Sezzle annual free cash flow
2020
2021
2022
2023
2024
2025
Sezzle Free Cash Flow (FCF) History (SEZL)
Sezzle reported $209.3M in free cash flow for fiscal 2025, an increase of 60.25% from the previous fiscal year, with a free cash flow margin of 88.71%.
View full Sezzle company overviewSezzle free cash flow by year
| Fiscal year | Period ended | Free cash flow | Change | Growth | FCF margin |
|---|---|---|---|---|---|
| 2025 | 2025-12-31 | $209.3M | $78.7M | +60.25% | +88.71% |
| 2024 | 2024-12-31 | $130.6M | $156.4M | — | +93.67% |
| 2023 | 2023-12-31 | −$25.8M | −$34.2M | — | −42.51% |
| 2022 | 2022-12-31 | $8.5M | $81.3M | — | +70.74% |
| 2021 | 2021-12-31 | −$72.8M | −$47.6M | — | −63.42% |
| 2020 | 2020-12-31 | −$25.2M | — | — | −42.90% |
Sezzle quarterly free cash flow
Q3.20
Q1.21
Q2.21
Q3.21
Q4.21
Q1.22
Q2.22
Q3.22
Q4.22
Q1.23
Q2.23
Q3.23
Q4.23
Q1.24
Q2.24
Q3.24
Q4.24
Q1.25
Q2.25
Q3.25
Q4.25
Q1.26
Q2.26
| Fiscal quarter | Period ended | Free cash flow | Change | YoY growth | FCF margin |
|---|---|---|---|---|---|
| Q2 2026 | 2026-06-30 | $51.8M | $29.2M | +128.82% | +61.18% |
| Q1 2026 | 2026-03-31 | $88.6M | $36.2M | +68.97% | +120.93% |
| Q4 2025 | 2025-12-31 | $154.2M | $63.5M | +70.07% | +197.19% |
| Q3 2025 | 2025-09-30 | −$20.1M | −$25.8M | — | −34.94% |
| Q2 2025 | 2025-06-30 | $22.7M | $27.1M | — | +43.55% |
| Q1 2025 | 2025-03-31 | $52.5M | $13.8M | +35.85% | +108.89% |
| Q4 2024 | 2024-12-31 | $90.7M | $105.7M | — | +187.35% |
| Q3 2024 | 2024-09-30 | $5.7M | $18.9M | — | +16.03% |
| Q2 2024 | 2024-06-30 | −$4.4M | −$10.9M | — | −14.64% |
| Q1 2024 | 2024-03-31 | $38.6M | $42.7M | — | +152.94% |
| Q4 2023 | 2023-12-31 | −$15.0M | −$16.4M | — | −66.72% |
| Q3 2023 | 2023-09-30 | −$13.2M | −$14.1M | — | −81.42% |
| Q2 2023 | 2023-06-30 | $6.5M | $8.3M | — | +56.96% |
| Q1 2023 | 2023-03-31 | −$4.1M | −$11.9M | — | −39.52% |
| Q4 2022 | 2022-12-31 | $1.4M | $42.4M | — | — |
| Q3 2022 | 2022-09-30 | $941,997 | $26.8M | — | +3.10% |
| Q2 2022 | 2022-06-30 | −$1.7M | −$1.4M | — | −5.89% |
| Q1 2022 | 2022-03-31 | $7.8M | $13.4M | — | +28.06% |
| Q4 2021 | 2021-12-31 | −$41.0M | −$36.2M | — | −124.56% |
| Q3 2021 | 2021-09-30 | −$25.9M | — | — | −90.98% |
| Q2 2021 | 2021-06-30 | −$300,734 | — | — | −1.10% |
| Q1 2021 | 2021-03-31 | −$5.6M | — | — | −21.51% |
| Q3 2020 | 2020-09-30 | −$4.8M | — | — | −30.46% |
Sezzle free cash flow growth trends
Over the last five reported fiscal years, free cash flow grew from −$25.2M to $209.3M, a net increase of $234.5M. Sezzle's latest reported quarter, Q2 2026, generated $51.8M in free cash flow, an increase of 128.82% year over year.
About the metric
What free cash flow means
Free cash flow is the cash a company generates from operations after capital expenditures. Positive FCF can fund dividends, buybacks, debt repayment, or reinvestment; negative FCF means capital spending exceeded operating cash flow for that period.
Calculation and source
How free cash flow is calculated
TickerStat calculates free cash flow as SEC-reported operating cash flow minus capital expenditures. FCF margin equals free cash flow divided by revenue. Fiscal periods can differ from calendar years, so the tables include exact period-end dates.
Review Sezzle filings at SEC.gov ↗