Standard Life Debt-to-Equity Ratio Growth & History (SDLF)
Standard Life's debt-to-equity ratio was 0.24 for fiscal 2025.
View full Standard Life company overviewStandard Life annual debt-to-equity ratio history
| Fiscal year | Period ended | Debt-to-equity ratio | Change | Growth |
|---|---|---|---|---|
| 2025 | 2025-12-31 | 0.24 | −2.80 | −92.04% |
| 2024 | 2024-12-31 | 3.04 | 1.59 | +110.09% |
| 2023 | 2023-12-31 | 1.45 | 0.18 | +14.06% |
| 2022 | 2022-12-31 | 1.27 | 0.52 | +70.54% |
| 2021 | 2021-12-31 | 0.74 | 0.08 | +12.51% |
| 2020 | 2020-12-31 | 0.66 | — | — |
Standard Life quarterly debt-to-equity ratio
| Fiscal quarter | Period ended | Debt-to-equity ratio | Change | YoY change |
|---|---|---|---|---|
| Q4 2025 | 2025-12-31 | 4.46 | 2.30 | +106.64% |
| Q4 2024 | 2024-12-31 | 2.16 | — | — |
Standard Life debt-to-equity ratio trends
Over the last five fiscal years, Standard Life's debt-to-equity ratio decreased from 0.66 to 0.24, a change of −0.42. The latest reported quarter, Q4 2025, shows 4.46.
What the debt-to-equity ratio means
The debt-to-equity ratio compares interest-bearing debt with shareholders’ equity. It helps show how much debt financing a company uses relative to its accounting equity, but useful comparison levels vary by industry.
How debt-to-equity is calculated
TickerStat calculates debt-to-equity as total interest-bearing debt divided by reported shareholders’ equity for the same balance-sheet date. Total liabilities are not treated as debt, and periods with non-positive equity are omitted. Fiscal periods can differ from calendar years, so exact period-end dates are included.
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Standard Life: operating profit and cash generation rise, while the statutory loss widens
Standard Life released H1 results on 7 September 2026. Measure H1 2026 H1 2025 Operating cash generation £745m £705m Total cash generation £900m £784m Adjusted operating profit £563m £451m IFRS loss after tax £(179)m £(156)m Interim dividen ...