Tompkins Financial annual net debt
2019
2021
2022
2023
2024
2025
Tompkins Financial Net Debt Growth & History (TMP)
Tompkins Financial's net debt was −$105.1M for fiscal 2025.
View full Tompkins Financial company overviewTompkins Financial annual net debt history
| Fiscal year | Period ended | Net debt | Change | Growth |
|---|---|---|---|---|
| 2025 | 2025-12-31 | −$105.1M | $793,000 | — |
| 2024 | 2024-12-31 | −$105.9M | −$55.5M | — |
| 2023 | 2023-12-31 | −$50.4M | −$7.1M | — |
| 2022 | 2022-12-31 | −$43.3M | −$11.3M | — |
| 2021 | 2021-12-31 | −$32.0M | — | — |
| 2019 | 2019-12-31 | −$102.1M | — | — |
Tompkins Financial quarterly net debt
Q1.19
Q2.19
Q3.19
Q4.19
Q1.20
Q4.21
Q4.22
Q4.23
Q4.24
Q2.25
Q3.25
Q4.25
Q1.26
Q2.26
| Fiscal quarter | Period ended | Net debt | Change | YoY change |
|---|---|---|---|---|
| Q2 2026 | 2026-06-30 | $398.6M | −$61.6M | −13.38% |
| Q1 2026 | 2026-03-31 | $278.0M | — | — |
| Q4 2025 | 2025-12-31 | −$105.1M | $793,000 | — |
| Q3 2025 | 2025-09-30 | $251.4M | — | — |
| Q2 2025 | 2025-06-30 | $460.1M | — | — |
| Q4 2024 | 2024-12-31 | −$105.9M | −$55.5M | — |
| Q4 2023 | 2023-12-31 | −$50.4M | −$7.1M | — |
| Q4 2022 | 2022-12-31 | −$43.3M | −$11.3M | — |
| Q4 2021 | 2021-12-31 | −$32.0M | — | — |
| Q1 2020 | 2020-03-31 | −$79.6M | −$45.0M | — |
| Q4 2019 | 2019-12-31 | −$102.1M | — | — |
| Q3 2019 | 2019-09-30 | −$91.2M | — | — |
| Q2 2019 | 2019-06-30 | −$44.6M | — | — |
| Q1 2019 | 2019-03-31 | −$34.7M | — | — |
Tompkins Financial net debt trends
Between the periods ended 2019-12-31 and 2025-12-31, Tompkins Financial's net debt decreased from −$102.1M to −$105.1M, a change of −$3.0M. The latest reported quarter, Q2 2026, shows $398.6M.
About the metric
What net debt means
Net debt compares a company’s interest-bearing debt with its cash and cash equivalents. Positive net debt means debt exceeds cash, while a negative value indicates the company has more cash than debt on this measure.
Calculation and source
How net debt is calculated
TickerStat calculates net debt as total interest-bearing debt minus cash and cash equivalents at the same reporting-period end. Short-term investments are not subtracted because they are not included in the standardized cash series. Fiscal periods can differ from calendar years, so exact period-end dates are included.
Review Tompkins Financial source filings ↗