Ponce Financial Group annual free cash flow
2019
2020
2021
2022
2023
2024
2025
Ponce Financial Group Free Cash Flow (FCF) History (PDLB)
Ponce Financial Group reported $54.6M in free cash flow for fiscal 2025, an increase of 1115.31% from the previous fiscal year, with a free cash flow margin of 50.00%.
View full Ponce Financial Group company overviewPonce Financial Group free cash flow by year
| Fiscal year | Period ended | Free cash flow | Change | Growth | FCF margin |
|---|---|---|---|---|---|
| 2025 | 2025-12-31 | $54.6M | $50.1M | +1115.31% | +50.00% |
| 2024 | 2024-12-31 | $4.5M | −$1.6M | −26.11% | +5.37% |
| 2023 | 2023-12-31 | $6.1M | −$3.2M | −34.65% | +8.06% |
| 2022 | 2022-12-31 | $9.3M | −$5.1M | −35.29% | +12.75% |
| 2021 | 2021-12-31 | $14.4M | $43.8M | — | +15.38% |
| 2020 | 2020-12-31 | −$29.4M | −$30.6M | — | −53.25% |
| 2019 | 2019-12-31 | $1.2M | — | — | +3.01% |
Ponce Financial Group quarterly free cash flow
Q1.21
Q2.21
Q3.21
Q4.21
Q1.22
Q2.22
Q3.22
Q4.22
Q1.23
Q2.23
Q3.23
Q4.23
Q1.24
Q2.24
Q3.24
Q4.24
Q1.25
Q2.25
Q3.25
Q4.25
Q1.26
Q2.26
| Fiscal quarter | Period ended | Free cash flow | Change | YoY growth | FCF margin |
|---|---|---|---|---|---|
| Q2 2026 | 2026-06-30 | $8.0M | $2.1M | +35.79% | +25.45% |
| Q1 2026 | 2026-03-31 | $13.8M | $901,000 | +6.97% | +45.71% |
| Q4 2025 | 2025-12-31 | $34.9M | $12.5M | +55.89% | +111.12% |
| Q3 2025 | 2025-09-30 | $786,000 | $15.7M | — | +2.94% |
| Q2 2025 | 2025-06-30 | $5.9M | $8.5M | — | +22.36% |
| Q1 2025 | 2025-03-31 | $12.9M | $13.2M | — | +52.61% |
| Q4 2024 | 2024-12-31 | $22.4M | $23.3M | — | +98.09% |
| Q3 2024 | 2024-09-30 | −$15.0M | −$22.0M | — | −74.15% |
| Q2 2024 | 2024-06-30 | −$2.6M | $3.3M | — | −13.01% |
| Q1 2024 | 2024-03-31 | −$315,000 | −$6.2M | — | −1.53% |
| Q4 2023 | 2023-12-31 | −$897,000 | $3.6M | — | −4.85% |
| Q3 2023 | 2023-09-30 | $7.0M | $19.4M | — | +31.67% |
| Q2 2023 | 2023-06-30 | −$6.0M | −$20.3M | — | −33.49% |
| Q1 2023 | 2023-03-31 | $5.9M | −$5.9M | −50.03% | +34.64% |
| Q4 2022 | 2022-12-31 | −$4.5M | $8.1M | — | −27.04% |
| Q3 2022 | 2022-09-30 | −$12.4M | −$11.4M | — | −64.70% |
| Q2 2022 | 2022-06-30 | $14.4M | $11.5M | +391.39% | +81.41% |
| Q1 2022 | 2022-03-31 | $11.8M | −$7.0M | −37.33% | +60.46% |
| Q4 2021 | 2021-12-31 | −$12.6M | — | — | −34.96% |
| Q3 2021 | 2021-09-30 | −$1.0M | — | — | −5.52% |
| Q2 2021 | 2021-06-30 | $2.9M | — | — | +13.26% |
| Q1 2021 | 2021-03-31 | $18.9M | — | — | +112.43% |
Ponce Financial Group free cash flow growth trends
Over the last five reported fiscal years, free cash flow grew from −$29.4M to $54.6M, a net increase of $84.0M. Ponce Financial Group's latest reported quarter, Q2 2026, generated $8.0M in free cash flow, an increase of 35.79% year over year.
About the metric
What free cash flow means
Free cash flow is the cash a company generates from operations after capital expenditures. Positive FCF can fund dividends, buybacks, debt repayment, or reinvestment; negative FCF means capital spending exceeded operating cash flow for that period.
Calculation and source
How free cash flow is calculated
TickerStat calculates free cash flow as SEC-reported operating cash flow minus capital expenditures. FCF margin equals free cash flow divided by revenue. Fiscal periods can differ from calendar years, so the tables include exact period-end dates.
Review Ponce Financial Group filings at SEC.gov ↗