PennyMac Financial Services Net Profit Margin Growth & History (PFSI)
PennyMac Financial Services's net profit margin was 24.48% for fiscal 2025.
View full PennyMac Financial Services company overviewPennyMac Financial Services annual net profit margin history
| Fiscal year | Period ended | Net profit margin | Change (percentage points) |
|---|---|---|---|
| 2025 | 2025-12-31 | 24.48% | +4.94 pp |
| 2024 | 2024-12-31 | 19.54% | +9.22 pp |
| 2023 | 2023-12-31 | 10.32% | −13.63 pp |
| 2022 | 2022-12-31 | 23.95% | −7.74 pp |
| 2021 | 2021-12-31 | 31.68% | −12.76 pp |
| 2020 | 2020-12-31 | 44.44% | +17.84 pp |
| 2019 | 2019-12-31 | 26.60% | +17.69 pp |
| 2018 | 2018-12-31 | 8.91% | −1.64 pp |
| 2017 | 2017-12-31 | 10.55% | −1990.64 pp |
| 2016 | 2016-12-31 | 2,001.18% | — |
PennyMac Financial Services quarterly net profit margin
| Fiscal quarter | Period ended | Net profit margin | Change (percentage points) |
|---|---|---|---|
| Q2 2026 | 2026-06-30 | 4.37% | −26.31 pp |
| Q1 2026 | 2026-03-31 | 15.11% | −2.60 pp |
| Q4 2025 | 2025-12-31 | 19.86% | −2.37 pp |
| Q3 2025 | 2025-09-30 | 28.68% | +11.83 pp |
| Q2 2025 | 2025-06-30 | 30.68% | +6.49 pp |
| Q1 2025 | 2025-03-31 | 17.70% | +4.84 pp |
| Q4 2024 | 2024-12-31 | 22.23% | +32.41 pp |
| Q3 2024 | 2024-09-30 | 16.84% | −6.36 pp |
| Q2 2024 | 2024-06-30 | 24.19% | +6.89 pp |
| Q1 2024 | 2024-03-31 | 12.86% | +2.83 pp |
| Q4 2023 | 2023-12-31 | −10.18% | −21.23 pp |
| Q3 2023 | 2023-09-30 | 23.20% | −5.17 pp |
| Q2 2023 | 2023-06-30 | 17.31% | −7.94 pp |
| Q1 2023 | 2023-03-31 | 10.03% | −16.37 pp |
| Q4 2022 | 2022-12-31 | 11.05% | −13.90 pp |
| Q3 2022 | 2022-09-30 | 28.37% | −3.32 pp |
| Q2 2022 | 2022-06-30 | 25.25% | −2.26 pp |
| Q1 2022 | 2022-03-31 | 26.40% | −13.49 pp |
| Q4 2021 | 2021-12-31 | 24.95% | −18.50 pp |
| Q3 2021 | 2021-09-30 | 31.69% | −16.09 pp |
| Q2 2021 | 2021-06-30 | 27.51% | −15.41 pp |
| Q1 2021 | 2021-03-31 | 39.89% | −2.53 pp |
| Q4 2020 | 2020-12-31 | 43.45% | +12.32 pp |
| Q3 2020 | 2020-09-30 | 47.78% | +19.94 pp |
| Q2 2020 | 2020-06-30 | 42.92% | +18.93 pp |
| Q1 2020 | 2020-03-31 | 42.43% | +23.80 pp |
| Q4 2019 | 2019-12-31 | 31.13% | +15.71 pp |
| Q3 2019 | 2019-09-30 | 27.84% | +22.06 pp |
| Q2 2019 | 2019-06-30 | 23.99% | +16.69 pp |
| Q1 2019 | 2019-03-31 | 18.62% | +11.65 pp |
| Q4 2018 | 2018-12-31 | 15.43% | −5.44 pp |
| Q3 2018 | 2018-09-30 | 5.77% | −3501.62 pp |
| Q2 2018 | 2018-06-30 | 7.30% | +2.11 pp |
| Q1 2018 | 2018-03-31 | 6.98% | +1.66 pp |
| Q4 2017 | 2017-12-31 | 20.87% | — |
| Q3 2017 | 2017-09-30 | 3,507.39% | — |
| Q2 2017 | 2017-06-30 | 5.19% | — |
| Q1 2017 | 2017-03-31 | 5.32% | — |
PennyMac Financial Services net profit margin trends
Over the last five fiscal years, PennyMac Financial Services's net profit margin decreased from 44.44% to 24.48%, a change of −19.96 percentage points. The latest reported quarter, Q2 2026, shows 4.37%.
What net profit margin means
Net profit margin measures the percentage of revenue remaining as net income after operating costs, interest, taxes, and other expenses. It shows how much bottom-line profit or loss a company generates from each dollar of revenue.
How net profit margin is calculated
TickerStat calculates net profit margin as SEC-reported net income divided by SEC-reported revenue for the same fiscal period. Changes are shown in percentage points. Fiscal periods can differ from calendar years, so exact period-end dates are included.
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