VersaBank annual debt-to-equity ratio
2020
2021
2022
2023
2024
2025
VersaBank Debt-to-Equity Ratio Growth & History (VBNK)
VersaBank's debt-to-equity ratio was 0.01 for fiscal 2025.
View full VersaBank company overviewVersaBank annual debt-to-equity ratio history
| Fiscal year | Period ended | Debt-to-equity ratio | Change | Growth |
|---|---|---|---|---|
| 2025 | 2025-10-31 | 0.01 | −0.00 | −34.12% |
| 2024 | 2024-10-31 | 0.01 | −0.00 | −23.96% |
| 2023 | 2023-10-31 | 0.01 | −0.00 | −21.58% |
| 2022 | 2022-10-31 | 0.01 | −0.00 | −17.19% |
| 2021 | 2021-10-31 | 0.02 | 0.00 | +27.44% |
| 2020 | 2020-10-31 | 0.01 | — | — |
VersaBank quarterly debt-to-equity ratio
Q4.20
Q2.21
Q3.21
Q4.21
Q2.22
Q3.22
Q4.22
Q4.23
Q1.24
Q2.24
Q3.24
Q4.24
Q1.25
Q2.25
Q3.25
Q4.25
Q1.26
Q2.26
Q3.26
| Fiscal quarter | Period ended | Debt-to-equity ratio | Change | YoY change |
|---|---|---|---|---|
| Q3 2026 | 2026-07-31 | 0.19 | 0.18 | +3394.27% |
| Q2 2026 | 2026-04-30 | 0.19 | 0.18 | +3150.88% |
| Q1 2026 | 2026-01-31 | 0.01 | 0.00 | +28.20% |
| Q4 2025 | 2025-10-31 | 0.01 | −0.00 | −34.12% |
| Q3 2025 | 2025-07-31 | 0.01 | −0.00 | −31.29% |
| Q2 2025 | 2025-04-30 | 0.01 | −0.00 | −31.90% |
| Q1 2025 | 2025-01-31 | 0.01 | −0.00 | −40.78% |
| Q4 2024 | 2024-10-31 | 0.01 | −0.00 | −23.96% |
| Q3 2024 | 2024-07-31 | 0.01 | — | — |
| Q2 2024 | 2024-04-30 | 0.01 | — | — |
| Q1 2024 | 2024-01-31 | 0.01 | — | — |
| Q4 2023 | 2023-10-31 | 0.01 | −0.00 | −21.58% |
| Q4 2022 | 2022-10-31 | 0.01 | −0.00 | −17.19% |
| Q3 2022 | 2022-07-31 | 0.01 | −0.01 | −36.00% |
| Q2 2022 | 2022-04-30 | 0.01 | −0.01 | −36.37% |
| Q4 2021 | 2021-10-31 | 0.02 | 0.00 | +27.44% |
| Q3 2021 | 2021-07-31 | 0.02 | — | — |
| Q2 2021 | 2021-04-30 | 0.02 | — | — |
| Q4 2020 | 2020-10-31 | 0.01 | — | — |
VersaBank debt-to-equity ratio trends
Over the last five fiscal years, VersaBank's debt-to-equity ratio decreased from 0.01 to 0.01, a change of −0.01. The latest reported quarter, Q3 2026, shows 0.19.
About the metric
What the debt-to-equity ratio means
The debt-to-equity ratio compares interest-bearing debt with shareholders’ equity. It helps show how much debt financing a company uses relative to its accounting equity, but useful comparison levels vary by industry.
Calculation and source
How debt-to-equity is calculated
TickerStat calculates debt-to-equity as total interest-bearing debt divided by SEC-reported shareholders’ equity for the same balance-sheet date. Total liabilities are not treated as debt, and periods with non-positive equity are omitted. Fiscal periods can differ from calendar years, so exact period-end dates are included.
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