United Community Banks annual net debt
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2025
United Community Banks Net Debt Growth & History (UCB)
United Community Banks's net debt was −$152.0M for fiscal 2025.
View full United Community Banks company overviewUnited Community Banks annual net debt history
| Fiscal year | Period ended | Net debt | Change | Growth |
|---|---|---|---|---|
| 2025 | 2025-12-31 | −$152.0M | −$126.4M | — |
| 2024 | 2024-12-31 | −$25.6M | $609.3M | — |
| 2023 | 2023-12-31 | −$634.9M | −$513.3M | — |
| 2022 | 2022-12-31 | −$121.6M | $1.92B | — |
| 2021 | 2021-12-31 | −$2.04B | −$791.5M | — |
| 2020 | 2020-12-31 | −$1.25B | −$968.1M | — |
| 2019 | 2019-12-31 | −$280.5M | −$220.4M | — |
| 2018 | 2018-12-31 | −$60.1M | $83.7M | — |
| 2017 | 2017-12-31 | −$143.7M | −$106.5M | — |
| 2016 | 2016-12-31 | −$37.3M | $22.6M | — |
| 2015 | 2015-12-31 | −$59.9M | −$3.1M | — |
| 2014 | 2014-12-31 | −$56.8M | $42.2M | — |
| 2013 | 2013-12-31 | −$99.0M | −$25.3M | — |
| 2012 | 2012-12-31 | −$73.8M | $81.8M | — |
| 2011 | 2011-12-31 | −$155.6M | $343.7M | — |
| 2010 | 2010-12-31 | −$499.3M | — | — |
United Community Banks quarterly net debt
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Q2.26
| Fiscal quarter | Period ended | Net debt | Change | YoY change |
|---|---|---|---|---|
| Q2 2026 | 2026-06-30 | −$74.5M | $345.3M | — |
| Q1 2026 | 2026-03-31 | −$372.6M | $9.8M | — |
| Q4 2025 | 2025-12-31 | −$152.0M | −$126.4M | — |
| Q3 2025 | 2025-09-30 | −$458.2M | −$34.5M | — |
| Q2 2025 | 2025-06-30 | −$419.8M | −$181.8M | — |
| Q1 2025 | 2025-03-31 | −$382.4M | $254.7M | — |
| Q4 2024 | 2024-12-31 | −$25.6M | $609.3M | — |
| Q3 2024 | 2024-09-30 | −$423.7M | −$26.3M | — |
| Q2 2024 | 2024-06-30 | −$238.0M | $148.0M | — |
| Q1 2024 | 2024-03-31 | −$637.1M | −$191.3M | — |
| Q4 2023 | 2023-12-31 | −$634.9M | −$513.3M | — |
| Q3 2023 | 2023-09-30 | −$397.4M | −$237.9M | — |
| Q2 2023 | 2023-06-30 | −$386.0M | $505.4M | — |
| Q1 2023 | 2023-03-31 | −$445.7M | $1.14B | — |
| Q4 2022 | 2022-12-31 | −$121.6M | $1.92B | — |
| Q3 2022 | 2022-09-30 | −$159.5M | $1.41B | — |
| Q2 2022 | 2022-06-30 | −$891.3M | $266.1M | — |
| Q1 2022 | 2022-03-31 | −$1.58B | −$559.9M | — |
| Q4 2021 | 2021-12-31 | −$2.04B | −$791.5M | — |
| Q3 2021 | 2021-09-30 | −$1.57B | −$885.7M | — |
| Q2 2021 | 2021-06-30 | −$1.16B | −$140.1M | — |
| Q1 2021 | 2021-03-31 | −$1.02B | −$714.9M | — |
| Q4 2020 | 2020-12-31 | −$1.25B | −$968.1M | — |
| Q3 2020 | 2020-09-30 | −$685.0M | −$587.4M | — |
| Q2 2020 | 2020-06-30 | −$1.02B | −$1.05B | — |
| Q1 2020 | 2020-03-31 | −$307.7M | −$264.6M | — |
| Q4 2019 | 2019-12-31 | −$280.5M | −$220.4M | — |
| Q3 2019 | 2019-09-30 | −$97.5M | −$70.7M | — |
| Q2 2019 | 2019-06-30 | $36.2M | $34.8M | +2501.73% |
| Q1 2019 | 2019-03-31 | −$43.0M | −$16.7M | — |
| Q4 2018 | 2018-12-31 | −$60.1M | $83.7M | — |
| Q3 2018 | 2018-09-30 | −$26.8M | $68.3M | — |
| Q2 2018 | 2018-06-30 | $1.4M | $59.2M | — |
| Q1 2018 | 2018-03-31 | −$26.3M | $29.4M | — |
| Q4 2017 | 2017-12-31 | −$143.7M | −$106.5M | — |
| Q3 2017 | 2017-09-30 | −$95.1M | −$79.0M | — |
| Q2 2017 | 2017-06-30 | −$57.8M | −$14.2M | — |
| Q1 2017 | 2017-03-31 | −$55.7M | −$36.9M | — |
| Q4 2016 | 2016-12-31 | −$37.3M | $22.6M | — |
| Q3 2016 | 2016-09-30 | −$16.1M | $6.3M | — |
| Q2 2016 | 2016-06-30 | −$43.6M | $22.4M | — |
| Q1 2016 | 2016-03-31 | −$18.9M | $52.9M | — |
| Q4 2015 | 2015-12-31 | −$59.9M | −$3.1M | — |
| Q3 2015 | 2015-09-30 | −$22.5M | $57.7M | — |
| Q2 2015 | 2015-06-30 | −$66.0M | −$32.1M | — |
| Q1 2015 | 2015-03-31 | −$71.8M | $11.7M | — |
| Q4 2014 | 2014-12-31 | −$56.8M | $42.2M | — |
| Q3 2014 | 2014-09-30 | −$80.2M | $54.1M | — |
| Q2 2014 | 2014-06-30 | −$33.9M | $101.8M | — |
| Q1 2014 | 2014-03-31 | −$83.5M | $38.7M | — |
| Q4 2013 | 2013-12-31 | −$99.0M | −$25.3M | — |
| Q3 2013 | 2013-09-30 | −$134.3M | −$32.9M | — |
| Q2 2013 | 2013-06-30 | −$135.7M | $48.5M | — |
| Q1 2013 | 2013-03-31 | −$122.2M | $185.1M | — |
| Q4 2012 | 2012-12-31 | −$73.8M | $81.8M | — |
| Q3 2012 | 2012-09-30 | −$101.3M | $77.7M | — |
| Q2 2012 | 2012-06-30 | −$184.2M | $45.8M | — |
| Q1 2012 | 2012-03-31 | −$307.3M | — | — |
| Q4 2011 | 2011-12-31 | −$155.6M | $343.7M | — |
| Q3 2011 | 2011-09-30 | −$179.0M | — | — |
| Q2 2011 | 2011-06-30 | −$230.0M | — | — |
| Q4 2010 | 2010-12-31 | −$499.3M | — | — |
United Community Banks net debt trends
Over the last five fiscal years, United Community Banks's net debt increased from −$1.25B to −$152.0M, a change of $1.10B. The latest reported quarter, Q2 2026, shows −$74.5M.
About the metric
What net debt means
Net debt compares a company’s interest-bearing debt with its cash and cash equivalents. Positive net debt means debt exceeds cash, while a negative value indicates the company has more cash than debt on this measure.
Calculation and source
How net debt is calculated
TickerStat calculates net debt as total interest-bearing debt minus cash and cash equivalents at the same reporting-period end. Short-term investments are not subtracted because they are not included in the standardized cash series. Fiscal periods can differ from calendar years, so exact period-end dates are included.
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