PennyMac Financial Services annual free cash flow
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
PennyMac Financial Services Free Cash Flow (FCF) History (PFSI)
PennyMac Financial Services reported −$1.66B in free cash flow for fiscal 2025, an increase of $2.87B from the previous fiscal year, with a free cash flow margin of −81.30%.
View full PennyMac Financial Services company overviewPennyMac Financial Services free cash flow by year
| Fiscal year | Period ended | Free cash flow | Change | Growth | FCF margin |
|---|---|---|---|---|---|
| 2025 | 2025-12-31 | −$1.66B | $2.87B | — | −81.30% |
| 2024 | 2024-12-31 | −$4.53B | −$2.95B | — | −284.55% |
| 2023 | 2023-12-31 | −$1.58B | −$7.61B | — | −112.98% |
| 2022 | 2022-12-31 | $6.03B | $3.47B | +135.84% | +303.47% |
| 2021 | 2021-12-31 | $2.56B | $8.76B | — | +80.67% |
| 2020 | 2020-12-31 | −$6.21B | −$3.96B | — | −167.57% |
| 2019 | 2019-12-31 | −$2.25B | −$2.81B | — | −152.38% |
| 2018 | 2018-12-31 | $559.0M | $1.45B | — | +56.77% |
| 2017 | 2017-12-31 | −$890.2M | $70.0M | — | −93.17% |
| 2016 | 2016-12-31 | −$960.2M | — | — | −29078.65% |
PennyMac Financial Services quarterly free cash flow
Q1.18
Q2.18
Q3.18
Q4.18
Q1.19
Q2.19
Q3.19
Q4.19
Q1.20
Q2.20
Q3.20
Q4.20
Q1.21
Q2.21
Q3.21
Q4.21
Q1.22
Q2.22
Q3.22
Q4.22
Q1.23
Q2.23
Q3.23
Q4.23
Q1.24
Q2.24
Q3.24
Q4.24
Q1.25
Q2.25
Q3.25
Q4.25
Q1.26
Q2.26
| Fiscal quarter | Period ended | Free cash flow | Change | YoY growth | FCF margin |
|---|---|---|---|---|---|
| Q2 2026 | 2026-06-30 | $2.14B | $2.27B | — | +430.55% |
| Q1 2026 | 2026-03-31 | −$1.34B | −$2.41B | — | −246.65% |
| Q4 2025 | 2025-12-31 | −$1.90B | $251.6M | — | −352.68% |
| Q3 2025 | 2025-09-30 | −$699.4M | −$305.6M | — | −110.52% |
| Q2 2025 | 2025-06-30 | −$132.6M | $960.7M | — | −29.82% |
| Q1 2025 | 2025-03-31 | $1.07B | $1.96B | — | +247.29% |
| Q4 2024 | 2024-12-31 | −$2.15B | −$2.58B | — | −457.12% |
| Q3 2024 | 2024-09-30 | −$393.9M | $582.3M | — | −95.63% |
| Q2 2024 | 2024-06-30 | −$1.09B | −$3.32B | — | −269.20% |
| Q1 2024 | 2024-03-31 | −$898.9M | $2.37B | — | −294.07% |
| Q4 2023 | 2023-12-31 | $429.8M | −$58.1M | −11.90% | +118.75% |
| Q3 2023 | 2023-09-30 | −$976.2M | −$387.0M | — | −243.86% |
| Q2 2023 | 2023-06-30 | $2.23B | $525.2M | +30.85% | +661.98% |
| Q1 2023 | 2023-03-31 | −$3.27B | −$7.69B | — | −1078.07% |
| Q4 2022 | 2022-12-31 | $487.9M | $696.8M | — | +143.30% |
| Q3 2022 | 2022-09-30 | −$589.2M | −$2.03B | — | −123.71% |
| Q2 2022 | 2022-06-30 | $1.70B | −$874.7M | −33.94% | +332.86% |
| Q1 2022 | 2022-03-31 | $4.42B | $5.68B | — | +672.97% |
| Q4 2021 | 2021-12-31 | −$208.9M | $2.07B | — | −30.11% |
| Q3 2021 | 2021-09-30 | $1.44B | $5.73B | — | +182.75% |
| Q2 2021 | 2021-06-30 | $2.58B | $1.48B | +135.71% | +347.23% |
| Q1 2021 | 2021-03-31 | −$1.25B | −$519.5M | — | −132.40% |
| Q4 2020 | 2020-12-31 | −$2.28B | −$1.72B | — | −218.83% |
| Q3 2020 | 2020-09-30 | −$4.29B | −$3.48B | — | −383.15% |
| Q2 2020 | 2020-06-30 | $1.09B | $1.84B | — | +133.08% |
| Q1 2020 | 2020-03-31 | −$731.3M | −$594.9M | — | −101.31% |
| Q4 2019 | 2019-12-31 | −$555.6M | −$390.9M | — | −113.30% |
| Q3 2019 | 2019-09-30 | −$809.3M | −$941.4M | — | −185.48% |
| Q2 2019 | 2019-06-30 | −$750.0M | −$806.9M | — | −247.54% |
| Q1 2019 | 2019-03-31 | −$136.4M | −$671.0M | — | −55.05% |
| Q4 2018 | 2018-12-31 | −$164.7M | — | — | −65.56% |
| Q3 2018 | 2018-09-30 | $132.1M | — | — | +52.64% |
| Q2 2018 | 2018-06-30 | $57.0M | — | — | +23.32% |
| Q1 2018 | 2018-03-31 | $534.6M | — | — | +224.44% |
PennyMac Financial Services free cash flow growth trends
Over the last five reported fiscal years, free cash flow grew from −$6.21B to −$1.66B, a net increase of $4.55B. PennyMac Financial Services's latest reported quarter, Q2 2026, generated $2.14B in free cash flow, an increase of $2.27B year over year.
About the metric
What free cash flow means
Free cash flow is the cash a company generates from operations after capital expenditures. Positive FCF can fund dividends, buybacks, debt repayment, or reinvestment; negative FCF means capital spending exceeded operating cash flow for that period.
Calculation and source
How free cash flow is calculated
TickerStat calculates free cash flow as reported operating cash flow minus capital expenditures. FCF margin equals free cash flow divided by revenue. Fiscal periods can differ from calendar years, so the tables include exact period-end dates.
Review PennyMac Financial Services source filings ↗