Provident Financial Holdings annual debt-to-equity ratio
2020
2021
2022
2023
2024
2025
2026
Provident Financial Holdings Debt-to-Equity Ratio Growth & History (PROV)
Provident Financial Holdings's debt-to-equity ratio was 1.26 for fiscal 2026.
View full Provident Financial Holdings company overviewProvident Financial Holdings annual debt-to-equity ratio history
| Fiscal year | Period ended | Debt-to-equity ratio | Change | Growth |
|---|---|---|---|---|
| 2026 | 2026-06-30 | 1.26 | −0.41 | −24.53% |
| 2025 | 2025-06-30 | 1.67 | −0.18 | −9.51% |
| 2024 | 2024-06-30 | 1.85 | 1.83 | +10939.10% |
| 2023 | 2023-06-30 | 0.02 | 0.00 | +7.69% |
| 2022 | 2022-06-30 | 0.02 | −0.00 | −9.82% |
| 2021 | 2021-06-30 | 0.02 | −0.00 | −19.13% |
| 2020 | 2020-06-30 | 0.02 | — | — |
Provident Financial Holdings quarterly debt-to-equity ratio
Q1.20
Q2.20
Q3.20
Q4.20
Q2.21
Q3.21
Q4.21
Q1.22
Q2.22
Q3.22
Q4.22
Q1.23
Q2.23
Q3.23
Q4.23
Q1.24
Q2.24
Q3.24
Q4.24
Q1.25
Q2.25
Q3.25
Q4.25
Q1.26
Q2.26
Q3.26
Q4.26
| Fiscal quarter | Period ended | Debt-to-equity ratio | Change | YoY change |
|---|---|---|---|---|
| Q4 2026 | 2026-06-30 | 1.26 | −0.41 | −24.53% |
| Q3 2026 | 2026-03-31 | 1.47 | 1.46 | +9790.32% |
| Q2 2026 | 2025-12-31 | 1.69 | 1.68 | +11910.44% |
| Q1 2026 | 2025-09-30 | 1.67 | 1.66 | +12301.67% |
| Q4 2025 | 2025-06-30 | 1.67 | −0.18 | −9.51% |
| Q3 2025 | 2025-03-31 | 0.01 | 0.00 | +19.57% |
| Q2 2025 | 2024-12-31 | 0.01 | 0.00 | +2.62% |
| Q1 2025 | 2024-09-30 | 0.01 | −0.00 | −11.50% |
| Q4 2024 | 2024-06-30 | 1.85 | 1.83 | +10939.10% |
| Q3 2024 | 2024-03-31 | 0.01 | −0.00 | −19.46% |
| Q2 2024 | 2023-12-31 | 0.01 | 0.00 | +1.44% |
| Q1 2024 | 2023-09-30 | 0.02 | 0.00 | +9.99% |
| Q4 2023 | 2023-06-30 | 0.02 | 0.00 | +7.69% |
| Q3 2023 | 2023-03-31 | 0.02 | −0.00 | −4.63% |
| Q2 2023 | 2022-12-31 | 0.01 | −0.00 | −14.43% |
| Q1 2023 | 2022-09-30 | 0.01 | −0.00 | −9.86% |
| Q4 2022 | 2022-06-30 | 0.02 | −0.00 | −9.82% |
| Q3 2022 | 2022-03-31 | 0.02 | −0.00 | −10.03% |
| Q2 2022 | 2021-12-31 | 0.02 | −0.00 | −20.32% |
| Q1 2022 | 2021-09-30 | 0.02 | — | — |
| Q4 2021 | 2021-06-30 | 0.02 | −0.00 | −19.13% |
| Q3 2021 | 2021-03-31 | 0.02 | −0.01 | −22.89% |
| Q2 2021 | 2020-12-31 | 0.02 | −0.01 | −21.42% |
| Q4 2020 | 2020-06-30 | 0.02 | — | — |
| Q3 2020 | 2020-03-31 | 0.02 | — | — |
| Q2 2020 | 2019-12-31 | 0.03 | — | — |
| Q1 2020 | 2019-09-30 | 0.03 | — | — |
Provident Financial Holdings debt-to-equity ratio trends
Over the last five fiscal years, Provident Financial Holdings's debt-to-equity ratio increased from 0.02 to 1.26, a change of 1.24. The latest reported quarter, Q4 2026, shows 1.26.
About the metric
What the debt-to-equity ratio means
The debt-to-equity ratio compares interest-bearing debt with shareholders’ equity. It helps show how much debt financing a company uses relative to its accounting equity, but useful comparison levels vary by industry.
Calculation and source
How debt-to-equity is calculated
TickerStat calculates debt-to-equity as total interest-bearing debt divided by SEC-reported shareholders’ equity for the same balance-sheet date. Total liabilities are not treated as debt, and periods with non-positive equity are omitted. Fiscal periods can differ from calendar years, so exact period-end dates are included.
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