Revenue
2019
2020
2021
2022
2023
2024
2025
Upstart Holdings, Inc. (UPST)
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Net income
2019
2020
2021
2022
2023
2024
2025
Free cash flow
2019
2020
2021
2022
2023
2024
2025
Total cash / debt
CashTotal debt
2018
2019
2020
2021
2022
2023
2024
2025
Financial statements
| 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | |
|---|---|---|---|---|---|---|---|
| Revenue | $1.04B | $636.5M | $513.6M | $907.3M | $801.3M | $228.6M | $159.8M |
| Research & development | $257.6M | $253.7M | $280.1M | $237.2M | $134.0M | $38.8M | $18.8M |
| Operating expenses | $1.00B | $809.4M | $770.1M | $956.3M | $707.7M | $221.7M | $168.8M |
| Operating income | $42.6M | −$172.9M | −$256.5M | −$113.9M | $140.9M | $11.8M | −$4.6M |
| EBITDAderived | $67.5M | −$152.3M | −$231.6M | −$100.3M | $148.4M | $14.0M | −$3.8M |
| Net income | $53.6M | −$128.6M | −$240.1M | −$108.7M | $135.4M | $6.0M | −$466,000 |
| Basic EPSper diluted share | $0.56 | -$1.44 | -$2.87 | -$1.31 | $1.73 | $0.00 | -$0.03 |
| Diluted EPSper diluted share | $0.45 | -$1.44 | -$2.87 | -$1.31 | $1.43 | $0.00 | -$0.03 |
Insider buys & sells
| Transaction | Insider | Type | Shares | Price | Value | Owned after |
|---|---|---|---|---|---|---|
| Jun 9, 2026Form 4 | Datta SanjayPresident, Capital& Enterprise | SellCommon Stock | 15.0K | $30.41 | $456.1K | 313.6K |
| May 26, 2026Form 4 · 10b5-1 | Mirgorodskaya NataliaSee Remarks | SellCommon Stock | 974 | $28.99 | $28.2K | 37.4K |
| May 20, 2026Form 4 | Mirgorodskaya NataliaSee Remarks | SellCommon Stock | 526 | $28.77 | $15.1K | 38.3K |
| May 20, 2026Form 4 | Datta SanjayPresident, Capital& Enterprise | SellCommon Stock | 8.0K | $28.77 | $229.7K | 328.6K |
| May 20, 2026Form 4 | Darling ScottChief Legal Officer | SellCommon Stock | 6.6K | $28.78 | $190.9K | 88.7K |