Old Second Bancorp annual net debt
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2025
Old Second Bancorp Net Debt Growth & History (OSBC)
Old Second Bancorp's net debt was $227.6M for fiscal 2025.
View full Old Second Bancorp company overviewOld Second Bancorp annual net debt history
| Fiscal year | Period ended | Net debt | Change | Growth |
|---|---|---|---|---|
| 2025 | 2025-12-31 | $227.6M | $172.6M | +313.56% |
| 2024 | 2024-12-31 | $55.0M | −$373.0M | −87.14% |
| 2023 | 2023-12-31 | $428.1M | $282.4M | +193.93% |
| 2022 | 2022-12-31 | $145.6M | $698.9M | — |
| 2021 | 2021-12-31 | −$553.2M | −$383.8M | — |
| 2020 | 2020-12-31 | −$169.4M | −$324.6M | — |
| 2019 | 2019-12-31 | $155.2M | −$102.9M | −39.86% |
| 2018 | 2018-12-31 | $258.1M | $67.3M | +35.30% |
| 2017 | 2017-12-31 | $190.8M | $40.8M | +27.21% |
| 2016 | 2016-12-31 | $150.0M | $38.2M | +34.17% |
| 2015 | 2015-12-31 | $111.8M | −$13.9M | −11.09% |
| 2014 | 2014-12-31 | $125.7M | — | — |
Old Second Bancorp quarterly net debt
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Q2.26
| Fiscal quarter | Period ended | Net debt | Change | YoY change |
|---|---|---|---|---|
| Q2 2026 | 2026-06-30 | $325.3M | $334.6M | — |
| Q1 2026 | 2026-03-31 | $207.6M | $339.8M | — |
| Q4 2025 | 2025-12-31 | $227.6M | $172.6M | +313.56% |
| Q3 2025 | 2025-09-30 | $172.9M | −$185.4M | −51.75% |
| Q2 2025 | 2025-06-30 | −$9.2M | −$350.1M | — |
| Q1 2025 | 2025-03-31 | −$132.2M | −$372.8M | — |
| Q4 2024 | 2024-12-31 | $55.0M | −$373.0M | −87.14% |
| Q3 2024 | 2024-09-30 | $358.3M | — | — |
| Q2 2024 | 2024-06-30 | $340.8M | — | — |
| Q1 2024 | 2024-03-31 | $240.6M | — | — |
| Q4 2023 | 2023-12-31 | $428.1M | $282.4M | +193.93% |
| Q4 2022 | 2022-12-31 | $145.6M | $698.9M | — |
| Q3 2022 | 2022-09-30 | $84.0M | $410.7M | — |
| Q2 2022 | 2022-06-30 | −$103.2M | $270.4M | — |
| Q1 2022 | 2022-03-31 | −$453.7M | −$182.5M | — |
| Q4 2021 | 2021-12-31 | −$553.2M | −$383.8M | — |
| Q3 2021 | 2021-09-30 | −$326.7M | −$173.6M | — |
| Q2 2021 | 2021-06-30 | −$373.6M | −$272.1M | — |
| Q1 2021 | 2021-03-31 | −$271.1M | −$352.3M | — |
| Q4 2020 | 2020-12-31 | −$169.4M | −$324.6M | — |
| Q3 2020 | 2020-09-30 | −$153.2M | −$342.8M | — |
| Q2 2020 | 2020-06-30 | −$101.5M | −$297.5M | — |
| Q1 2020 | 2020-03-31 | $81.2M | −$121.0M | −59.85% |
| Q4 2019 | 2019-12-31 | $155.2M | −$102.9M | −39.86% |
| Q3 2019 | 2019-09-30 | $189.7M | — | — |
| Q2 2019 | 2019-06-30 | $196.0M | $15.3M | +8.45% |
| Q1 2019 | 2019-03-31 | $202.1M | $61.9M | +44.13% |
| Q4 2018 | 2018-12-31 | $258.1M | $67.3M | +35.30% |
| Q2 2018 | 2018-06-30 | $180.8M | — | — |
| Q1 2018 | 2018-03-31 | $140.2M | −$20.4M | −12.71% |
| Q4 2017 | 2017-12-31 | $190.8M | $40.8M | +27.21% |
| Q1 2017 | 2017-03-31 | $160.6M | $40.4M | +33.58% |
| Q4 2016 | 2016-12-31 | $150.0M | $38.2M | +34.17% |
| Q3 2016 | 2016-09-30 | −$40.3M | — | — |
| Q2 2016 | 2016-06-30 | $155.9M | — | — |
| Q1 2016 | 2016-03-31 | $120.3M | — | — |
| Q4 2015 | 2015-12-31 | $111.8M | −$13.9M | −11.09% |
| Q4 2014 | 2014-12-31 | $125.7M | — | — |
Old Second Bancorp net debt trends
Over the last five fiscal years, Old Second Bancorp's net debt increased from −$169.4M to $227.6M, a change of $397.0M. The latest reported quarter, Q2 2026, shows $325.3M.
About the metric
What net debt means
Net debt compares a company’s interest-bearing debt with its cash and cash equivalents. Positive net debt means debt exceeds cash, while a negative value indicates the company has more cash than debt on this measure.
Calculation and source
How net debt is calculated
TickerStat calculates net debt as total interest-bearing debt minus cash and cash equivalents at the same reporting-period end. Short-term investments are not subtracted because they are not included in the standardized cash series. Fiscal periods can differ from calendar years, so exact period-end dates are included.
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