Standard Life annual net debt
2020
2021
2022
2023
2024
2025
Standard Life Net Debt Growth & History (SDLF)
Standard Life's net debt was −£7.24B for fiscal 2025.
View full Standard Life company overviewStandard Life annual net debt history
| Fiscal year | Period ended | Net debt | Change | Growth |
|---|---|---|---|---|
| 2025 | 2025-12-31 | −£7.24B | −£1.48B | — |
| 2024 | 2024-12-31 | −£5.77B | −£2.56B | — |
| 2023 | 2023-12-31 | −£3.20B | £1.56B | — |
| 2022 | 2022-12-31 | −£4.77B | £21.0M | — |
| 2021 | 2021-12-31 | −£4.79B | £1.56B | — |
| 2020 | 2020-12-31 | −£6.35B | — | — |
Standard Life quarterly net debt
Q4.24
Q4.25
| Fiscal quarter | Period ended | Net debt | Change | YoY change |
|---|---|---|---|---|
| Q4 2025 | 2025-12-31 | −£4.01B | £1.76B | — |
| Q4 2024 | 2024-12-31 | −£5.77B | — | — |
Standard Life net debt trends
Over the last five fiscal years, Standard Life's net debt decreased from −£6.35B to −£7.24B, a change of −£896.0M. The latest reported quarter, Q4 2025, shows −£4.01B.
About the metric
What net debt means
Net debt compares a company’s interest-bearing debt with its cash and cash equivalents. Positive net debt means debt exceeds cash, while a negative value indicates the company has more cash than debt on this measure.
Calculation and source
How net debt is calculated
TickerStat calculates net debt as total interest-bearing debt minus cash and cash equivalents at the same reporting-period end. Short-term investments are not subtracted because they are not included in the standardized cash series. Fiscal periods can differ from calendar years, so exact period-end dates are included.
Review Standard Life source filings ↗Community posts
Standard Life: operating profit and cash generation rise, while the statutory loss widens
Standard Life released H1 results on 7 September 2026. Measure H1 2026 H1 2025 Operating cash generation £745m £705m Total cash generation £900m £784m Adjusted operating profit £563m £451m IFRS loss after tax £(179)m £(156)m Interim dividen ...