OptimumBank Holdings annual free cash flow
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2025
OptimumBank Holdings Free Cash Flow (FCF) History (OPHC)
OptimumBank Holdings reported $16.9M in free cash flow for fiscal 2025, an increase of 15.93% from the previous fiscal year, with a free cash flow margin of 34.33%.
View full OptimumBank Holdings company overviewOptimumBank Holdings free cash flow by year
| Fiscal year | Period ended | Free cash flow | Change | Growth | FCF margin |
|---|---|---|---|---|---|
| 2025 | 2025-12-31 | $16.9M | $2.3M | +15.93% | +34.33% |
| 2024 | 2024-12-31 | $14.6M | $8.4M | +135.23% | +37.18% |
| 2023 | 2023-12-31 | $6.2M | −$3.8M | −38.10% | +22.88% |
| 2022 | 2022-12-31 | $10.0M | $6.7M | +196.81% | +53.40% |
| 2021 | 2021-12-31 | $3.4M | $5.0M | — | +30.26% |
| 2020 | 2020-12-31 | −$1.7M | −$591,000 | — | −31.38% |
| 2019 | 2019-12-31 | −$1.1M | −$857,000 | — | −32.24% |
| 2018 | 2018-12-31 | −$210,000 | −$686,000 | — | −6.71% |
| 2017 | 2017-12-31 | $476,000 | $26,000 | +5.78% | +13.33% |
| 2016 | 2016-12-31 | $450,000 | −$153,000 | −25.37% | +12.71% |
| 2015 | 2015-12-31 | $603,000 | −$567,000 | −48.46% | +14.84% |
| 2014 | 2014-12-31 | $1.2M | $4.3M | — | +23.15% |
| 2013 | 2013-12-31 | −$3.1M | −$131,000 | — | −89.50% |
| 2012 | 2012-12-31 | −$3.0M | −$4.7M | — | −105.88% |
| 2010 | 2010-12-31 | $1.7M | — | — | +31.35% |
OptimumBank Holdings quarterly free cash flow
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Q2.26
| Fiscal quarter | Period ended | Free cash flow | Change | YoY growth | FCF margin |
|---|---|---|---|---|---|
| Q2 2026 | 2026-06-30 | $9.8M | $3.9M | +67.40% | +57.08% |
| Q1 2026 | 2026-03-31 | $7.4M | $4.6M | +160.55% | +49.63% |
| Q4 2025 | 2025-12-31 | $6.3M | $586,000 | +10.21% | +46.51% |
| Q3 2025 | 2025-09-30 | $1.9M | −$1.9M | −50.49% | +14.65% |
| Q2 2025 | 2025-06-30 | $5.9M | $3.1M | +114.07% | +48.52% |
| Q1 2025 | 2025-03-31 | $2.9M | $567,000 | +24.81% | +26.76% |
| Q4 2024 | 2024-12-31 | $5.7M | $5.6M | +3486.88% | +55.70% |
| Q3 2024 | 2024-09-30 | $3.9M | $2.8M | +263.09% | +38.27% |
| Q2 2024 | 2024-06-30 | $2.7M | −$2.5M | −47.40% | +27.53% |
| Q1 2024 | 2024-03-31 | $2.3M | $2.5M | — | +25.42% |
| Q4 2023 | 2023-12-31 | $160,000 | −$3.3M | −95.41% | +1.95% |
| Q3 2023 | 2023-09-30 | $1.1M | −$1.1M | −51.92% | +15.56% |
| Q2 2023 | 2023-06-30 | $5.2M | $2.5M | +89.75% | +81.76% |
| Q1 2023 | 2023-03-31 | −$211,000 | −$1.8M | — | −3.65% |
| Q4 2022 | 2022-12-31 | $3.5M | −$233,000 | −6.26% | +64.53% |
| Q3 2022 | 2022-09-30 | $2.2M | $3.8M | — | +44.21% |
| Q2 2022 | 2022-06-30 | $2.7M | $1.7M | +160.40% | +60.70% |
| Q1 2022 | 2022-03-31 | $1.6M | $1.4M | +695.52% | +41.24% |
| Q4 2021 | 2021-12-31 | $3.7M | $3.2M | +574.09% | +98.70% |
| Q3 2021 | 2021-09-30 | −$1.6M | −$149,000 | — | −49.97% |
| Q2 2021 | 2021-06-30 | $1.1M | $1.6M | — | +44.66% |
| Q1 2021 | 2021-03-31 | $201,000 | $373,000 | — | +10.79% |
| Q4 2020 | 2020-12-31 | $552,000 | $849,000 | — | +34.87% |
| Q3 2020 | 2020-09-30 | −$1.4M | −$1.2M | — | −99.65% |
| Q2 2020 | 2020-06-30 | −$594,000 | −$183,000 | — | −50.21% |
| Q1 2020 | 2020-03-31 | −$172,000 | −$164,000 | — | −16.09% |
| Q2 2019 | 2019-06-30 | −$297,000 | −$609,000 | — | −35.36% |
| Q1 2019 | 2019-03-31 | −$233,000 | −$114,000 | — | −29.64% |
| Q4 2018 | 2018-12-31 | −$411,000 | −$421,000 | — | −53.52% |
| Q3 2018 | 2018-09-30 | −$8,000 | −$66,000 | — | −1.00% |
| Q2 2018 | 2018-06-30 | $312,000 | −$38,000 | −10.86% | +39.34% |
| Q1 2018 | 2018-03-31 | −$119,000 | −$177,000 | — | −15.54% |
| Q4 2017 | 2017-12-31 | $10,000 | −$198,000 | −95.19% | +1.04% |
| Q3 2017 | 2017-09-30 | $58,000 | −$160,000 | −73.39% | +6.60% |
| Q2 2017 | 2017-06-30 | $350,000 | $394,000 | — | +43.26% |
| Q1 2017 | 2017-03-31 | $58,000 | −$10,000 | −14.71% | +6.29% |
| Q4 2016 | 2016-12-31 | $208,000 | $418,000 | — | +33.07% |
| Q3 2016 | 2016-09-30 | $218,000 | −$25,000 | −10.29% | +22.20% |
| Q2 2016 | 2016-06-30 | −$44,000 | −$314,000 | — | −4.54% |
| Q1 2016 | 2016-03-31 | $68,000 | −$232,000 | −77.33% | +7.08% |
| Q4 2015 | 2015-12-31 | −$210,000 | −$13,000 | — | −20.92% |
| Q3 2015 | 2015-09-30 | $243,000 | $359,000 | — | +22.25% |
| Q2 2015 | 2015-06-30 | $270,000 | −$1.1M | −79.67% | +26.71% |
| Q1 2015 | 2015-03-31 | $300,000 | $145,000 | +93.55% | +31.41% |
| Q4 2014 | 2014-12-31 | −$197,000 | $1.8M | — | −25.00% |
| Q3 2014 | 2014-09-30 | −$116,000 | $234,000 | — | −11.26% |
| Q2 2014 | 2014-06-30 | $1.3M | $1.4M | — | +62.38% |
| Q1 2014 | 2014-03-31 | $155,000 | $856,000 | — | +14.01% |
| Q4 2013 | 2013-12-31 | −$2.0M | −$1.2M | — | −184.63% |
| Q3 2013 | 2013-09-30 | −$350,000 | $709,000 | — | −40.70% |
| Q2 2013 | 2013-06-30 | −$68,000 | −$22,000 | — | −8.84% |
| Q1 2013 | 2013-03-31 | −$701,000 | $400,000 | — | −89.53% |
| Q4 2012 | 2012-12-31 | −$800,000 | $339,000 | — | −107.82% |
| Q3 2012 | 2012-09-30 | −$1.1M | −$491,000 | — | −157.82% |
| Q2 2012 | 2012-06-30 | −$46,000 | −$29,000 | — | −5.80% |
| Q1 2012 | 2012-03-31 | −$1.1M | −$3.9M | — | −173.93% |
| Q3 2011 | 2011-09-30 | −$1.1M | — | — | −163.65% |
| Q2 2011 | 2011-06-30 | −$568,000 | — | — | −54.93% |
| Q1 2011 | 2011-03-31 | −$17,000 | — | — | −1.85% |
| Q3 2010 | 2010-09-30 | $2.8M | — | — | +316.69% |
OptimumBank Holdings free cash flow growth trends
Over the last five reported fiscal years, free cash flow grew from −$1.7M to $16.9M, a net increase of $18.6M. OptimumBank Holdings's latest reported quarter, Q2 2026, generated $9.8M in free cash flow, an increase of 67.40% year over year.
About the metric
What free cash flow means
Free cash flow is the cash a company generates from operations after capital expenditures. Positive FCF can fund dividends, buybacks, debt repayment, or reinvestment; negative FCF means capital spending exceeded operating cash flow for that period.
Calculation and source
How free cash flow is calculated
TickerStat calculates free cash flow as SEC-reported operating cash flow minus capital expenditures. FCF margin equals free cash flow divided by revenue. Fiscal periods can differ from calendar years, so the tables include exact period-end dates.
Review OptimumBank Holdings filings at SEC.gov ↗