income a company generates relative to shareholders’ equity. It can help evaluate how efficiently equity capital is used, but unusually high or negative values may reflect leverage, losses, or a small equity base.
Calculation and source
How return on equity is calculated
TickerStat calculates ROE as SEC-reported net income divided by average stockholders’ equity at the beginning and end of the fiscal period. Periods with missing or non-positive average equity are omitted. Quarterly ROE uses quarterly net income and is not annualized. Fiscal periods can differ from calendar years, so exact period-end dates are included.
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