VersaBank annual net debt
2020
2021
2022
2023
2024
2025
VersaBank Net Debt Growth & History (VBNK)
VersaBank's net debt was −$579.0M for fiscal 2025.
View full VersaBank company overviewVersaBank annual net debt history
| Fiscal year | Period ended | Net debt | Change | Growth |
|---|---|---|---|---|
| 2025 | 2025-10-31 | −$579.0M | −$356.8M | — |
| 2024 | 2024-10-31 | −$222.2M | −$93.7M | — |
| 2023 | 2023-10-31 | −$128.5M | −$44.4M | — |
| 2022 | 2022-10-31 | −$84.1M | $182.3M | — |
| 2021 | 2021-10-31 | −$266.4M | −$11.8M | — |
| 2020 | 2020-10-31 | −$254.6M | — | — |
VersaBank quarterly net debt
Q2.21
Q3.21
Q4.21
Q2.22
Q3.22
Q4.22
Q4.23
Q1.24
Q2.24
Q3.24
Q4.24
Q1.25
Q2.25
Q3.25
Q4.25
Q1.26
Q2.26
Q3.26
| Fiscal quarter | Period ended | Net debt | Change | YoY change |
|---|---|---|---|---|
| Q3 2026 | 2026-07-31 | −$382.8M | $74.6M | — |
| Q2 2026 | 2026-04-30 | −$463.8M | −$126.7M | — |
| Q1 2026 | 2026-01-31 | −$624.2M | −$240.4M | — |
| Q4 2025 | 2025-10-31 | −$579.0M | −$356.8M | — |
| Q3 2025 | 2025-07-31 | −$457.4M | −$212.7M | — |
| Q2 2025 | 2025-04-30 | −$337.1M | −$141.7M | — |
| Q1 2025 | 2025-01-31 | −$383.8M | −$259.9M | — |
| Q4 2024 | 2024-10-31 | −$222.2M | −$93.7M | — |
| Q3 2024 | 2024-07-31 | −$244.8M | — | — |
| Q2 2024 | 2024-04-30 | −$195.4M | — | — |
| Q1 2024 | 2024-01-31 | −$123.9M | — | — |
| Q4 2023 | 2023-10-31 | −$128.5M | −$44.4M | — |
| Q4 2022 | 2022-10-31 | −$84.1M | $182.3M | — |
| Q3 2022 | 2022-07-31 | −$79.6M | $212.2M | — |
| Q2 2022 | 2022-04-30 | −$193.4M | $73.6M | — |
| Q4 2021 | 2021-10-31 | −$266.4M | — | — |
| Q3 2021 | 2021-07-31 | −$291.7M | — | — |
| Q2 2021 | 2021-04-30 | −$267.0M | — | — |
VersaBank net debt trends
Over the last five fiscal years, VersaBank's net debt decreased from −$254.6M to −$579.0M, a change of −$324.5M. The latest reported quarter, Q3 2026, shows −$382.8M.
About the metric
What net debt means
Net debt compares a company’s interest-bearing debt with its cash and cash equivalents. Positive net debt means debt exceeds cash, while a negative value indicates the company has more cash than debt on this measure.
Calculation and source
How net debt is calculated
TickerStat calculates net debt as total interest-bearing debt minus cash and cash equivalents at the same reporting-period end. Short-term investments are not subtracted because they are not included in the standardized cash series. Fiscal periods can differ from calendar years, so exact period-end dates are included.
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