UWM Holdings annual net debt
2020
2021
2022
2023
2024
2025
UWM Holdings Net Debt Growth & History (UWMC)
UWM Holdings's net debt was $2.60B for fiscal 2025.
View full UWM Holdings company overviewUWM Holdings annual net debt history
| Fiscal year | Period ended | Net debt | Change | Growth |
|---|---|---|---|---|
| 2025 | 2025-12-31 | $2.60B | $199.2M | +8.29% |
| 2024 | 2024-12-31 | $2.40B | $776.0M | +47.68% |
| 2023 | 2023-12-31 | $1.63B | $177.6M | +12.25% |
| 2022 | 2022-12-31 | $1.45B | $10.8M | +0.75% |
| 2021 | 2021-12-31 | $1.44B | $511.5M | +55.14% |
| 2020 | 2020-12-31 | $927.6M | — | — |
UWM Holdings quarterly net debt
Q4.20
Q1.21
Q2.21
Q3.21
Q4.21
Q1.22
Q2.22
Q3.22
Q4.22
Q3.23
Q4.23
Q1.24
Q2.24
Q3.24
Q4.24
Q1.25
Q2.25
Q3.25
Q4.25
Q1.26
Q2.26
| Fiscal quarter | Period ended | Net debt | Change | YoY change |
|---|---|---|---|---|
| Q2 2026 | 2026-06-30 | $2.61B | $186.2M | +7.70% |
| Q1 2026 | 2026-03-31 | $2.68B | $256.0M | +10.56% |
| Q4 2025 | 2025-12-31 | $2.60B | $199.2M | +8.29% |
| Q3 2025 | 2025-09-30 | $3.04B | $1.54B | +103.55% |
| Q2 2025 | 2025-06-30 | $2.42B | $969.3M | +66.85% |
| Q1 2025 | 2025-03-31 | $2.42B | $897.4M | +58.75% |
| Q4 2024 | 2024-12-31 | $2.40B | $776.0M | +47.68% |
| Q3 2024 | 2024-09-30 | $1.49B | $80.3M | +5.69% |
| Q2 2024 | 2024-06-30 | $1.45B | — | — |
| Q1 2024 | 2024-03-31 | $1.53B | — | — |
| Q4 2023 | 2023-12-31 | $1.63B | $177.6M | +12.25% |
| Q3 2023 | 2023-09-30 | $1.41B | $55.1M | +4.06% |
| Q4 2022 | 2022-12-31 | $1.45B | $10.8M | +0.75% |
| Q3 2022 | 2022-09-30 | $1.36B | $628.2M | +86.32% |
| Q2 2022 | 2022-06-30 | $1.20B | $590.5M | +96.48% |
| Q1 2022 | 2022-03-31 | $1.26B | $2.70B | — |
| Q4 2021 | 2021-12-31 | $1.44B | $511.5M | +55.14% |
| Q3 2021 | 2021-09-30 | $727.8M | — | — |
| Q2 2021 | 2021-06-30 | $612.0M | — | — |
| Q1 2021 | 2021-03-31 | −$1.44B | — | — |
| Q4 2020 | 2020-12-31 | $927.6M | — | — |
UWM Holdings net debt trends
Over the last five fiscal years, UWM Holdings's net debt increased from $927.6M to $2.60B, a change of $1.68B. The latest reported quarter, Q2 2026, shows $2.61B.
About the metric
What net debt means
Net debt compares a company’s interest-bearing debt with its cash and cash equivalents. Positive net debt means debt exceeds cash, while a negative value indicates the company has more cash than debt on this measure.
Calculation and source
How net debt is calculated
TickerStat calculates net debt as total interest-bearing debt minus cash and cash equivalents at the same reporting-period end. Short-term investments are not subtracted because they are not included in the standardized cash series. Fiscal periods can differ from calendar years, so exact period-end dates are included.
Review UWM Holdings source filings ↗