UWM Holdings annual debt-to-assets ratio
2020
2021
2022
2023
2024
2025
UWM Holdings Debt-to-Assets Ratio Growth & History (UWMC)
UWM Holdings's debt-to-assets ratio was 0.18 for fiscal 2025.
View full UWM Holdings company overviewUWM Holdings annual debt-to-assets ratio history
| Fiscal year | Period ended | Debt-to-assets ratio | Change | Growth |
|---|---|---|---|---|
| 2025 | 2025-12-31 | 0.18 | −0.00 | −1.22% |
| 2024 | 2024-12-31 | 0.19 | 0.01 | +3.77% |
| 2023 | 2023-12-31 | 0.18 | 0.02 | +12.97% |
| 2022 | 2022-12-31 | 0.16 | 0.06 | +64.47% |
| 2021 | 2021-12-31 | 0.10 | 0.02 | +19.35% |
| 2020 | 2020-12-31 | 0.08 | — | — |
UWM Holdings quarterly debt-to-assets ratio
Q4.20
Q1.21
Q2.21
Q3.21
Q4.21
Q1.22
Q2.22
Q3.22
Q4.22
Q3.23
Q4.23
Q1.24
Q2.24
Q3.24
Q4.24
Q1.25
Q2.25
Q3.25
Q4.25
Q1.26
Q2.26
| Fiscal quarter | Period ended | Debt-to-assets ratio | Change | YoY change |
|---|---|---|---|---|
| Q2 2026 | 2026-06-30 | 0.17 | −0.04 | −17.42% |
| Q1 2026 | 2026-03-31 | 0.16 | −0.05 | −22.20% |
| Q4 2025 | 2025-12-31 | 0.18 | −0.00 | −1.22% |
| Q3 2025 | 2025-09-30 | 0.23 | 0.09 | +63.08% |
| Q2 2025 | 2025-06-30 | 0.21 | 0.04 | +27.08% |
| Q1 2025 | 2025-03-31 | 0.21 | 0.04 | +24.26% |
| Q4 2024 | 2024-12-31 | 0.19 | 0.01 | +3.77% |
| Q3 2024 | 2024-09-30 | 0.14 | −0.03 | −19.77% |
| Q2 2024 | 2024-06-30 | 0.16 | — | — |
| Q1 2024 | 2024-03-31 | 0.17 | — | — |
| Q4 2023 | 2023-12-31 | 0.18 | 0.02 | +12.97% |
| Q3 2023 | 2023-09-30 | 0.18 | −0.01 | −3.24% |
| Q4 2022 | 2022-12-31 | 0.16 | 0.06 | +64.47% |
| Q3 2022 | 2022-09-30 | 0.18 | 0.08 | +77.98% |
| Q2 2022 | 2022-06-30 | 0.20 | 0.10 | +99.03% |
| Q1 2022 | 2022-03-31 | 0.20 | 0.18 | +1226.81% |
| Q4 2021 | 2021-12-31 | 0.10 | 0.02 | +19.35% |
| Q3 2021 | 2021-09-30 | 0.10 | — | — |
| Q2 2021 | 2021-06-30 | 0.10 | — | — |
| Q1 2021 | 2021-03-31 | 0.01 | — | — |
| Q4 2020 | 2020-12-31 | 0.08 | — | — |
UWM Holdings debt-to-assets ratio trends
Over the last five fiscal years, UWM Holdings's debt-to-assets ratio increased from 0.08 to 0.18, a change of 0.10. The latest reported quarter, Q2 2026, shows 0.17.
About the metric
What the debt-to-assets ratio means
The debt-to-assets ratio shows the portion of a company’s reported assets financed with interest-bearing debt. It is a leverage measure and should not be confused with total liabilities divided by assets.
Calculation and source
How debt-to-assets is calculated
TickerStat calculates debt-to-assets as total interest-bearing debt divided by total assets at the same reporting-period end. Periods with missing debt or non-positive assets are omitted. Fiscal periods can differ from calendar years, so exact period-end dates are included.
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