PennyMac Financial Services Operating Margin Growth & History (PFSI)
PennyMac Financial Services's operating margin was 26.94% for fiscal 2025.
View full PennyMac Financial Services company overviewPennyMac Financial Services annual operating margin history
2022
2023
2024
2025
| Fiscal year | Period ended | Operating margin | Change (percentage points) |
|---|---|---|---|
| 2025 | 2025-12-31 | 26.94% | +1.68 pp |
| 2024 | 2024-12-31 | 25.26% | +0.55 pp |
| 2023 | 2023-12-31 | 24.71% | −9.97 pp |
| 2022 | 2022-12-31 | 34.68% | — |
PennyMac Financial Services quarterly operating margin
Q2.25
Q3.25
Q4.25
Q1.26
Q2.26
| Fiscal quarter | Period ended | Operating margin | Change (percentage points) |
|---|---|---|---|
| Q2 2026 | 2026-06-30 | 6.34% | −10.84 pp |
| Q1 2026 | 2026-03-31 | 19.21% | — |
| Q4 2025 | 2025-12-31 | 24.81% | — |
| Q3 2025 | 2025-09-30 | 37.38% | — |
| Q2 2025 | 2025-06-30 | 17.19% | — |
PennyMac Financial Services operating margin trends
Between the periods ended 2022-12-31 and 2025-12-31, PennyMac Financial Services's operating margin decreased from 34.68% to 26.94%, a change of −7.74 percentage points. The latest reported quarter, Q2 2026, shows 6.34%.
About the metric
What operating margin means
Operating margin measures the percentage of revenue left after operating costs and expenses. It shows how much operating profit a company generates from each dollar of revenue.
Calculation and source
How operating margin is calculated
TickerStat calculates operating margin as SEC-reported operating income divided by SEC-reported revenue for the same fiscal period. Changes are shown in percentage points. Fiscal periods can differ from calendar years, so exact period-end dates are included.
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