Unity Bancorp annual free cash flow
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2025
Unity Bancorp Free Cash Flow (FCF) History (UNTY)
Unity Bancorp reported $44.3M in free cash flow for fiscal 2025, a decrease of 6.24% from the previous fiscal year, with a free cash flow margin of 33.64%.
View full Unity Bancorp company overviewUnity Bancorp free cash flow by year
| Fiscal year | Period ended | Free cash flow | Change | Growth | FCF margin |
|---|---|---|---|---|---|
| 2025 | 2025-12-31 | $44.3M | −$3.0M | −6.24% | +33.64% |
| 2024 | 2024-12-31 | $47.3M | $1.3M | +2.92% | +44.17% |
| 2023 | 2023-12-31 | $46.0M | $4.8M | +11.57% | +44.56% |
| 2022 | 2022-12-31 | $41.2M | $9.9M | +31.67% | +41.96% |
| 2021 | 2021-12-31 | $31.3M | $9.5M | +43.72% | +35.11% |
| 2020 | 2020-12-31 | $21.8M | −$10.7M | −33.02% | +28.13% |
| 2019 | 2019-12-31 | $32.5M | −$4.6M | −12.37% | +48.40% |
| 2018 | 2018-12-31 | $37.1M | $24.1M | +186.58% | +59.07% |
| 2017 | 2017-12-31 | $12.9M | $13.7M | — | +23.91% |
| 2016 | 2016-12-31 | −$807,000 | −$2.8M | — | −1.64% |
| 2015 | 2015-12-31 | $2.0M | −$9.1M | −81.74% | +4.87% |
| 2014 | 2014-12-31 | $11.1M | $4.5M | +67.07% | +30.22% |
| 2013 | 2013-12-31 | $6.7M | −$4.8M | −42.07% | +19.56% |
| 2012 | 2012-12-31 | $11.5M | −$3.1M | −21.51% | +33.05% |
| 2011 | 2011-12-31 | $14.6M | −$1.9M | −11.74% | +42.27% |
| 2010 | 2010-12-31 | $16.6M | — | — | +47.30% |
Unity Bancorp quarterly free cash flow
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Q3.25
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Q2.26
| Fiscal quarter | Period ended | Free cash flow | Change | YoY growth | FCF margin |
|---|---|---|---|---|---|
| Q2 2026 | 2026-06-30 | −$38.8M | −$14.2M | — | −115.09% |
| Q1 2026 | 2026-03-31 | $14.5M | −$3.1M | −17.51% | +43.14% |
| Q4 2025 | 2025-12-31 | $6.7M | −$16.0M | −70.39% | +19.04% |
| Q3 2025 | 2025-09-30 | $44.4M | $26.9M | +153.62% | +135.34% |
| Q2 2025 | 2025-06-30 | −$24.6M | −$16.0M | — | −71.58% |
| Q1 2025 | 2025-03-31 | $17.6M | $1.9M | +12.06% | +59.88% |
| Q4 2024 | 2024-12-31 | $22.7M | −$2.1M | −8.33% | +79.85% |
| Q3 2024 | 2024-09-30 | $17.5M | $4.4M | +33.47% | +63.32% |
| Q2 2024 | 2024-06-30 | −$8.6M | −$3.1M | — | −33.73% |
| Q1 2024 | 2024-03-31 | $15.7M | $2.1M | +15.71% | +61.36% |
| Q4 2023 | 2023-12-31 | $24.7M | −$7.1M | −22.37% | +93.01% |
| Q3 2023 | 2023-09-30 | $13.1M | $15.5M | — | +51.31% |
| Q2 2023 | 2023-06-30 | −$5.5M | $2.4M | — | −21.32% |
| Q1 2023 | 2023-03-31 | $13.6M | −$6.0M | −30.74% | +53.52% |
| Q4 2022 | 2022-12-31 | $31.9M | $19.7M | +160.99% | +119.56% |
| Q3 2022 | 2022-09-30 | −$2.4M | −$2.2M | — | −9.76% |
| Q2 2022 | 2022-06-30 | −$7.8M | −$15.7M | — | −31.94% |
| Q1 2022 | 2022-03-31 | $19.6M | $8.1M | +71.29% | +88.38% |
| Q4 2021 | 2021-12-31 | $12.2M | $22.8M | — | +52.02% |
| Q3 2021 | 2021-09-30 | −$235,000 | −$13.5M | — | −1.04% |
| Q2 2021 | 2021-06-30 | $7.9M | $46,000 | +0.59% | +36.91% |
| Q1 2021 | 2021-03-31 | $11.4M | $107,000 | +0.95% | +52.54% |
| Q4 2020 | 2020-12-31 | −$10.6M | −$18.7M | — | −49.15% |
| Q3 2020 | 2020-09-30 | $13.2M | $4.3M | +47.94% | +67.27% |
| Q2 2020 | 2020-06-30 | $7.8M | $3.5M | +80.98% | +42.72% |
| Q1 2020 | 2020-03-31 | $11.3M | $213,000 | +1.92% | +63.62% |
| Q4 2019 | 2019-12-31 | $8.1M | −$1.2M | −13.05% | +47.33% |
| Q3 2019 | 2019-09-30 | $8.9M | $1.8M | +25.49% | +52.24% |
| Q2 2019 | 2019-06-30 | $4.3M | −$9.0M | −67.51% | +26.04% |
| Q1 2019 | 2019-03-31 | $11.1M | $3.8M | +52.16% | +68.39% |
| Q4 2018 | 2018-12-31 | $9.3M | $3.7M | +66.31% | +57.95% |
| Q3 2018 | 2018-09-30 | $7.1M | $529,000 | +8.02% | +44.40% |
| Q2 2018 | 2018-06-30 | $13.3M | $11.2M | +540.69% | +86.18% |
| Q1 2018 | 2018-03-31 | $7.3M | $10.8M | — | +48.15% |
| Q3 2017 | 2017-09-30 | $5.6M | $4.4M | +359.20% | +40.62% |
| Q1 2017 | 2017-03-31 | $6.6M | $7.2M | — | +52.37% |
| Q4 2016 | 2016-12-31 | $2.1M | −$1.1M | −35.59% | +16.73% |
| Q3 2016 | 2016-09-30 | −$3.5M | −$3.0M | — | −28.81% |
| Q2 2016 | 2016-06-30 | $1.2M | $2.1M | — | +10.56% |
| Q1 2016 | 2016-03-31 | −$638,000 | −$707,000 | — | −4.81% |
| Q4 2015 | 2015-12-31 | $3.2M | −$3.2M | −49.95% | +29.61% |
| Q3 2015 | 2015-09-30 | −$428,000 | −$1.8M | — | −3.93% |
| Q2 2015 | 2015-06-30 | −$838,000 | −$2.1M | — | −8.17% |
| Q1 2015 | 2015-03-31 | $69,000 | −$2.0M | −96.67% | +0.71% |
| Q4 2014 | 2014-12-31 | $6.4M | $5.0M | +351.61% | +67.54% |
| Q3 2014 | 2014-09-30 | $1.4M | −$3.9M | −73.76% | +14.53% |
| Q2 2014 | 2014-06-30 | $1.2M | $3.2M | — | +13.68% |
| Q1 2014 | 2014-03-31 | $2.1M | $140,000 | +7.26% | +23.48% |
| Q4 2013 | 2013-12-31 | $1.4M | −$1.8M | −56.29% | +16.73% |
| Q3 2013 | 2013-09-30 | $5.3M | $4.1M | +342.46% | +61.64% |
| Q2 2013 | 2013-06-30 | −$2.0M | −$7.8M | — | −23.09% |
| Q1 2013 | 2013-03-31 | $1.9M | $749,000 | +63.47% | +22.66% |
| Q4 2012 | 2012-12-31 | $3.3M | $1.7M | +113.67% | +37.36% |
| Q3 2012 | 2012-09-30 | $1.2M | −$10.6M | −89.95% | +13.49% |
| Q2 2012 | 2012-06-30 | $5.9M | $7.8M | — | +67.33% |
| Q1 2012 | 2012-03-31 | $1.2M | −$2.0M | −63.37% | +13.84% |
| Q4 2011 | 2011-12-31 | $1.5M | −$3.7M | −70.68% | +19.17% |
| Q3 2011 | 2011-09-30 | $11.8M | — | — | +131.15% |
| Q2 2011 | 2011-06-30 | −$1.9M | — | — | −21.57% |
| Q1 2011 | 2011-03-31 | $3.2M | — | — | +36.90% |
| Q3 2010 | 2010-09-30 | $5.2M | — | — | +58.78% |
Unity Bancorp free cash flow growth trends
Over the last five reported fiscal years, free cash flow grew from $21.8M to $44.3M, a compound annual growth rate of 15.30%. Unity Bancorp's latest reported quarter, Q2 2026, generated −$38.8M in free cash flow, a decrease of $14.2M year over year.
About the metric
What free cash flow means
Free cash flow is the cash a company generates from operations after capital expenditures. Positive FCF can fund dividends, buybacks, debt repayment, or reinvestment; negative FCF means capital spending exceeded operating cash flow for that period.
Calculation and source
How free cash flow is calculated
TickerStat calculates free cash flow as SEC-reported operating cash flow minus capital expenditures. FCF margin equals free cash flow divided by revenue. Fiscal periods can differ from calendar years, so the tables include exact period-end dates.
Review Unity Bancorp filings at SEC.gov ↗