Synchrony Financial annual operating expenses
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Synchrony Financial Operating Expenses Growth & History (SYF)
Synchrony Financial's operating expenses was $5.13B for fiscal 2025.
View full Synchrony Financial company overviewSynchrony Financial annual operating expenses history
| Fiscal year | Period ended | Operating expenses | Change | Growth |
|---|---|---|---|---|
| 2025 | 2025-12-31 | $5.13B | $296.0M | +6.12% |
| 2024 | 2024-12-31 | $4.84B | $81.0M | +1.70% |
| 2023 | 2023-12-31 | $4.76B | $421.0M | +9.71% |
| 2022 | 2022-12-31 | $4.34B | $374.0M | +9.44% |
| 2021 | 2021-12-31 | $3.96B | −$92.0M | −2.27% |
| 2020 | 2020-12-31 | $4.05B | −$190.0M | −4.48% |
| 2019 | 2019-12-31 | $4.25B | $150.0M | +3.66% |
| 2018 | 2018-12-31 | $4.09B | $348.0M | +9.29% |
| 2017 | 2017-12-31 | $3.75B | $331.0M | +9.69% |
| 2016 | 2016-12-31 | $3.42B | $152.0M | +4.66% |
| 2015 | 2015-12-31 | $3.26B | $337.0M | +11.51% |
| 2014 | 2014-12-31 | $2.93B | $443.0M | +17.83% |
| 2013 | 2013-12-31 | $2.48B | $361.0M | +17.00% |
| 2012 | 2012-12-31 | $2.12B | — | — |
Synchrony Financial quarterly operating expenses
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| Fiscal quarter | Period ended | Operating expenses | Change | YoY change |
|---|---|---|---|---|
| Q2 2026 | 2026-06-30 | $1.33B | $86.0M | +6.91% |
| Q1 2026 | 2026-03-31 | $1.32B | $73.0M | +5.87% |
| Q4 2025 | 2025-12-31 | $1.40B | $132.0M | +10.42% |
| Q3 2025 | 2025-09-30 | $1.25B | $59.0M | +4.96% |
| Q2 2025 | 2025-06-30 | $1.25B | $68.0M | +5.78% |
| Q1 2025 | 2025-03-31 | $1.24B | $37.0M | +3.07% |
| Q4 2024 | 2024-12-31 | $1.27B | −$49.0M | −3.72% |
| Q3 2024 | 2024-09-30 | $1.19B | $35.0M | +3.03% |
| Q2 2024 | 2024-06-30 | $1.18B | $8.0M | +0.68% |
| Q1 2024 | 2024-03-31 | $1.21B | $87.0M | +7.77% |
| Q4 2023 | 2023-12-31 | $1.32B | $165.0M | +14.34% |
| Q3 2023 | 2023-09-30 | $1.15B | $90.0M | +8.46% |
| Q2 2023 | 2023-06-30 | $1.17B | $86.0M | +7.94% |
| Q1 2023 | 2023-03-31 | $1.12B | $80.0M | +7.70% |
| Q4 2022 | 2022-12-31 | $1.15B | $29.0M | +2.58% |
| Q3 2022 | 2022-09-30 | $1.06B | $103.0M | +10.72% |
| Q2 2022 | 2022-06-30 | $1.08B | $135.0M | +14.24% |
| Q1 2022 | 2022-03-31 | $1.04B | $107.0M | +11.48% |
| Q4 2021 | 2021-12-31 | $1.12B | $122.0M | +12.20% |
| Q3 2021 | 2021-09-30 | $961.0M | −$106.0M | −9.93% |
| Q2 2021 | 2021-06-30 | $948.0M | −$38.0M | −3.85% |
| Q1 2021 | 2021-03-31 | $932.0M | −$70.0M | −6.99% |
| Q4 2020 | 2020-12-31 | $1.00B | −$79.0M | −7.32% |
| Q3 2020 | 2020-09-30 | $1.07B | $3.0M | +0.28% |
| Q2 2020 | 2020-06-30 | $986.0M | −$73.0M | −6.89% |
| Q1 2020 | 2020-03-31 | $1.00B | −$41.0M | −3.93% |
| Q4 2019 | 2019-12-31 | $1.08B | $1.0M | +0.09% |
| Q3 2019 | 2019-09-30 | $1.06B | $10.0M | +0.95% |
| Q2 2019 | 2019-06-30 | $1.06B | $84.0M | +8.62% |
| Q1 2019 | 2019-03-31 | $1.04B | $55.0M | +5.57% |
| Q4 2018 | 2018-12-31 | $1.08B | $108.0M | +11.13% |
| Q3 2018 | 2018-09-30 | $1.05B | $96.0M | +10.02% |
| Q2 2018 | 2018-06-30 | $975.0M | $64.0M | +7.03% |
| Q1 2018 | 2018-03-31 | $988.0M | $80.0M | +8.81% |
| Q4 2017 | 2017-12-31 | $970.0M | $52.0M | +5.66% |
| Q3 2017 | 2017-09-30 | $958.0M | $99.0M | +11.53% |
| Q2 2017 | 2017-06-30 | $911.0M | $72.0M | +8.58% |
| Q1 2017 | 2017-03-31 | $908.0M | $108.0M | +13.50% |
| Q4 2016 | 2016-12-31 | $918.0M | $48.0M | +5.52% |
| Q3 2016 | 2016-09-30 | $859.0M | $16.0M | +1.90% |
| Q2 2016 | 2016-06-30 | $839.0M | $34.0M | +4.22% |
| Q1 2016 | 2016-03-31 | $800.0M | $54.0M | +7.24% |
| Q4 2015 | 2015-12-31 | $870.0M | $78.0M | +9.85% |
| Q3 2015 | 2015-09-30 | $843.0M | $115.0M | +15.80% |
| Q2 2015 | 2015-06-30 | $805.0M | $8.0M | +1.00% |
| Q1 2015 | 2015-03-31 | $746.0M | $136.0M | +22.30% |
| Q4 2014 | 2014-12-31 | $792.0M | — | — |
| Q3 2014 | 2014-09-30 | $728.0M | $153.0M | +26.61% |
| Q2 2014 | 2014-06-30 | $797.0M | $234.0M | +41.56% |
| Q1 2014 | 2014-03-31 | $610.0M | — | — |
| Q3 2013 | 2013-09-30 | $575.0M | — | — |
| Q2 2013 | 2013-06-30 | $563.0M | — | — |
Synchrony Financial operating expenses trends
Over the last five fiscal years, Synchrony Financial's operating expenses increased from $4.05B to $5.13B, a change of $1.08B. The latest reported quarter, Q2 2026, shows $1.33B.
About the metric
What operating expenses mean
Operating expenses are the recurring costs of running a company’s business beyond the direct costs used to calculate gross profit. They commonly include selling, general and administrative expenses, research and development, and other operating costs.
Calculation and source
SEC-reported and calculated operating expenses
TickerStat uses operating expenses reported in company SEC filings when available. When a separate total is unavailable, it calculates operating expenses as aligned gross profit minus operating income for the same fiscal period. Fiscal periods can differ from calendar years, so exact period-end dates are included.
Review Synchrony Financial source filings ↗