Synchrony Financial (SYF)

Price$79.92Cached quote
SYFNYSE
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Financial charts

Revenue

Net income

Free cash flow

No reported data

Total cash / debt

CashTotal debt

Financial statements

14 annual periodsNewest to oldest
20252024202320222021202020192018201720162015201420132012
Revenue$18.99B$19.53B$17.29B$16.00B$14.72B$14.81B$17.17B$16.38B$15.30B$13.87B$12.48B$11.80B$11.07B$10.05B
Operating expenses$5.13B$4.84B$4.76B$4.34B$3.96B$4.05B$4.25B$4.09B$3.75B$3.42B$3.26B$2.93B$2.48B$2.12B
Net income$3.55B$3.50B$2.24B$3.02B$4.22B$1.39B$3.75B$2.79B$1.94B$2.25B$2.21B$2.11B$1.98B$2.12B
Net profit margin18.71%17.91%12.95%18.84%28.68%9.35%21.82%17.03%12.64%16.22%17.73%17.87%17.88%21.09%
Basic EPSper basic share$9.38$8.64$5.21$6.19$7.40$2.28$5.59$3.76$2.43$2.71$2.66$2.78$2.81$3.00
Diluted EPSper diluted share$9.28$8.55$5.19$6.15$7.34$2.27$5.56$3.74$2.42$2.71$2.65$2.78$2.81$3.00

Owners

Reported shareholders

Reference date Jun 30, 2026
BlackRock, Inc. · 9.51% of listed sharesVANGUARD CAPITAL MANAGEMENT LLC · 6.77% of listed sharesCapital World Investors · 5.82% of listed sharesVANGUARD PORTFOLIO MANAGEMENT LLC · 5.57% of listed sharesSTATE STREET CORP · 5.46% of listed sharesBANK OF AMERICA CORP /DE/ · 4.54% of listed sharesGOLDMAN SACHS GROUP INC · 3.11% of listed sharesGEODE CAPITAL MANAGEMENT, LLC · 3.03% of listed sharesFIRST TRUST ADVISORS LP · 2.37% of listed sharesPAR CAPITAL MANAGEMENT INC · 2.34% of listed sharesHARRIS ASSOCIATES L P · 2.29% of listed sharesDIMENSIONAL FUND ADVISORS LP · 1.92% of listed sharesInvesco Ltd. · 1.66% of listed sharesNORDEA INVESTMENT MANAGEMENT AB · 1.63% of listed sharesNORTHERN TRUST CORP · 1.50% of listed sharesMORGAN STANLEY · 1.43% of listed sharesAMERIPRISE FINANCIAL INC · 1.39% of listed sharesASSETMARK, INC · 1.35% of listed sharesAllianz Asset Management GmbH · 1.29% of listed sharesUBS AM, a distinct business unit of UBS ASSET MANAGEMENT AMERICAS LLC · 1.28% of listed shares
9.51%of listed shares
BlackRock, Inc.30.89M shares · Jun 30, 2026
View holders
Top 20 reported holders of SYF
Holder% owned
BlackRock, Inc.
9.51%30.89M shares
VANGUARD CAPITAL MANAGEMENT LLC
6.77%22.01M shares
Capital World Investors
5.82%18.92M shares
VANGUARD PORTFOLIO MANAGEMENT LLC
5.57%18.09M shares
STATE STREET CORP
5.46%17.73M shares
BANK OF AMERICA CORP /DE/
4.54%14.77M shares
GOLDMAN SACHS GROUP INC
3.11%10.09M shares
GEODE CAPITAL MANAGEMENT, LLC
3.03%9.85M shares
FIRST TRUST ADVISORS LP
2.37%7.7M shares
PAR CAPITAL MANAGEMENT INC
2.34%7.61M shares
HARRIS ASSOCIATES L P
2.29%7.45M shares
DIMENSIONAL FUND ADVISORS LP
1.92%6.25M shares
Invesco Ltd.
1.66%5.38M shares
NORDEA INVESTMENT MANAGEMENT AB
1.63%5.3M shares
NORTHERN TRUST CORP
1.50%4.88M shares
MORGAN STANLEY
1.43%4.63M shares
AMERIPRISE FINANCIAL INC
1.39%4.51M shares
ASSETMARK, INC
1.35%4.4M shares
Allianz Asset Management GmbH
1.29%4.19M shares
UBS AM, a distinct business unit of UBS ASSET MANAGEMENT AMERICAS LLC
1.28%4.17M shares

Percentages use 325M shares of this listed class outstanding on Jun 30, 2026.

Gray completes the 100% scale. Reported positions may overlap; holders have different reporting dates.

Source: SEC Form 13F ↗Updated Sep 29, 2026 · Quarterly data

Insider buys & sells

Jul 1, 2024–Jun 30, 2026
Buys0$0.00 disclosed value
Sells (SEC code S)63$89.05M disclosed value
63 recent transactions
TransactionInsiderTypeSharesPriceValueOwned after
May 15, 2026Form 4 · 10b5-1MOTHNER JONATHAN SSee remarksSellCommon Stock11.3K$71.23$801.9K132.7K
May 15, 2026Form 4 · 10b5-1MOTHNER JONATHAN SSee remarksSellCommon Stock40.0K$71.23$2.85M132.7K
May 1, 2026Form 4 · 10b5-1Howse CurtisSee remarksSellCommon Stock8.4K$76.55$645.8K86.4K
May 1, 2026Form 4 · 10b5-1Casellas AlbertoSee remarksSellCommon Stock5.8K$76.55$443.5K50.3K
May 1, 2026Form 4 · 10b5-1COVIELLO ARTHUR W JRDirectorSellCommon Stock4.0K$76.55$306.2K29.3K

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