United Community Banks annual debt-to-assets ratio
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2025
United Community Banks Debt-to-Assets Ratio Growth & History (UCB)
United Community Banks's debt-to-assets ratio was 0.01 for fiscal 2025.
View full United Community Banks company overviewUnited Community Banks annual debt-to-assets ratio history
| Fiscal year | Period ended | Debt-to-assets ratio | Change | Growth |
|---|---|---|---|---|
| 2025 | 2025-12-31 | 0.01 | −0.01 | −51.18% |
| 2024 | 2024-12-31 | 0.02 | 0.00 | +31.93% |
| 2023 | 2023-12-31 | 0.01 | −0.01 | −38.22% |
| 2022 | 2022-12-31 | 0.02 | 0.01 | +64.60% |
| 2021 | 2021-12-31 | 0.01 | −0.01 | −34.31% |
| 2020 | 2020-12-31 | 0.02 | 0.00 | +11.35% |
| 2019 | 2019-12-31 | 0.02 | −0.00 | −14.49% |
| 2018 | 2018-12-31 | 0.02 | 0.01 | +48.47% |
| 2017 | 2017-12-31 | 0.01 | −0.00 | −14.89% |
| 2016 | 2016-12-31 | 0.02 | −0.00 | −10.40% |
| 2015 | 2015-12-31 | 0.02 | 0.00 | +4.53% |
| 2014 | 2014-12-31 | 0.02 | 0.00 | +2.66% |
| 2013 | 2013-12-31 | 0.02 | −0.01 | −32.93% |
| 2012 | 2012-12-31 | 0.03 | −0.01 | −18.27% |
| 2011 | 2011-12-31 | 0.03 | 0.01 | +54.61% |
| 2010 | 2010-12-31 | 0.02 | — | — |
United Community Banks quarterly debt-to-assets ratio
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Q2.25
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Q2.26
| Fiscal quarter | Period ended | Debt-to-assets ratio | Change | YoY change |
|---|---|---|---|---|
| Q2 2026 | 2026-06-30 | 0.01 | 0.01 | +137.17% |
| Q1 2026 | 2026-03-31 | 0.00 | −0.00 | −53.12% |
| Q4 2025 | 2025-12-31 | 0.01 | −0.01 | −51.18% |
| Q3 2025 | 2025-09-30 | 0.01 | −0.01 | −52.27% |
| Q2 2025 | 2025-06-30 | 0.01 | −0.01 | −54.00% |
| Q1 2025 | 2025-03-31 | 0.01 | −0.00 | −23.15% |
| Q4 2024 | 2024-12-31 | 0.02 | 0.00 | +31.93% |
| Q3 2024 | 2024-09-30 | 0.01 | −0.00 | −14.25% |
| Q2 2024 | 2024-06-30 | 0.01 | −0.00 | −3.42% |
| Q1 2024 | 2024-03-31 | 0.01 | −0.00 | −7.48% |
| Q4 2023 | 2023-12-31 | 0.01 | −0.01 | −38.22% |
| Q3 2023 | 2023-09-30 | 0.01 | −0.00 | −1.62% |
| Q2 2023 | 2023-06-30 | 0.01 | −0.00 | −7.19% |
| Q1 2023 | 2023-03-31 | 0.01 | −0.00 | −3.55% |
| Q4 2022 | 2022-12-31 | 0.02 | 0.01 | +64.60% |
| Q3 2022 | 2022-09-30 | 0.01 | 0.00 | +7.99% |
| Q2 2022 | 2022-06-30 | 0.01 | −0.00 | −3.35% |
| Q1 2022 | 2022-03-31 | 0.01 | −0.00 | −20.78% |
| Q4 2021 | 2021-12-31 | 0.01 | −0.01 | −34.31% |
| Q3 2021 | 2021-09-30 | 0.01 | −0.01 | −39.67% |
| Q2 2021 | 2021-06-30 | 0.01 | −0.01 | −33.26% |
| Q1 2021 | 2021-03-31 | 0.02 | 0.00 | +3.23% |
| Q4 2020 | 2020-12-31 | 0.02 | 0.00 | +11.35% |
| Q3 2020 | 2020-09-30 | 0.02 | 0.00 | +2.21% |
| Q2 2020 | 2020-06-30 | 0.02 | −0.00 | −14.92% |
| Q1 2020 | 2020-03-31 | 0.02 | −0.01 | −27.98% |
| Q4 2019 | 2019-12-31 | 0.02 | −0.00 | −14.49% |
| Q3 2019 | 2019-09-30 | 0.02 | −0.00 | −10.50% |
| Q2 2019 | 2019-06-30 | 0.02 | −0.00 | −4.85% |
| Q1 2019 | 2019-03-31 | 0.02 | −0.00 | −15.02% |
| Q4 2018 | 2018-12-31 | 0.02 | 0.01 | +48.47% |
| Q3 2018 | 2018-09-30 | 0.02 | 0.01 | +68.61% |
| Q2 2018 | 2018-06-30 | 0.03 | 0.01 | +58.55% |
| Q1 2018 | 2018-03-31 | 0.03 | 0.01 | +62.76% |
| Q4 2017 | 2017-12-31 | 0.01 | −0.00 | −14.89% |
| Q3 2017 | 2017-09-30 | 0.01 | −0.01 | −33.16% |
| Q2 2017 | 2017-06-30 | 0.02 | −0.00 | −2.08% |
| Q1 2017 | 2017-03-31 | 0.02 | −0.00 | −2.58% |
| Q4 2016 | 2016-12-31 | 0.02 | −0.00 | −10.40% |
| Q3 2016 | 2016-09-30 | 0.02 | 0.00 | +4.08% |
| Q2 2016 | 2016-06-30 | 0.02 | −0.00 | −1.90% |
| Q1 2016 | 2016-03-31 | 0.02 | 0.00 | +12.78% |
| Q4 2015 | 2015-12-31 | 0.02 | 0.00 | +4.53% |
| Q3 2015 | 2015-09-30 | 0.02 | 0.00 | +8.54% |
| Q2 2015 | 2015-06-30 | 0.02 | −0.01 | −39.92% |
| Q1 2015 | 2015-03-31 | 0.01 | −0.00 | −15.33% |
| Q4 2014 | 2014-12-31 | 0.02 | 0.00 | +2.66% |
| Q3 2014 | 2014-09-30 | 0.02 | 0.00 | +0.69% |
| Q2 2014 | 2014-06-30 | 0.03 | 0.01 | +60.85% |
| Q1 2014 | 2014-03-31 | 0.02 | −0.00 | −3.68% |
| Q4 2013 | 2013-12-31 | 0.02 | −0.01 | −32.93% |
| Q3 2013 | 2013-09-30 | 0.02 | −0.00 | −0.15% |
| Q2 2013 | 2013-06-30 | 0.02 | −0.00 | −2.36% |
| Q1 2013 | 2013-03-31 | 0.02 | 0.00 | +8.72% |
| Q4 2012 | 2012-12-31 | 0.03 | −0.01 | −18.27% |
| Q3 2012 | 2012-09-30 | 0.02 | 0.00 | +2.98% |
| Q2 2012 | 2012-06-30 | 0.02 | −0.00 | −14.99% |
| Q1 2012 | 2012-03-31 | 0.02 | — | — |
| Q4 2011 | 2011-12-31 | 0.03 | 0.01 | +54.61% |
| Q3 2011 | 2011-09-30 | 0.02 | — | — |
| Q2 2011 | 2011-06-30 | 0.02 | — | — |
| Q4 2010 | 2010-12-31 | 0.02 | — | — |
United Community Banks debt-to-assets ratio trends
Over the last five fiscal years, United Community Banks's debt-to-assets ratio decreased from 0.02 to 0.01, a change of −0.01. The latest reported quarter, Q2 2026, shows 0.01.
About the metric
What the debt-to-assets ratio means
The debt-to-assets ratio shows the portion of a company’s reported assets financed with interest-bearing debt. It is a leverage measure and should not be confused with total liabilities divided by assets.
Calculation and source
How debt-to-assets is calculated
TickerStat calculates debt-to-assets as total interest-bearing debt divided by total assets at the same reporting-period end. Periods with missing debt or non-positive assets are omitted. Fiscal periods can differ from calendar years, so exact period-end dates are included.
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