Old Second Bancorp annual debt-to-assets ratio
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2025
Old Second Bancorp Debt-to-Assets Ratio Growth & History (OSBC)
Old Second Bancorp's debt-to-assets ratio was 0.05 for fiscal 2025.
View full Old Second Bancorp company overviewOld Second Bancorp annual debt-to-assets ratio history
| Fiscal year | Period ended | Debt-to-assets ratio | Change | Growth |
|---|---|---|---|---|
| 2025 | 2025-12-31 | 0.05 | 0.02 | +86.43% |
| 2024 | 2024-12-31 | 0.03 | −0.06 | −70.40% |
| 2023 | 2023-12-31 | 0.09 | 0.05 | +108.38% |
| 2022 | 2022-12-31 | 0.04 | 0.01 | +38.36% |
| 2021 | 2021-12-31 | 0.03 | −0.02 | −39.35% |
| 2020 | 2020-12-31 | 0.05 | −0.03 | −32.42% |
| 2019 | 2019-12-31 | 0.08 | −0.04 | −33.29% |
| 2018 | 2018-12-31 | 0.12 | 0.01 | +13.17% |
| 2017 | 2017-12-31 | 0.10 | 0.02 | +18.06% |
| 2016 | 2016-12-31 | 0.09 | 0.01 | +19.67% |
| 2015 | 2015-12-31 | 0.07 | −0.01 | −11.13% |
| 2014 | 2014-12-31 | 0.08 | 0.02 | +25.65% |
| 2013 | 2013-12-31 | 0.07 | −0.04 | −39.49% |
| 2012 | 2012-12-31 | 0.11 | 0.05 | +100.84% |
| 2011 | 2011-12-31 | 0.05 | — | — |
Old Second Bancorp quarterly debt-to-assets ratio
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Q2.26
| Fiscal quarter | Period ended | Debt-to-assets ratio | Change | YoY change |
|---|---|---|---|---|
| Q2 2026 | 2026-06-30 | 0.07 | 0.04 | +193.44% |
| Q1 2026 | 2026-03-31 | 0.05 | 0.03 | +118.17% |
| Q4 2025 | 2025-12-31 | 0.05 | 0.02 | +86.43% |
| Q3 2025 | 2025-09-30 | 0.04 | −0.04 | −50.48% |
| Q2 2025 | 2025-06-30 | 0.02 | −0.06 | −71.49% |
| Q1 2025 | 2025-03-31 | 0.02 | −0.04 | −64.13% |
| Q4 2024 | 2024-12-31 | 0.03 | −0.06 | −70.40% |
| Q3 2024 | 2024-09-30 | 0.08 | — | — |
| Q2 2024 | 2024-06-30 | 0.08 | — | — |
| Q1 2024 | 2024-03-31 | 0.06 | — | — |
| Q4 2023 | 2023-12-31 | 0.09 | 0.05 | +108.38% |
| Q4 2022 | 2022-12-31 | 0.04 | 0.01 | +38.36% |
| Q3 2022 | 2022-09-30 | 0.03 | −0.03 | −42.96% |
| Q2 2022 | 2022-06-30 | 0.03 | −0.04 | −56.00% |
| Q1 2022 | 2022-03-31 | 0.03 | −0.02 | −45.76% |
| Q4 2021 | 2021-12-31 | 0.03 | −0.02 | −39.35% |
| Q3 2021 | 2021-09-30 | 0.06 | 0.01 | +9.31% |
| Q2 2021 | 2021-06-30 | 0.07 | 0.01 | +26.76% |
| Q1 2021 | 2021-03-31 | 0.05 | −0.00 | −7.66% |
| Q4 2020 | 2020-12-31 | 0.05 | −0.03 | −32.42% |
| Q3 2020 | 2020-09-30 | 0.05 | −0.04 | −42.31% |
| Q2 2020 | 2020-06-30 | 0.05 | −0.04 | −45.11% |
| Q1 2020 | 2020-03-31 | 0.06 | −0.03 | −37.16% |
| Q4 2019 | 2019-12-31 | 0.08 | −0.04 | −33.29% |
| Q3 2019 | 2019-09-30 | 0.09 | — | — |
| Q2 2019 | 2019-06-30 | 0.10 | 0.00 | +4.35% |
| Q1 2019 | 2019-03-31 | 0.09 | 0.01 | +16.27% |
| Q4 2018 | 2018-12-31 | 0.12 | 0.01 | +13.17% |
| Q2 2018 | 2018-06-30 | 0.09 | — | — |
| Q1 2018 | 2018-03-31 | 0.08 | −0.01 | −15.48% |
| Q4 2017 | 2017-12-31 | 0.10 | 0.02 | +18.06% |
| Q1 2017 | 2017-03-31 | 0.09 | 0.02 | +27.14% |
| Q4 2016 | 2016-12-31 | 0.09 | 0.01 | +19.67% |
| Q3 2016 | 2016-09-30 | 0.07 | −0.01 | −12.50% |
| Q2 2016 | 2016-06-30 | 0.09 | 0.02 | +20.03% |
| Q1 2016 | 2016-03-31 | 0.07 | −0.00 | −3.27% |
| Q4 2015 | 2015-12-31 | 0.07 | −0.01 | −11.13% |
| Q3 2015 | 2015-09-30 | 0.08 | −0.00 | −5.02% |
| Q2 2015 | 2015-06-30 | 0.08 | 0.01 | +9.09% |
| Q1 2015 | 2015-03-31 | 0.08 | 0.01 | +7.06% |
| Q4 2014 | 2014-12-31 | 0.08 | 0.02 | +25.65% |
| Q3 2014 | 2014-09-30 | 0.09 | −0.00 | −3.51% |
| Q2 2014 | 2014-06-30 | 0.07 | −0.00 | −0.21% |
| Q1 2014 | 2014-03-31 | 0.07 | 0.01 | +11.94% |
| Q4 2013 | 2013-12-31 | 0.07 | −0.04 | −39.49% |
| Q3 2013 | 2013-09-30 | 0.09 | 0.03 | +59.22% |
| Q2 2013 | 2013-06-30 | 0.07 | 0.01 | +17.31% |
| Q1 2013 | 2013-03-31 | 0.06 | — | — |
| Q4 2012 | 2012-12-31 | 0.11 | 0.05 | +100.84% |
| Q3 2012 | 2012-09-30 | 0.06 | — | — |
| Q2 2012 | 2012-06-30 | 0.06 | — | — |
| Q4 2011 | 2011-12-31 | 0.05 | — | — |
Old Second Bancorp debt-to-assets ratio trends
Over the last five fiscal years, Old Second Bancorp's debt-to-assets ratio decreased from 0.05 to 0.05, a change of −0.00. The latest reported quarter, Q2 2026, shows 0.07.
About the metric
What the debt-to-assets ratio means
The debt-to-assets ratio shows the portion of a company’s reported assets financed with interest-bearing debt. It is a leverage measure and should not be confused with total liabilities divided by assets.
Calculation and source
How debt-to-assets is calculated
TickerStat calculates debt-to-assets as total interest-bearing debt divided by total assets at the same reporting-period end. Periods with missing debt or non-positive assets are omitted. Fiscal periods can differ from calendar years, so exact period-end dates are included.
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