Tompkins Financial annual debt-to-equity ratio
2019
2021
2022
2023
2024
2025
Tompkins Financial Debt-to-Equity Ratio Growth & History (TMP)
Tompkins Financial's debt-to-equity ratio was 0.03 for fiscal 2025.
View full Tompkins Financial company overviewTompkins Financial annual debt-to-equity ratio history
| Fiscal year | Period ended | Debt-to-equity ratio | Change | Growth |
|---|---|---|---|---|
| 2025 | 2025-12-31 | 0.03 | −0.01 | −26.07% |
| 2024 | 2024-12-31 | 0.04 | −0.00 | −8.23% |
| 2023 | 2023-12-31 | 0.04 | −0.01 | −22.28% |
| 2022 | 2022-12-31 | 0.06 | 0.01 | +31.02% |
| 2021 | 2021-12-31 | 0.04 | — | — |
| 2019 | 2019-12-31 | 0.05 | — | — |
Tompkins Financial quarterly debt-to-equity ratio
Q1.19
Q2.19
Q3.19
Q4.19
Q1.20
Q4.21
Q4.22
Q4.23
Q4.24
Q2.25
Q3.25
Q4.25
Q1.26
Q2.26
| Fiscal quarter | Period ended | Debt-to-equity ratio | Change | YoY change |
|---|---|---|---|---|
| Q2 2026 | 2026-06-30 | 0.57 | −0.31 | −35.55% |
| Q1 2026 | 2026-03-31 | 0.47 | — | — |
| Q4 2025 | 2025-12-31 | 0.03 | −0.01 | −26.07% |
| Q3 2025 | 2025-09-30 | 0.56 | — | — |
| Q2 2025 | 2025-06-30 | 0.88 | — | — |
| Q4 2024 | 2024-12-31 | 0.04 | −0.00 | −8.23% |
| Q4 2023 | 2023-12-31 | 0.04 | −0.01 | −22.28% |
| Q4 2022 | 2022-12-31 | 0.06 | 0.01 | +31.02% |
| Q4 2021 | 2021-12-31 | 0.04 | — | — |
| Q1 2020 | 2020-03-31 | 0.05 | −0.00 | −5.94% |
| Q4 2019 | 2019-12-31 | 0.05 | — | — |
| Q3 2019 | 2019-09-30 | 0.05 | — | — |
| Q2 2019 | 2019-06-30 | 0.06 | — | — |
| Q1 2019 | 2019-03-31 | 0.06 | — | — |
Tompkins Financial debt-to-equity ratio trends
Between the periods ended 2019-12-31 and 2025-12-31, Tompkins Financial's debt-to-equity ratio decreased from 0.05 to 0.03, a change of −0.02. The latest reported quarter, Q2 2026, shows 0.57.
About the metric
What the debt-to-equity ratio means
The debt-to-equity ratio compares interest-bearing debt with shareholders’ equity. It helps show how much debt financing a company uses relative to its accounting equity, but useful comparison levels vary by industry.
Calculation and source
How debt-to-equity is calculated
TickerStat calculates debt-to-equity as total interest-bearing debt divided by SEC-reported shareholders’ equity for the same balance-sheet date. Total liabilities are not treated as debt, and periods with non-positive equity are omitted. Fiscal periods can differ from calendar years, so exact period-end dates are included.
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