Provident Financial Holdings Return on Equity (ROE) Growth & History (PROV)
Provident Financial Holdings's return on equity was 5.22% for fiscal 2026.
View full Provident Financial Holdings company overviewProvident Financial Holdings annual return on equity history
| Fiscal year | Period ended | Return on equity | Change (percentage points) |
|---|---|---|---|
| 2026 | 2026-06-30 | 5.22% | +0.38 pp |
| 2025 | 2025-06-30 | 4.84% | −0.82 pp |
| 2024 | 2024-06-30 | 5.66% | −0.99 pp |
| 2023 | 2023-06-30 | 6.65% | −0.45 pp |
| 2022 | 2022-06-30 | 7.11% | +1.09 pp |
| 2021 | 2021-06-30 | 6.02% | −0.27 pp |
| 2020 | 2020-06-30 | 6.29% | +2.62 pp |
| 2019 | 2019-06-30 | 3.66% | +1.95 pp |
| 2018 | 2018-06-30 | 1.71% | −2.27 pp |
| 2017 | 2017-06-30 | 3.98% | −1.46 pp |
| 2016 | 2016-06-30 | 5.44% | −1.39 pp |
| 2015 | 2015-06-30 | 6.83% | +2.51 pp |
| 2014 | 2014-06-30 | 4.32% | −12.61 pp |
| 2013 | 2013-06-30 | 16.93% | +9.36 pp |
| 2012 | 2012-06-30 | 7.57% | — |
Provident Financial Holdings quarterly return on equity
| Fiscal quarter | Period ended | Return on equity | Change (percentage points) |
|---|---|---|---|
| Q4 2026 | 2026-06-30 | 1.73% | +0.46 pp |
| Q3 2026 | 2026-03-31 | 1.07% | −0.38 pp |
| Q2 2026 | 2025-12-31 | 1.12% | +0.45 pp |
| Q1 2026 | 2025-09-30 | 1.31% | −0.16 pp |
| Q4 2025 | 2025-06-30 | 1.26% | −0.24 pp |
| Q3 2025 | 2025-03-31 | 1.44% | +0.29 pp |
| Q2 2025 | 2024-12-31 | 0.68% | −0.98 pp |
| Q1 2025 | 2024-09-30 | 1.46% | +0.10 pp |
| Q4 2024 | 2024-06-30 | 1.51% | +0.11 pp |
| Q3 2024 | 2024-03-31 | 1.15% | −0.64 pp |
| Q2 2024 | 2023-12-31 | 1.65% | −0.18 pp |
| Q1 2024 | 2023-09-30 | 1.36% | −0.26 pp |
| Q4 2023 | 2023-06-30 | 1.40% | −0.53 pp |
| Q3 2023 | 2023-03-31 | 1.80% | +0.47 pp |
| Q2 2023 | 2022-12-31 | 1.83% | +0.07 pp |
| Q1 2023 | 2022-09-30 | 1.62% | −0.47 pp |
| Q4 2022 | 2022-06-30 | 1.92% | −0.72 pp |
| Q3 2022 | 2022-03-31 | 1.33% | +0.08 pp |
| Q2 2022 | 2021-12-31 | 1.77% | +0.83 pp |
| Q1 2022 | 2021-09-30 | 2.09% | +0.89 pp |
| Q4 2021 | 2021-06-30 | 2.64% | +1.36 pp |
| Q3 2021 | 2021-03-31 | 1.25% | +0.32 pp |
| Q2 2021 | 2020-12-31 | 0.94% | −1.01 pp |
| Q1 2021 | 2020-09-30 | 1.19% | −0.92 pp |
| Q4 2020 | 2020-06-30 | 1.28% | +0.63 pp |
| Q3 2020 | 2020-03-31 | 0.93% | +1.05 pp |
| Q2 2020 | 2019-12-31 | 1.95% | +0.35 pp |
| Q1 2020 | 2019-09-30 | 2.11% | +0.60 pp |
| Q4 2019 | 2019-06-30 | 0.65% | −0.51 pp |
| Q3 2019 | 2019-03-31 | −0.12% | −1.56 pp |
| Q2 2019 | 2018-12-31 | 1.60% | +2.24 pp |
| Q1 2019 | 2018-09-30 | 1.51% | +1.68 pp |
| Q4 2018 | 2018-06-30 | 1.16% | +0.42 pp |
| Q3 2018 | 2018-03-31 | 1.44% | +0.57 pp |
| Q2 2018 | 2017-12-31 | −0.63% | −1.76 pp |
| Q1 2018 | 2017-09-30 | −0.18% | −1.37 pp |
| Q4 2017 | 2017-06-30 | 0.74% | −1.16 pp |
| Q3 2017 | 2017-03-31 | 0.87% | −0.23 pp |
| Q2 2017 | 2016-12-31 | 1.13% | +0.42 pp |
| Q1 2017 | 2016-09-30 | 1.20% | −0.55 pp |
| Q4 2016 | 2016-06-30 | 1.90% | +0.14 pp |
| Q3 2016 | 2016-03-31 | 1.09% | −0.72 pp |
| Q2 2016 | 2015-12-31 | 0.71% | −0.90 pp |
| Q1 2016 | 2015-09-30 | 1.74% | +0.10 pp |
| Q4 2015 | 2015-06-30 | 1.76% | +0.34 pp |
| Q3 2015 | 2015-03-31 | 1.82% | +0.89 pp |
| Q2 2015 | 2014-12-31 | 1.61% | +0.57 pp |
| Q1 2015 | 2014-09-30 | 1.64% | +0.69 pp |
| Q4 2014 | 2014-06-30 | 1.41% | −1.90 pp |
| Q3 2014 | 2014-03-31 | 0.93% | −2.18 pp |
| Q2 2014 | 2013-12-31 | 1.04% | −3.49 pp |
| Q1 2014 | 2013-09-30 | 0.95% | −4.95 pp |
| Q4 2013 | 2013-06-30 | 3.31% | +0.32 pp |
| Q3 2013 | 2013-03-31 | 3.11% | +1.48 pp |
| Q2 2013 | 2012-12-31 | 4.53% | +3.23 pp |
| Q1 2013 | 2012-09-30 | 5.91% | +4.28 pp |
| Q4 2012 | 2012-06-30 | 2.99% | — |
| Q3 2012 | 2012-03-31 | 1.63% | — |
| Q2 2012 | 2011-12-31 | 1.29% | — |
| Q1 2012 | 2011-09-30 | 1.63% | — |
Provident Financial Holdings return on equity trends
Over the last five fiscal years, Provident Financial Holdings's return on equity decreased from 6.02% to 5.22%, a change of −0.79 percentage points. The latest reported quarter, Q4 2026, shows 1.73%.
What return on equity (ROE) means
Return on equity (ROE) measures how much net income a company generates relative to shareholders’ equity. It can help evaluate how efficiently equity capital is used, but unusually high or negative values may reflect leverage, losses, or a small equity base.
How return on equity is calculated
TickerStat calculates ROE as SEC-reported net income divided by average stockholders’ equity at the beginning and end of the fiscal period. Periods with missing or non-positive average equity are omitted. Quarterly ROE uses quarterly net income and is not annualized. Fiscal periods can differ from calendar years, so exact period-end dates are included.
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